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Quickly Revew Homeowners Insurance in 20721

If you own a home in Bowie, MD you need a great homeowners policy to protect your home and possessions. Industry experts recommend shopping your homeowners insurance on a yearly basis to ensure that you are getting the best price and coverage levels.

GetHomeInsuranceQuotes.com can help you shop your coverage and find the best policy for your home in 20721 zip code. Our service is always free and we will gather quotes from up to 12 nationwide insurers so you can see all of your homeowners insurance options in one place. Our Maryland licensed agents will also review your needs and make sure you have the appropriate coverage for your home.

If you want to see real savings on the cost of homeowners insurance start shopping GetHomeInsuranceQuotes.com right now. Get started by clicking the Get Multiple Quotes Now" button below, verify your 20721 and start comparing rates now.

20721 Homeowners Insurance Rates Are Considered: medium!

The average rate for a standard homeowners policy in 20721 is $877 according to industry data. We can help you achieve substantial savings by using our online quoting process to find the best policy for your specific home. We will also make sure you are fully covered. Insurance policies and coverage levels vary so it is key to fully understand your policy and what it covers as well as any coverage limitations.

We only deal with reputable, nationwide insurers so you can be confident that if you do need to make a claim it will be handled quickly and fairly. It’s time to start shopping for a new policy.

Get 20721 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Bowie, MD home insurance quotes in your local city and review the most competitive coverages and premiums.

20721 Home Insurance Average Premiums

Local 20721 homeowners insurance quotes comparison

$627 /yr.

Shows Zip Code: 20721 lowest rates with discounts applied on average.

For the 20721, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$627 /yr.
Average Coverage:$877 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1177 /yr.

What is the average home insurance cost for a home in 20721?

  • • The average homeowners insurance premium paid annually for a home in 20721 is around $877 per year.

What does it cost on average per month for home insurance in 20721?

  • • Homeowners in 20721 pay a monthly average cost per month around $73.00.

What kind of discount could I get if I combine my home and auto insurance together in 20721?

  • • Autoowners in 20721 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Bowie area, check out other zip codes nearby 20721.
Review average rates in another zip code:
20715 homeowners insurance rates
20716 homeowners insurance rates
20721 homeowners insurance rates
20720 homeowners insurance rates

Home Replacement Cost Coverage in 20721

Average Building Cost Per Square Foot in 20721: $190

Location: Bowie, Maryland (Prince Georges County)

Average Square Footage in 20721: 2,338 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 20721 before you start any project. Bowie homeowners pay on average around $190 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 20721 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 20721 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,338 sq. ft. and the average cost to rebuild the home in this area is around $190 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Bowie area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1902,338$444,200
Additional Upgrades & Added Features$2382,338$555,250
Major Home Updates or Advancements$2852,338$666,300

It's important to understand that when you estimate your replacement cost of your home in the 20721 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 20721

Melvin Carl Hartung Agency

Address: 11415 Dundee Dr Mitchellville, MD 20721
Phone: (301)262-3907
Website:

Best Home & Auto Insurance Agencies in 20721

Melvin Carl Hartung Agency

Address: 11415 Dundee Dr Mitchellville, MD 20721
Phone:
Website:
Info:

Nurney K Mason Ins Agcy Inc - State Farm Insurance Agent

Address: 12134 Central Ave Mitchellville, MD 20721
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

State Farm Insurance

Address: Lake Shore Dr Lake Arbor, MD 20721
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Housing Demographics for 20721

Population Review for 20721 Zip Code

For the city of Bowie, the population within 20721 has increased to over 32,694 residents in population size. The current population total is 29,847. We have broken down the population based on race below. In 20721, there are over 13726 in male population and 16121 females.

PopulationValues
Total Population29,847
White Population1684
Black Population25217
Hispanic Population1258
Asian Population760
Hawaiian Population9
Indian Population72
Other Population666
Male Population13726
Female Population16121
Population Estimate32694

Household Data for 20721

The average number of homes in 20721 is around 9,923, there are an average of 2.95 per household. The average house value according to local real estate values is around $444,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode9,923
Persons Per Household2.95
Average House Value$444,200
Income Per Household$148158
Median Age45.7
Median Age Male42.6
Median Age Female48.2
20721 DetailsValues
StateMD
State Full NameMaryland
City TypeP
City Alias Abbreviation
Area Code301
CityBowie
City Alias NameBOWIE
CountyPrince Georges
County FIPS033
State FIPS24
Time Zone5
Day Light SavingY
MSA8872
PMSA8840
CSA548
CBSA47900
CBSA_DIV47764
CBSA_TypeMetro
CBSA_NameWashington-Arlington-Alexandria, DC-VA-MD-WV
MSA_NameWashington-Baltimore, DC-MD-VA-WV CMSA
PMSA_NameWashington, DC-MD-VA-WV PMSA
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses324
Number Of Employees3792
Business First Quarter Payroll34117
Business Annual Payroll158529
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5582170
CBSA Division Population1611694
Congressional District04|05
Congressional LandArea297.81|1481.24
Delivery Residential11083
Delivery Business110
Delivery Total14668
Preferred Last Line KeyV23013
Classification Code
Multi-County
CSA NameWashington-Baltimore-Arlington, DC-MD-VA-WV-PA
CBSA_DIV_NameWashington, DC-MD
City State KeyV23013
Land Area16.833000
Water Area0.145000
City Alias Code
City Mixed CaseBowie
City Alias Mixed CaseBowie
Box Count0
SFDU7269
MFDU1024
State ANSI24
County ANSI033
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number230936
Unique ZIP Name
SSA State County Code21160
Medicare CBSA Code47894
Medicare CBSA NameWashington-Arlington-Alexandria, DC-VA-MD-WV
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CasePrince Georges

Maryland Homeowners Insurance News & Information

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  • The Best Way to Check the Financial Strength of Home Insurance Companies Posted on Wednesday 3rd April, 2024

    If you are switching insurance companies, you should always check the financial strength of any insurer you are seriously considering. While an affordable premium is always a plus, if your insurance company cannot afford to pay when you file a claim, the savings will certainly not be worth it.  A.M. Best is a credit rating […]

  • Florida’s Broward Commissioner is Asking Congress to Lower Insurance Rates Posted on Monday 1st April, 2024

    A bill in the U.S. House called the Natural Disaster Reinsurance Plan, hopes to lower insurance costs for policyholders in states that opt-in to the program which will scale back the requirements regarding the amount of reinsurance that insurance companies need to purchase.  Currently, a Broward commissioner is asking Congress to pass legislation he claims […]