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Home Insurance Quotes in 60521

Are you shopping for a cheaper homeowners insurance rate in 60521? Our rates are very competitive for homeowners living in Hinsdale, IL. Many homeowners located in the 60521 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our online quoting process is free to use and our Illinois licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. If you are unsure which policy is best for you, then please contact us so we can help you understand what coverage package you need to protect your home in 60521. To get free 60521 home insurance quotes, simply click the "Get Multiple Quotes Now" button. Your 60521 zip code should appear in the zip code field ready to go. Shopping Hinsdale, IL Homeowners Insurance Rates is easy, just click, complete your online quoting application for the property address located in 60521 to review the best rate coverages.

Your 60521 Home Insurance Costs Is Rated: Medium!

For the great city of Hinsdale, the average home insurance premium paid annually is around $840 for a standard HO-3 homeowners policy. It's important to know that you may need additional coverage like flood or earthquake insurance to cover your home. Most basic home insurance policies do not provide enough coverage to provide the risk and protection you need. Our Illinois specific quoting application process is designed to meet the needs of the homeowner and we can provide the most competitive rates with enhanced coverage options. If you live in Hinsdale and need insurance on your home in the 60521 zip code, then it is important to use our service and easily discover more affordable homeowners insurance rates.

Get 60521 Homeowners Insurance Rates Now!

60521 Home Insurance Average Premiums

Local 60521 homeowners insurance quotes comparison

$590 /yr.

Shows Zip Code: 60521 lowest rates with discounts applied on average.

For the 60521, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$590 /yr.
Average Coverage:$840 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1140 /yr.

What is the average home insurance cost for a home in 60521?

  • • The average homeowners insurance premium paid annually for a home in 60521 is around $840 per year.

What does it cost on average per month for home insurance in 60521?

  • • Homeowners in 60521 pay a monthly average cost per month around $70.00.

What kind of discount could I get if I combine my home and auto insurance together in 60521?

  • • Autoowners in 60521 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Hinsdale area, check out other zip codes nearby 60521.
Review average rates in another zip code:
60521 homeowners insurance rates

Home Replacement Cost Coverage in 60521

Average Building Cost Per Square Foot in 60521: $154

Location: Hinsdale, Illinois (Dupage County)

Average Square Footage in 60521: 5,597 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 60521 before you start any project. Hinsdale homeowners pay on average around $154 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 60521 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 60521 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 5,597 sq. ft. and the average cost to rebuild the home in this area is around $154 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Hinsdale area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1545,597$861,900
Additional Upgrades & Added Features$1935,597$1,077,375
Major Home Updates or Advancements$2315,597$1,292,850

It's important to understand that when you estimate your replacement cost of your home in the 60521 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 60521

Allstate Insurance - Madeline Lopresti

Address: 53 S Washington St Hinsdale, IL 60521
Phone: (630)789-5882
Website:

Best Home & Auto Insurance Agencies in 60521

Louis Panozzo-Farmers Insurance

Address: 7 S Lincoln St Hinsdale, IL 60521
Phone:
Website: http://www.farmersagent.com/lpanozzo/
Info:

Budreck, Beth CLU - Beth Budreck Insurance & Financial Services Incorporated

Address: 240 E Ogden Ave, Ste 100 Hinsdale, IL 60521
Phone:
Website: http://www.bethbudreck.com/
Info:

Anand, Krit - Farmer's Insurance Group

Address: 119 E Ogden Ave, #222 Hinsdale, IL 60521
Phone:
Website:
Info:

Kramer- Douglas R - State Farm Insurance Agent

Address: 13 S Lincoln St Hinsdale, IL 60521
Phone:
Website:
Info:

Farmers Insurance

Address: 930 N York Rd Hinsdale, IL 60521
Phone:
Website:
Info:

Housing Demographics for 60521

Population Review for 60521 Zip Code

For the city of Hinsdale, the population within 60521 has increased to over 19,149 residents in population size. The current population total is 18,199. We have broken down the population based on race below. In 60521, there are over 8899 in male population and 9300 females.

PopulationValues
Total Population18,199
White Population14078
Black Population323
Hispanic Population983
Asian Population2256
Hawaiian Population6
Indian Population30
Other Population236
Male Population8899
Female Population9300
Population Estimate19149

Household Data for 60521

The average number of homes in 60521 is around 5,976, there are an average of 3.00 per household. The average house value according to local real estate values is around $861,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode5,976
Persons Per Household3.00
Average House Value$861,900
Income Per Household$216286
Median Age42.0
Median Age Male41.5
Median Age Female42.4
60521 DetailsValues
StateIL
State Full NameIllinois
City TypeB
City Alias Abbreviation
Area Code630/708/331/847/224/773
CityHinsdale
City Alias NameHINSDALE
CountyDupage
County FIPS043
State FIPS17
Time Zone6
Day Light SavingY
MSA1602
PMSA1600
CSA176
CBSA16980
CBSA_DIV16984
CBSA_TypeMetro
CBSA_NameChicago-Naperville-Elgin, IL-IN
MSA_NameChicago-Gary-Kenosha, IL-IN-WI CMSA
PMSA_NameChicago, IL PMSA
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses957
Number Of Employees12007
Business First Quarter Payroll179092
Business Annual Payroll777898
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population9461105
CBSA Division Population7147982
Congressional District04|06
Congressional LandArea52.45|378.78
Delivery Residential6383
Delivery Business693
Delivery Total7391
Preferred Last Line KeyW14230
Classification Code
Multi-CountyY
CSA NameChicago-Naperville, IL-IN-WI
CBSA_DIV_NameChicago-Naperville-Schaumburg, IL
City State KeyW14230
Land Area4.730000
Water Area0.118000
City Alias Code
City Mixed CaseHinsdale
City Alias Mixed CaseHinsdale
Box Count0
SFDU5409
MFDU809
State ANSI17
County ANSI043
ZIP Intro
Alias Intro
Facility CodeB
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number163654
Unique ZIP Name
SSA State County Code14250
Medicare CBSA Code16984
Medicare CBSA NameChicago-Naperville-Evanston, IL
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CaseDupage

Illinois Homeowners Insurance News & Information

  • Largest Insurer in California – Travelers Announces Home Insurance Rates Going Up 15% Posted on Monday 20th May, 2024

    Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]