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60559 Home Insurance Rates

Getting multiple homeowners insurance rates in 60559 is the best way to review and compare all the coverage options available for you, your home and your family. Our homeowners rates are very competitive for homeowners living in the great city of Westmont, IL. Many homeowners based out of the 60559 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. We can compare up to 12 competitive home insurance rates for you all in one place. Plus, our home insurance quotes are free and our Illinois licensed home insurance professionals can provide a free consultation service to you that allows you to ask questions about which policy and coverage package is best for you. To get free home insurance quotes, simply click the "Get Multiple Quotes Now" button. Your 60559 should appear in the zip code field ready to go. For Westmont, IL Home Insurance Quotes, Click to easily get started!

60559 Homeowners Insurance Rates, Average Rating: Medium!

Your homeowners insurance policy in 60559 consists of both property and casualty insurance coverage. This type of policy will insure your home against a variety of risks, including fire, theft and windstorm damage. Additional protection is also included in most policies that offer liability coverage against accidents that may injure other people on your property in Westmont. For a basic HO-3, standard homeowners policy, the average premium per year in Illinois is around $877. By shopping your home insurance with us at GetHomeInsuranceQuotes.com, we can help you compare the most affordable rates and enhanced coverage options. Please enter your 60559 zip code today and let us help you save time and money on your homeowners insurance premium.

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60559 Home Insurance Average Premiums

Local 60559 homeowners insurance quotes comparison

$627 /yr.

Shows Zip Code: 60559 lowest rates with discounts applied on average.

For the 60559, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$627 /yr.
Average Coverage:$877 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1177 /yr.

What is the average home insurance cost for a home in 60559?

  • • The average homeowners insurance premium paid annually for a home in 60559 is around $877 per year.

What does it cost on average per month for home insurance in 60559?

  • • Homeowners in 60559 pay a monthly average cost per month around $73.00.

What kind of discount could I get if I combine my home and auto insurance together in 60559?

  • • Autoowners in 60559 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Westmont area, check out other zip codes nearby 60559.
Review average rates in another zip code:
60559 homeowners insurance rates

Home Replacement Cost Coverage in 60559

Average Building Cost Per Square Foot in 60559: $154

Location: Westmont, Illinois (Dupage County)

Average Square Footage in 60559: 1,948 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 60559 before you start any project. Westmont homeowners pay on average around $154 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 60559 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 60559 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,948 sq. ft. and the average cost to rebuild the home in this area is around $154 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Westmont area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1541,948$300,000
Additional Upgrades & Added Features$1931,948$375,000
Major Home Updates or Advancements$2311,948$450,000

It's important to understand that when you estimate your replacement cost of your home in the 60559 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 60559

Allstate Insurance - John P. Ryan

Address: 113 N. Cass Ave. Westmont, IL 60559
Phone: (630)968-7400
Website:

Allstate Insurance - James A. Bledsoe

Address: 700 E Ogden Ave #5 Westmont, IL 60559
Phone: (630)887-8600
Website:

Best Home & Auto Insurance Agencies in 60559

Allstate Insurance - John P. Ryan

Address: 113 N Cass Ave Westmont, IL 60559
Phone:
Website:
Info:

Budreck- Elizabeth E - State Farm Insurance Agent

Address: 700 E Ogden Ave, #101 Westmont, IL 60559
Phone:
Website:
Info:

Allstate Insurance - James A. Bledsoe

Address: 700 E Ogden Ave, #Ave-5 Westmont, IL 60559
Phone:
Website:
Info:

Jordan- Edward L - State Farm Insurance Agent

Address: 230 N Cass Ave Westmont, IL 60559
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Frodyma-budreck- Elizabeth E

Address: 700 E Ogden Ave Westmont, IL 60559
Phone:
Website:
Info:

Housing Demographics for 60559

Population Review for 60559 Zip Code

For the city of Westmont, the population within 60559 has increased to over 24,705 residents in population size. The current population total is 24,363. We have broken down the population based on race below. In 60559, there are over 11730 in male population and 12633 females.

PopulationValues
Total Population24,363
White Population15737
Black Population1678
Hispanic Population3234
Asian Population3542
Hawaiian Population17
Indian Population108
Other Population1401
Male Population11730
Female Population12633
Population Estimate24705

Household Data for 60559

The average number of homes in 60559 is around 10,225, there are an average of 2.35 per household. The average house value according to local real estate values is around $300,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode10,225
Persons Per Household2.35
Average House Value$300,000
Income Per Household$80926
Median Age39.4
Median Age Male37.4
Median Age Female41.2
60559 DetailsValues
StateIL
State Full NameIllinois
City TypeP
City Alias Abbreviation
Area Code630/312/847/708
CityWestmont
City Alias NameWESTMONT
CountyDupage
County FIPS043
State FIPS17
Time Zone6
Day Light SavingY
MSA1602
PMSA1600
CSA176
CBSA16980
CBSA_DIV16984
CBSA_TypeMetro
CBSA_NameChicago-Naperville-Elgin, IL-IN
MSA_NameChicago-Gary-Kenosha, IL-IN-WI CMSA
PMSA_NameChicago, IL PMSA
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses909
Number Of Employees10978
Business First Quarter Payroll162920
Business Annual Payroll746859
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population9461105
CBSA Division Population7147982
Congressional District06
Congressional LandArea378.78
Delivery Residential10513
Delivery Business884
Delivery Total12112
Preferred Last Line KeyW15509
Classification Code
Multi-County
CSA NameChicago-Naperville, IL-IN-WI
CBSA_DIV_NameChicago-Naperville-Schaumburg, IL
City State KeyW15509
Land Area4.695000
Water Area0.089000
City Alias Code
City Mixed CaseWestmont
City Alias Mixed CaseWestmont
Box Count315
SFDU5141
MFDU3951
State ANSI17
County ANSI043
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number168370
Unique ZIP Name
SSA State County Code14250
Medicare CBSA Code16984
Medicare CBSA NameChicago-Naperville-Evanston, IL
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CaseDupage

Illinois Homeowners Insurance News & Information

  • Largest Insurer in California – Travelers Announces Home Insurance Rates Going Up 15% Posted on Monday 20th May, 2024

    Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]