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Home Insurance Quotes in 20744

Are you shopping for a cheaper homeowners insurance rate in 20744? Our rates are very competitive for homeowners living in Fort Washington, MD. Many homeowners located in the 20744 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our online quoting process is free to use and our Maryland licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. If you are unsure which policy is best for you, then please contact us so we can help you understand what coverage package you need to protect your home in 20744. To get free 20744 home insurance quotes, simply click the "Get Multiple Quotes Now" button. Your 20744 zip code should appear in the zip code field ready to go. Shopping Fort Washington, MD Homeowners Insurance Rates is easy, just click, complete your online quoting application for the property address located in 20744 to review the best rate coverages.

Your 20744 Home Insurance Costs Is Rated: Medium!

For the great city of Fort Washington, the average home insurance premium paid annually is around $843 for a standard HO-3 homeowners policy. It's important to know that you may need additional coverage like flood or earthquake insurance to cover your home. Most basic home insurance policies do not provide enough coverage to provide the risk and protection you need. Our Maryland specific quoting application process is designed to meet the needs of the homeowner and we can provide the most competitive rates with enhanced coverage options. If you live in Fort Washington and need insurance on your home in the 20744 zip code, then it is important to use our service and easily discover more affordable homeowners insurance rates.

Get 20744 Homeowners Insurance Rates Now!

20744 Home Insurance Average Premiums

Local 20744 homeowners insurance quotes comparison

$593 /yr.

Shows Zip Code: 20744 lowest rates with discounts applied on average.

For the 20744, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$593 /yr.
Average Coverage:$843 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1143 /yr.

What is the average home insurance cost for a home in 20744?

  • • The average homeowners insurance premium paid annually for a home in 20744 is around $843 per year.

What does it cost on average per month for home insurance in 20744?

  • • Homeowners in 20744 pay a monthly average cost per month around $70.00.

What kind of discount could I get if I combine my home and auto insurance together in 20744?

  • • Autoowners in 20744 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Fort Washington area, check out other zip codes nearby 20744.
Review average rates in another zip code:
20744 homeowners insurance rates

Home Replacement Cost Coverage in 20744

Average Building Cost Per Square Foot in 20744: $190

Location: Fort Washington, Maryland (Prince Georges County)

Average Square Footage in 20744: 1,873 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 20744 before you start any project. Fort Washington homeowners pay on average around $190 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 20744 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 20744 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,873 sq. ft. and the average cost to rebuild the home in this area is around $190 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Fort Washington area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1901,873$355,900
Additional Upgrades & Added Features$2381,873$444,875
Major Home Updates or Advancements$2851,873$533,850

It's important to understand that when you estimate your replacement cost of your home in the 20744 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 20744

Affinity Insurance

Address: 316 East Diamond Ave Gaithersburg, MD 20744
Phone: (240)631-9600
Website: www.affinityigroup.com

Affinity Assurance Group

Address: 9300 Livingston Road Fort Washington, MD 20744
Phone: (301)417-6910
Website:

Best Home & Auto Insurance Agencies in 20744

Allstate Insurance Company - John Branch

Address: 12801 Old Fort Rd Fort Washington, MD 20744
Phone:
Website: http://www.allstateagencies.com/077625?cid=OTC-YP.com-IYP&att=TL
Info:

Allstate Insurance Company - N Porter

Address: 10903 Indian Head Hwy Fort Washington, MD 20744
Phone:
Website: http://www.allstateagencies.com/048093?cid=OTC-YP.com-IYP&att=TL
Info:

John A Stokes III - Nationwide Insurance

Address: 6192 Oxon Hill Rd, Ste 401 Oxon Hill-Glassmanor, MD 20744
Phone:
Website: http://www.nationwide.com/agent/Oxon-Hill-MARYLAND-insurance-agent/john-stokes/office.html
Info:

Theodore E Langshaw - Nationwide Insurance

Address: 10905 Fort Washington Rd Fort Washington, MD 20744
Phone:
Website: http://www.washingtondc.citysearch.com/profile/external/601744724/fort_washington_md/theodore_e_langshaw_nationwide_insurance.html
Info:

Nationwide Insurance John Stokes Agency

Address: 11101 Indian Head Hwy Fort Washington, MD 20744
Phone:
Website: http://www.stokesinsuranceagency.com/
Info:

Housing Demographics for 20744

Population Review for 20744 Zip Code

For the city of Fort Washington, the population within 20744 has increased to over 54,227 residents in population size. The current population total is 52,747. We have broken down the population based on race below. In 20744, there are over 24804 in male population and 27943 females.

PopulationValues
Total Population52,747
White Population4186
Black Population35891
Hispanic Population8255
Asian Population3356
Hawaiian Population45
Indian Population285
Other Population5572
Male Population24804
Female Population27943
Population Estimate54227

Household Data for 20744

The average number of homes in 20744 is around 19,142, there are an average of 2.74 per household. The average house value according to local real estate values is around $355,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode19,142
Persons Per Household2.74
Average House Value$355,900
Income Per Household$112260
Median Age43.5
Median Age Male41.0
Median Age Female45.8
20744 DetailsValues
StateMD
State Full NameMaryland
City TypeP
City Alias AbbreviationFT WASHINGTON
Area Code301/240
CityFort Washington
City Alias NameFORT WASHINGTON
CountyPrince Georges
County FIPS033
State FIPS24
Time Zone5
Day Light SavingY
MSA8872
PMSA8840
CSA548
CBSA47900
CBSA_DIV47764
CBSA_TypeMetro
CBSA_NameWashington-Arlington-Alexandria, DC-VA-MD-WV
MSA_NameWashington-Baltimore, DC-MD-VA-WV CMSA
PMSA_NameWashington, DC-MD-VA-WV PMSA
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses531
Number Of Employees4311
Business First Quarter Payroll38260
Business Annual Payroll165440
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5582170
CBSA Division Population1611694
Congressional District04
Congressional LandArea297.81
Delivery Residential19791
Delivery Business489
Delivery Total22995
Preferred Last Line KeyV27589
Classification Code
Multi-County
CSA NameWashington-Baltimore-Arlington, DC-MD-VA-WV-PA
CBSA_DIV_NameWashington, DC-MD
City State KeyV27589
Land Area26.091000
Water Area0.111000
City Alias Code
City Mixed CaseFort Washington
City Alias Mixed CaseFort Washington
Box Count0
SFDU16279
MFDU2261
State ANSI24
County ANSI033
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number233320
Unique ZIP Name
SSA State County Code21160
Medicare CBSA Code47894
Medicare CBSA NameWashington-Arlington-Alexandria, DC-VA-MD-WV
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CasePrince Georges

Maryland Homeowners Insurance News & Information

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]