Get multiple home insurance quotes in 52660. Our licensed 52660, IA agents are ready to serve you.

Compare 52660 Home Insurance Rates

Are you looking to easily compare home insurance prices online for your home in the 52660 area? The average homeowners premium in Iowa for a standard homeowners policy is around $706/yr., paid annually through your mortgage provider if your home is not currently paid in full. A standard policy for your home is referred to as an HO-3 policy which is the most common homeowners policy. This type of policy covers all perils, but will exclude certain major perils like flood and earthquake damage. The exceptions are listed on your current policy so it is important to know what type of coverage you currently have so you can compare the best home insurance rates, companies and policy protection. In the 52660 zip code, the population size is around 214 with 101 currently occupied homeowners. Our online quoting process helps make it easy for you to shop and compare the best home insurance rates for your home in 52660.

Please give us a call now at 1-913-276-4017, and easily get up to 12 rates over the phone in minutes. Easily shop the best rates for Yarmouth, IA Homeowners Insurance. Compare companies, quotes, coverages and more.

Avg. IA RateDiscountsSavingsShop Rates
$998up to 40% off$399

52660 Home Insurance Average Premiums

Local 52660 homeowners insurance quotes comparison

$456 /yr.

Shows Zip Code: 52660 lowest rates with discounts applied on average.

For the 52660, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$456 /yr.
Average Coverage:$706 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1006 /yr.

What is the average home insurance cost for a home in 52660?

  • • The average homeowners insurance premium paid annually for a home in 52660 is around $706 per year.

What does it cost on average per month for home insurance in 52660?

  • • Homeowners in 52660 pay a monthly average cost per month around $59.00.

What kind of discount could I get if I combine my home and auto insurance together in 52660?

  • • Autoowners in 52660 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Yarmouth area, check out other zip codes nearby 52660.
Review average rates in another zip code:
52660 homeowners insurance rates

Home Replacement Cost Coverage in 52660

Average Building Cost Per Square Foot in 52660: $130

Location: Yarmouth, Iowa (Des Moines County)

Average Square Footage in 52660: 1,568 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 52660 before you start any project. Yarmouth homeowners pay on average around $130 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 52660 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 52660 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,568 sq. ft. and the average cost to rebuild the home in this area is around $130 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Yarmouth area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1301,568$203,900
Additional Upgrades & Added Features$1631,568$254,875
Major Home Updates or Advancements$1951,568$305,850

It's important to understand that when you estimate your replacement cost of your home in the 52660 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 52660

Best Home & Auto Insurance Agencies in 52660

Housing Demographics for 52660

Population Review for 52660 Zip Code

For the city of Yarmouth, the population within 52660 has increased to over 252 residents in population size. The current population total is 214. We have broken down the population based on race below. In 52660, there are over 113 in male population and 101 females.

PopulationValues
Total Population214
White Population200
Black Population0
Hispanic Population4
Asian Population4
Hawaiian Population0
Indian Population0
Other Population3
Male Population113
Female Population101
Population Estimate252

Household Data for 52660

The average number of homes in 52660 is around 101, there are an average of 2.12 per household. The average house value according to local real estate values is around $203,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode101
Persons Per Household2.12
Average House Value$203,900
Income Per Household$86477
Median Age39.4
Median Age Male43.5
Median Age Female37.4
52660 DetailsValues
StateIA
State Full NameIowa
City TypeN
City Alias Abbreviation
Area Code319
CityYarmouth
City Alias NameYARMOUTH
CountyDes Moines
County FIPS057
State FIPS19
Time Zone6
Day Light SavingY
MSA
PMSA
CSA161
CBSA15460
CBSA_DIV
CBSA_TypeMicro
CBSA_NameBurlington, IA-IL
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses11
Number Of Employees81
Business First Quarter Payroll557
Business Annual Payroll3516
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population47656
CBSA Division Population0
Congressional District01
Congressional LandArea12048.84
Delivery Residential119
Delivery Business8
Delivery Total150
Preferred Last Line Key012593
Classification Code
Multi-County
CSA NameBurlington-Fort Madison, IA-IL
CBSA_DIV_Name
City State Key012593
Land Area24.052000
Water Area0.020000
City Alias Code
City Mixed CaseYarmouth
City Alias Mixed CaseYarmouth
Box Count0
SFDU119
MFDU0
State ANSI19
County ANSI057
ZIP Intro
Alias Intro
Facility CodeN
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number186318
Unique ZIP Name
SSA State County Code16280
Medicare CBSA Code99916
Medicare CBSA NameRural Areas in IA
Medicare CBSA TypeMicro
Market Rating Area ID5
County Mixed CaseDes Moines

Iowa Homeowners Insurance News & Information

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]