Get multiple home insurance quotes in 20746. Our licensed 20746, MD agents are ready to serve you.

20746 Home Insurance Rates

For homeowners living in 20746, the population estimates are increasing to well over 31,635 with 13,680 occupied homes within the zip code of 20746. Homeowners like you are dicovering up to 40% or more in savings when they shop their new home insurance policy online. At GetHomeInsuranceQuotes.com, we provide homeowners a free shopping service that allows you to easily compare up to 12 competitive quotes for free. Home insurance premiums in Suitland have increased and the average home insurance premium is around $906 per year in 20746. With our online quoting services and hassle free consultation, we can help you apply all the available discounts you need, plus review the best coverage and carrier option for you. Enter your 20746 zip code today so we can help you find affordable Suitland, MD home insurance premiums.

Compare Multiple Homeowners Insurance Rates in 20746

Please select one of the three options below based on your 20746 zip code to learn more about Maryland homeowners insurance, plus review average rates and information per state, county or city.

  1. Maryland Homeowners Insurance Quotes
  2. Prince Georges County, MD Home Insurance
  3. Suitland, MD Home Insurance Quotes

20746 Average Home Insurance Rating Cost is: Medium!

Getting cheaper homeowners insurance in the 20746 zip code just got easier with GetHomeInsuranceQuotes.com of Suitland, MD. A homeowners policy consists of a combined property and casualty coverage for your home. To insure your home for a variety of risks like fire, theft, windstorm damage or liability accidents, it's important to get the right home insurance coverage. A standard HO-3 homeowners policy will help you get the basic coverage you need. Their are multiple home insurance types and we can help you get the savings you are looking for you in your insurance cost, plus the enhanced coverage you need so you have the protection when you need it most. Shop your home in 20746 today and let us help you review the best home insurance quotes available for homeowners living in Suitland.

Get 20746 Homeowners Insurance Rates Now!

20746 Home Insurance Average Premiums

Local 20746 homeowners insurance quotes comparison

$656 /yr.

Shows Zip Code: 20746 lowest rates with discounts applied on average.

For the 20746, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$656 /yr.
Average Coverage:$906 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1206 /yr.

What is the average home insurance cost for a home in 20746?

  • • The average homeowners insurance premium paid annually for a home in 20746 is around $906 per year.

What does it cost on average per month for home insurance in 20746?

  • • Homeowners in 20746 pay a monthly average cost per month around $76.00.

What kind of discount could I get if I combine my home and auto insurance together in 20746?

  • • Autoowners in 20746 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Suitland area, check out other zip codes nearby 20746.
Review average rates in another zip code:
20746 homeowners insurance rates

Home Replacement Cost Coverage in 20746

Average Building Cost Per Square Foot in 20746: $190

Location: Suitland, Maryland (Prince Georges County)

Average Square Footage in 20746: 1,342 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 20746 before you start any project. Suitland homeowners pay on average around $190 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 20746 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 20746 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,342 sq. ft. and the average cost to rebuild the home in this area is around $190 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Suitland area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1901,342$255,000
Additional Upgrades & Added Features$2381,342$318,750
Major Home Updates or Advancements$2851,342$382,500

It's important to understand that when you estimate your replacement cost of your home in the 20746 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 20746

Allstate Insurance-Mike Masri

Address: 4710 Auth Pl Ste 130 Suitland, MD 20746
Phone: (301)899-0801
Website: agent.allstate.com/91500

Lawrence Thornton Lyles Agency

Address: 3405 Bonita St Suitland, MD 20746
Phone: (301)899-2900
Website:

Allstate Insurance - Gregory Michael Barnes

Address: 5875 Allentown Road Camp Springs, MD 20746
Phone: (301)899-3570
Website:

Best Home & Auto Insurance Agencies in 20746

Lawrence Thornton Lyles Agency

Address: 3405 Bonita St Suitland, MD 20746
Phone:
Website:
Info:

Allstate Insurance - Gregory Michael Barnes

Address: 5875 Allentown Rd Suitland, MD 20746
Phone:
Website:
Info:

Allstate Insurance Company - Laura Nguyen

Address: 4710 Auth Pl Suitland, MD 20746
Phone:
Website: http://www.allstate.com/
Info:

Jones & Association Insurance

Address: 6011 Allentown Rd Suitland, MD 20746
Phone:
Website: http://www.washingtondc.citysearch.com/profile/external/4868649/suitland_md/jones_assoc_insurance.html
Info:

Allstate Insurance-Mike Masri

Address: 4710 Auth Pl, #130 Suitland, MD 20746
Phone:
Website: http://www.agent.allstate.com/91500
Info:

Housing Demographics for 20746

Population Review for 20746 Zip Code

For the city of Suitland, the population within 20746 has increased to over 32,952 residents in population size. The current population total is 31,635. We have broken down the population based on race below. In 20746, there are over 14260 in male population and 17375 females.

PopulationValues
Total Population31,635
White Population1502
Black Population26274
Hispanic Population2895
Asian Population328
Hawaiian Population22
Indian Population131
Other Population1971
Male Population14260
Female Population17375
Population Estimate32952

Household Data for 20746

The average number of homes in 20746 is around 13,680, there are an average of 2.31 per household. The average house value according to local real estate values is around $255,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode13,680
Persons Per Household2.31
Average House Value$255,000
Income Per Household$72562
Median Age36.1
Median Age Male33.7
Median Age Female38.4
20746 DetailsValues
StateMD
State Full NameMaryland
City TypeB
City Alias Abbreviation
Area Code301/240
CitySuitland
City Alias NameSUITLAND
CountyPrince Georges
County FIPS033
State FIPS24
Time Zone5
Day Light SavingY
MSA8872
PMSA8840
CSA548
CBSA47900
CBSA_DIV47764
CBSA_TypeMetro
CBSA_NameWashington-Arlington-Alexandria, DC-VA-MD-WV
MSA_NameWashington-Baltimore, DC-MD-VA-WV CMSA
PMSA_NameWashington, DC-MD-VA-WV PMSA
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses396
Number Of Employees4475
Business First Quarter Payroll62501
Business Annual Payroll276114
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5582170
CBSA Division Population1611694
Congressional District04
Congressional LandArea297.81
Delivery Residential14265
Delivery Business531
Delivery Total15870
Preferred Last Line KeyV24454
Classification Code
Multi-County
CSA NameWashington-Baltimore-Arlington, DC-MD-VA-WV-PA
CBSA_DIV_NameWashington, DC-MD
City State KeyV24454
Land Area7.566000
Water Area0.018000
City Alias Code
City Mixed CaseSuitland
City Alias Mixed CaseSuitland
Box Count0
SFDU4119
MFDU7861
State ANSI24
County ANSI033
ZIP Intro
Alias Intro
Facility CodeB
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number238881
Unique ZIP Name
SSA State County Code21160
Medicare CBSA Code47894
Medicare CBSA NameWashington-Arlington-Alexandria, DC-VA-MD-WV
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CasePrince Georges

Maryland Homeowners Insurance News & Information

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]