Get multiple home insurance quotes in 66056. Our licensed 66056, KS agents are ready to serve you.

Find the lowest Homeowners Insurance Rates in 66056

There are a number of ways to save money on your homeowners insurance rates. Discounts, bundling, upgrading your security system or replacing your roof with wind resistance materials are all great ways to lower your premium but the number one recommended way to save is to shop your coverage on a regular basis.

If you are shopping for coverage in 66056, do yourself a favor and get a rate quote from GetHomeInsuranceQuotes.com. We will provide you with up to 12 quotes for homeowners coverage in Mound City, KS from a list of top tier nationwide insurers.

Our Kansas licensed agents will review the quotes with you and provide advice on coverage types and coverage levels that will work best for you and your family.

It’s easy to get started. Just click the "Get Multiple Quotes Now" button below and your 66056 will appear in the zip code field and you are ready to go.

It’s Time to Compare Rate Quotes for 66056

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Mound City, KS home insurance quotes in your local city and review the most competitive coverages and premiums.

66056 Ratings: high!

Saving up to 40 percent on your homeowner insurance premium has never been easier. We will do all of the legwork for you and present you with the best policy options to help protect your home.

In addition to gathering the best quotes from 12 major insurance companies in Mound City we will also share what average rates are in your area so we can compare savings and coverage options. Reviewing what home insurance cost will help you determine if your current insurance premium is on the high side or if you are already getting a bargain. For example, in 66056, homeowners are seeing rates around 1075 on average per year.

Let us help you compare home insurance rates right now. Get started shopping for new policy in 66056!

66056 Home Insurance Average Premiums

Local 66056 homeowners insurance quotes comparison

$825 /yr.

Shows Zip Code: 66056 lowest rates with discounts applied on average.

For the 66056, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$825 /yr.
Average Coverage:$1075 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1375 /yr.

What is the average home insurance cost for a home in 66056?

  • • The average homeowners insurance premium paid annually for a home in 66056 is around $1075 per year.

What does it cost on average per month for home insurance in 66056?

  • • Homeowners in 66056 pay a monthly average cost per month around $90.00.

What kind of discount could I get if I combine my home and auto insurance together in 66056?

  • • Autoowners in 66056 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Mound City area, check out other zip codes nearby 66056.
Review average rates in another zip code:
66056 homeowners insurance rates

Home Replacement Cost Coverage in 66056

Average Building Cost Per Square Foot in 66056: $126

Location: Mound City, Kansas (Linn County)

Average Square Footage in 66056: 956 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 66056 before you start any project. Mound City homeowners pay on average around $126 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 66056 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 66056 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 956 sq. ft. and the average cost to rebuild the home in this area is around $126 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Mound City area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$126956$120,400
Additional Upgrades & Added Features$158956$150,500
Major Home Updates or Advancements$189956$180,600

It's important to understand that when you estimate your replacement cost of your home in the 66056 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 66056

Best Home & Auto Insurance Agencies in 66056

Progressive Insurance

Address: 610 Fletcher St Mound City, KS 66056
Phone:
Website:
Info:

Housing Demographics for 66056

Population Review for 66056 Zip Code

For the city of Mound City, the population within 66056 has increased to over 1,865 residents in population size. The current population total is 1,722. We have broken down the population based on race below. In 66056, there are over 876 in male population and 846 females.

PopulationValues
Total Population1,722
White Population1605
Black Population10
Hispanic Population46
Asian Population1
Hawaiian Population1
Indian Population8
Other Population10
Male Population876
Female Population846
Population Estimate1865

Household Data for 66056

The average number of homes in 66056 is around 755, there are an average of 2.28 per household. The average house value according to local real estate values is around $120,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode755
Persons Per Household2.28
Average House Value$120,400
Income Per Household$51250
Median Age48.4
Median Age Male48.1
Median Age Female48.8
66056 DetailsValues
StateKS
State Full NameKansas
City TypeP
City Alias Abbreviation
Area Code913
CityMound City
City Alias NameMOUND CITY
CountyLinn
County FIPS107
State FIPS20
Time Zone6
Day Light SavingY
MSA
PMSA
CSA312
CBSA28140
CBSA_DIV
CBSA_TypeMetro
CBSA_NameKansas City, MO-KS
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses56
Number Of Employees255
Business First Quarter Payroll1837
Business Annual Payroll7786
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2035334
CBSA Division Population0
Congressional District02
Congressional LandArea14143.34
Delivery Residential818
Delivery Business20
Delivery Total998
Preferred Last Line KeyW21048
Classification Code
Multi-CountyY
CSA NameKansas City-Overland Park-Kansas City, MO-KS
CBSA_DIV_Name
City State KeyW21048
Land Area91.106000
Water Area0.857000
City Alias Code
City Mixed CaseMound City
City Alias Mixed CaseMound City
Box Count86
SFDU806
MFDU0
State ANSI20
County ANSI107
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number196204
Unique ZIP Name
SSA State County Code17530
Medicare CBSA Code28140
Medicare CBSA NameKansas City, MO-KS
Medicare CBSA TypeMetro
Market Rating Area ID2
County Mixed CaseLinn

Kansas Homeowners Insurance News & Information

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]

  • Homeowners Below a 580 Credit Score Pay 35% More for Home Insurance Posted on Monday 15th April, 2024

    While the odds of a major disaster hitting a specific home is the same regardless of whether the owner has a great credit score or one that puts them in a subprime category, their credit score will impact their rate in many states.  In most states, insurers are allowed to consider credit scores when setting […]