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Compare 60564 Home Insurance Rates

Are you looking to easily compare home insurance prices online for your home in the 60564 area? The average homeowners premium in Illinois for a standard homeowners policy is around $894/yr., paid annually through your mortgage provider if your home is not currently paid in full. A standard policy for your home is referred to as an HO-3 policy which is the most common homeowners policy. This type of policy covers all perils, but will exclude certain major perils like flood and earthquake damage. The exceptions are listed on your current policy so it is important to know what type of coverage you currently have so you can compare the best home insurance rates, companies and policy protection. In the 60564 zip code, the population size is around 45,616 with 14,742 currently occupied homeowners. Our online quoting process helps make it easy for you to shop and compare the best home insurance rates for your home in 60564.

Please give us a call now at 1-855-976-2656, and easily get up to 12 rates over the phone in minutes. Easily shop the best rates for Naperville, IL Homeowners Insurance. Compare companies, quotes, coverages and more.

Avg. IL RateDiscountsSavingsShop Rates
$1,144up to 40% off$458

60564 Home Insurance Average Premiums

Local 60564 homeowners insurance quotes comparison

$644 /yr.

Shows Zip Code: 60564 lowest rates with discounts applied on average.

For the 60564, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$644 /yr.
Average Coverage:$894 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1194 /yr.

What is the average home insurance cost for a home in 60564?

  • • The average homeowners insurance premium paid annually for a home in 60564 is around $894 per year.

What does it cost on average per month for home insurance in 60564?

  • • Homeowners in 60564 pay a monthly average cost per month around $75.00.

What kind of discount could I get if I combine my home and auto insurance together in 60564?

  • • Autoowners in 60564 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Naperville area, check out other zip codes nearby 60564.
Review average rates in another zip code:
60564 homeowners insurance rates
60540 homeowners insurance rates
60563 homeowners insurance rates
60565 homeowners insurance rates

Home Replacement Cost Coverage in 60564

Average Building Cost Per Square Foot in 60564: $154

Location: Naperville, Illinois (Will County)

Average Square Footage in 60564: 2,980 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 60564 before you start any project. Naperville homeowners pay on average around $154 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 60564 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 60564 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,980 sq. ft. and the average cost to rebuild the home in this area is around $154 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Naperville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1542,980$458,900
Additional Upgrades & Added Features$1932,980$573,625
Major Home Updates or Advancements$2312,980$688,350

It's important to understand that when you estimate your replacement cost of your home in the 60564 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 60564

Allstate Insurance-Gamache Ins. & Financial Services

Address: 9 S 080 State Rte 59 Naperville, IL 60564
Phone: (630)922-9500
Website: agent.allstate.com/00967

Allstate Insurance - John C Goularas

Address: 10334 State Route 59 Naperville, IL 60564
Phone: (630)548-5780
Website:

Best Home & Auto Insurance Agencies in 60564

Allstate Insurance Company - Mary Schur

Address: 3020 Reflection Drive Naperville, IL 60564
Phone:
Website: http://www.allstateagencies.com/025794?cid=OTC-YP.com-IYP&att=TL
Info:

Allstate Insurance-Gamache Ins. & Financial Services

Address: 9 S 080 Rt 59 Naperville, IL 60564
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
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Ning Yu-Farmers Insurance

Address: 2712 Forgue Drive #118 Naperville, IL 60564
Phone:
Website:
Info:

Cornwell- Rob

Address: 2735 111th St Naperville, IL 60564
Phone:
Website:
Info:

Allstate Insurance Company - Roger Einbecker

Address: 3027 English Rows Avenue Naperville, IL 60564
Phone:
Website: http://www.allstateagencies.com/043860?cid=OTC-YP.com-IYP&att=TL
Info:

Housing Demographics for 60564

Population Review for 60564 Zip Code

For the city of Naperville, the population within 60564 has increased to over 48,645 residents in population size. The current population total is 45,616. We have broken down the population based on race below. In 60564, there are over 22256 in male population and 23360 females.

PopulationValues
Total Population45,616
White Population25338
Black Population2297
Hispanic Population2520
Asian Population14292
Hawaiian Population13
Indian Population69
Other Population721
Male Population22256
Female Population23360
Population Estimate48645

Household Data for 60564

The average number of homes in 60564 is around 14,742, there are an average of 3.09 per household. The average house value according to local real estate values is around $458,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode14,742
Persons Per Household3.09
Average House Value$458,900
Income Per Household$160148
Median Age40.4
Median Age Male40.3
Median Age Female40.5
60564 DetailsValues
StateIL
State Full NameIllinois
City TypeP
City Alias Abbreviation
Area Code630
CityNaperville
City Alias NameNAPERVILLE
CountyWill
County FIPS197
State FIPS17
Time Zone6
Day Light SavingY
MSA1602
PMSA1600
CSA176
CBSA16980
CBSA_DIV16984
CBSA_TypeMetro
CBSA_NameChicago-Naperville-Elgin, IL-IN
MSA_NameChicago-Gary-Kenosha, IL-IN-WI CMSA
PMSA_NameChicago, IL PMSA
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1337
Number Of Employees9238
Business First Quarter Payroll81629
Business Annual Payroll395989
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population9461105
CBSA Division Population7147982
Congressional District11|14
Congressional LandArea280.95|1597.6
Delivery Residential15743
Delivery Business994
Delivery Total21205
Preferred Last Line KeyW14091
Classification Code
Multi-CountyY
CSA NameChicago-Naperville, IL-IN-WI
CBSA_DIV_NameChicago-Naperville-Schaumburg, IL
City State KeyW14091
Land Area16.019000
Water Area0.173000
City Alias Code
City Mixed CaseNaperville
City Alias Mixed CaseNaperville
Box Count0
SFDU11923
MFDU550
State ANSI17
County ANSI197
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number165484
Unique ZIP Name
SSA State County Code14989
Medicare CBSA Code16984
Medicare CBSA NameChicago-Naperville-Evanston, IL
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseWill

Illinois Homeowners Insurance News & Information

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]

  • Homeowners Below a 580 Credit Score Pay 35% More for Home Insurance Posted on Monday 15th April, 2024

    While the odds of a major disaster hitting a specific home is the same regardless of whether the owner has a great credit score or one that puts them in a subprime category, their credit score will impact their rate in many states.  In most states, insurers are allowed to consider credit scores when setting […]

  • The Best Way to Check the Financial Strength of Home Insurance Companies Posted on Wednesday 3rd April, 2024

    If you are switching insurance companies, you should always check the financial strength of any insurer you are seriously considering. While an affordable premium is always a plus, if your insurance company cannot afford to pay when you file a claim, the savings will certainly not be worth it.  A.M. Best is a credit rating […]