Get multiple home insurance quotes in 20613. Our licensed 20613, MD agents are ready to serve you.

Find the lowest Homeowners Insurance Rates in 20613

There are a number of ways to save money on your homeowners insurance rates. Discounts, bundling, upgrading your security system or replacing your roof with wind resistance materials are all great ways to lower your premium but the number one recommended way to save is to shop your coverage on a regular basis.

If you are shopping for coverage in 20613, do yourself a favor and get a rate quote from GetHomeInsuranceQuotes.com. We will provide you with up to 12 quotes for homeowners coverage in Brandywine, MD from a list of top tier nationwide insurers.

Our Maryland licensed agents will review the quotes with you and provide advice on coverage types and coverage levels that will work best for you and your family.

It’s easy to get started. Just click the "Get Multiple Quotes Now" button below and your 20613 will appear in the zip code field and you are ready to go.

It’s Time to Compare Rate Quotes for 20613

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Brandywine, MD home insurance quotes in your local city and review the most competitive coverages and premiums.

20613 Ratings: medium!

Saving up to 40 percent on your homeowner insurance premium has never been easier. We will do all of the legwork for you and present you with the best policy options to help protect your home.

In addition to gathering the best quotes from 12 major insurance companies in Brandywine we will also share what average rates are in your area so we can compare savings and coverage options. Reviewing what home insurance cost will help you determine if your current insurance premium is on the high side or if you are already getting a bargain. For example, in 20613, homeowners are seeing rates around 812 on average per year.

Let us help you compare home insurance rates right now. Get started shopping for new policy in 20613!

20613 Home Insurance Average Premiums

Local 20613 homeowners insurance quotes comparison

$562 /yr.

Shows Zip Code: 20613 lowest rates with discounts applied on average.

For the 20613, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$562 /yr.
Average Coverage:$812 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1112 /yr.

What is the average home insurance cost for a home in 20613?

  • • The average homeowners insurance premium paid annually for a home in 20613 is around $812 per year.

What does it cost on average per month for home insurance in 20613?

  • • Homeowners in 20613 pay a monthly average cost per month around $68.00.

What kind of discount could I get if I combine my home and auto insurance together in 20613?

  • • Autoowners in 20613 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Brandywine area, check out other zip codes nearby 20613.
Review average rates in another zip code:
20613 homeowners insurance rates

Home Replacement Cost Coverage in 20613

Average Building Cost Per Square Foot in 20613: $190

Location: Brandywine, Maryland (Prince Georges County)

Average Square Footage in 20613: 2,166 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 20613 before you start any project. Brandywine homeowners pay on average around $190 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 20613 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 20613 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,166 sq. ft. and the average cost to rebuild the home in this area is around $190 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Brandywine area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1902,166$411,600
Additional Upgrades & Added Features$2382,166$514,500
Major Home Updates or Advancements$2852,166$617,400

It's important to understand that when you estimate your replacement cost of your home in the 20613 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 20613

Best Home & Auto Insurance Agencies in 20613

Lemmert, Ken - State Farm Insurance Agent

Address: 16004 Crain Hwy Brandywine, MD 20613
Phone:
Website: http://www.washingtondc.citysearch.com/profile/external/603128182/brandywine_md/lemmert_ken_state_farm_insurance_agent.html
Info:

Allstate Insurance Company

Address: 14149 Brandywine Rd Brandywine, MD 20613
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Housing Demographics for 20613

Population Review for 20613 Zip Code

For the city of Brandywine, the population within 20613 has increased to over 19,805 residents in population size. The current population total is 15,726. We have broken down the population based on race below. In 20613, there are over 7608 in male population and 8118 females.

PopulationValues
Total Population15,726
White Population3293
Black Population10281
Hispanic Population1170
Asian Population282
Hawaiian Population11
Indian Population132
Other Population670
Male Population7608
Female Population8118
Population Estimate19805

Household Data for 20613

The average number of homes in 20613 is around 5,473, there are an average of 2.87 per household. The average house value according to local real estate values is around $411,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode5,473
Persons Per Household2.87
Average House Value$411,600
Income Per Household$136111
Median Age41.7
Median Age Male41.2
Median Age Female42.3
20613 DetailsValues
StateMD
State Full NameMaryland
City TypeP
City Alias Abbreviation
Area Code240/301
CityBrandywine
City Alias NameBRANDYWINE
CountyPrince Georges
County FIPS033
State FIPS24
Time Zone5
Day Light SavingY
MSA8872
PMSA8840
CSA548
CBSA47900
CBSA_DIV47764
CBSA_TypeMetro
CBSA_NameWashington-Arlington-Alexandria, DC-VA-MD-WV
MSA_NameWashington-Baltimore, DC-MD-VA-WV CMSA
PMSA_NameWashington, DC-MD-VA-WV PMSA
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses254
Number Of Employees3092
Business First Quarter Payroll30076
Business Annual Payroll136973
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5582170
CBSA Division Population1611694
Congressional District05
Congressional LandArea1481.24
Delivery Residential6901
Delivery Business205
Delivery Total7289
Preferred Last Line KeyV23024
Classification Code
Multi-CountyY
CSA NameWashington-Baltimore-Arlington, DC-MD-VA-WV-PA
CBSA_DIV_NameWashington, DC-MD
City State KeyV23024
Land Area72.413000
Water Area1.415000
City Alias Code
City Mixed CaseBrandywine
City Alias Mixed CaseBrandywine
Box Count153
SFDU4729
MFDU225
State ANSI24
County ANSI033
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number231044
Unique ZIP Name
SSA State County Code21160
Medicare CBSA Code47894
Medicare CBSA NameWashington-Arlington-Alexandria, DC-VA-MD-WV
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CasePrince Georges

Maryland Homeowners Insurance News & Information

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]