Get multiple home insurance quotes in 50007. Our licensed 50007, IA agents are ready to serve you.

50007 Homeowners Insurance Rate Quotes

Are you shopping for homeowners insurance quotes in 50007? Our rates are very competitive for homeowners living in Alleman, IA. Many homeowners based out of your 50007 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our homeowners insurance quotes are free and our Iowa licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 50007 should appear in the zip code field ready to go. For Alleman, IA Home Insurance Rate Quotes click to review the best rates and service online!

50007 Average Premium is Rated: Medium!

Homeowners living in 50007 can easily save up to 40% off the average home insurance premium of $713 a year by comparing rates with us at GetHomeInsuranceQuotes.com. You don't have to do the research to find the best company, rate and coverage options. We have already done this for you. We have 12 major carriers in Alleman that are all very competitive and have the best rate and coverage option available. All you need to do is request quotes online for zip code 50007 and we will help you compare prices and apply all available discounts. If you want savings and also need help deciding which policy is best for you, than let us help you compare multiple rates today!

Get Multiple Home Insurance Rates in 50007!

50007 Home Insurance Average Premiums

Local 50007 homeowners insurance quotes comparison

$463 /yr.

Shows Zip Code: 50007 lowest rates with discounts applied on average.

For the 50007, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$463 /yr.
Average Coverage:$713 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1013 /yr.

What is the average home insurance cost for a home in 50007?

  • • The average homeowners insurance premium paid annually for a home in 50007 is around $713 per year.

What does it cost on average per month for home insurance in 50007?

  • • Homeowners in 50007 pay a monthly average cost per month around $59.00.

What kind of discount could I get if I combine my home and auto insurance together in 50007?

  • • Autoowners in 50007 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Alleman area, check out other zip codes nearby 50007.
Review average rates in another zip code:
50007 homeowners insurance rates

Home Replacement Cost Coverage in 50007

Average Building Cost Per Square Foot in 50007: $130

Location: Alleman, Iowa (Polk County)

Average Square Footage in 50007: 1,902 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 50007 before you start any project. Alleman homeowners pay on average around $130 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 50007 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 50007 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,902 sq. ft. and the average cost to rebuild the home in this area is around $130 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Alleman area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1301,902$247,300
Additional Upgrades & Added Features$1631,902$309,125
Major Home Updates or Advancements$1951,902$370,950

It's important to understand that when you estimate your replacement cost of your home in the 50007 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 50007

Best Home & Auto Insurance Agencies in 50007

Housing Demographics for 50007

Population Review for 50007 Zip Code

For the city of Alleman, the population within 50007 has increased to over 382 residents in population size. The current population total is 497. We have broken down the population based on race below. In 50007, there are over 254 in male population and 243 females.

PopulationValues
Total Population497
White Population485
Black Population3
Hispanic Population9
Asian Population1
Hawaiian Population0
Indian Population0
Other Population0
Male Population254
Female Population243
Population Estimate382

Household Data for 50007

The average number of homes in 50007 is around 182, there are an average of 2.73 per household. The average house value according to local real estate values is around $247,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode182
Persons Per Household2.73
Average House Value$247,300
Income Per Household$127083
Median Age46.8
Median Age Male45.2
Median Age Female50.5
50007 DetailsValues
StateIA
State Full NameIowa
City TypeP
City Alias Abbreviation
Area Code515
CityAlleman
City Alias NameALLEMAN
CountyPolk
County FIPS153
State FIPS19
Time Zone6
Day Light SavingY
MSA2120
PMSA
CSA218
CBSA19780
CBSA_DIV
CBSA_TypeMetro
CBSA_NameDes Moines-West Des Moines, IA
MSA_NameDes Moines, IA MSA
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses9
Number Of Employees19
Business First Quarter Payroll190
Business Annual Payroll853
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population569633
CBSA Division Population0
Congressional District03
Congressional LandArea8789.62
Delivery Residential140
Delivery Business5
Delivery Total210
Preferred Last Line KeyW10022
Classification Code
Multi-County
CSA NameDes Moines-West Des Moines-Ames, IA
CBSA_DIV_Name
City State KeyW10022
Land Area5.418000
Water Area0.000000
City Alias Code
City Mixed CaseAlleman
City Alias Mixed CaseAlleman
Box Count51
SFDU136
MFDU0
State ANSI19
County ANSI153
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number180162
Unique ZIP Name
SSA State County Code16760
Medicare CBSA Code19780
Medicare CBSA NameDes Moines-West Des Moines, IA
Medicare CBSA TypeMetro
Market Rating Area ID2
County Mixed CasePolk

Iowa Homeowners Insurance News & Information

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]