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60515 Homeowners Insurance Quotes & Coverage Options

For homeowners like you shopping online for home insurance quotes in the 60515 zip code it's important to know that our rates are very competitive for homeowners living in Downers Grove, IL. Many homeowners based out of your 60515 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Illinois licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 60515 should appear in the zip code field ready to go. For Downers Grove, IL Homeowners Insurance Quotes nearby, we offer the best rates and service.

60515: Average Home Insurance Rates

For homeowners living in the great city of Downers Grove, the average homeowners policy is considered medium in comparison to other states. Illinois premiums are estimated to be around $764 per year for homeowners insurance rates. You can easily save up to 40% or more, let us help you shop multiple home insurance quotes for free.

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60515 Home Insurance Average Premiums

Local 60515 homeowners insurance quotes comparison

$514 /yr.

Shows Zip Code: 60515 lowest rates with discounts applied on average.

For the 60515, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$514 /yr.
Average Coverage:$764 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1064 /yr.

What is the average home insurance cost for a home in 60515?

  • • The average homeowners insurance premium paid annually for a home in 60515 is around $764 per year.

What does it cost on average per month for home insurance in 60515?

  • • Homeowners in 60515 pay a monthly average cost per month around $64.00.

What kind of discount could I get if I combine my home and auto insurance together in 60515?

  • • Autoowners in 60515 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Downers Grove area, check out other zip codes nearby 60515.
Review average rates in another zip code:
60515 homeowners insurance rates
60516 homeowners insurance rates

Home Replacement Cost Coverage in 60515

Average Building Cost Per Square Foot in 60515: $154

Location: Downers Grove, Illinois (Dupage County)

Average Square Footage in 60515: 2,546 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 60515 before you start any project. Downers Grove homeowners pay on average around $154 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 60515 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 60515 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,546 sq. ft. and the average cost to rebuild the home in this area is around $154 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Downers Grove area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1542,546$392,100
Additional Upgrades & Added Features$1932,546$490,125
Major Home Updates or Advancements$2312,546$588,150

It's important to understand that when you estimate your replacement cost of your home in the 60515 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 60515

Auto & Home Insurance

Address: PO Box 9210 Downers Grove, IL 60515
Phone: (630)960-5450
Website:

Arthur J Gallagher & Co

Address: 2 Pierce Pl Itasca, IL 60515
Phone: (630)968-0333
Website:

Best Home & Auto Insurance Agencies in 60515

American Family Insurance - Diane M Harke

Address: 902 Maple Ave Downers Grove, IL 60515
Phone:
Website: http://www.insurance-agency.amfam.com/IL/diane-m-harke/default.aspx?sourceid=yp3
Info:

Joseph Strauss-Farmers Insurance District Manager

Address: 1431 Opus Pl, Ste 622 Downers Grove, IL 60515
Phone:
Website:
Info:

American Family Insurance

Address: 1001 Ogden Ave Downers Grove, IL 60515
Phone:
Website:
Info:

Allstate Insurance

Address: 1501 Opus Pl Downers Grove, IL 60515
Phone:
Website:
Info:

Connolly, Marcy - Marcy Connolly Agency

Address: 4927 Main St Downers Grove, IL 60515
Phone:
Website: http://www.countryfinancial.com/marcy.connolly
Info:

Housing Demographics for 60515

Population Review for 60515 Zip Code

For the city of Downers Grove, the population within 60515 has increased to over 29,407 residents in population size. The current population total is 29,278. We have broken down the population based on race below. In 60515, there are over 14247 in male population and 15031 females.

PopulationValues
Total Population29,278
White Population24500
Black Population825
Hispanic Population1822
Asian Population1561
Hawaiian Population10
Indian Population61
Other Population392
Male Population14247
Female Population15031
Population Estimate29407

Household Data for 60515

The average number of homes in 60515 is around 11,930, there are an average of 2.40 per household. The average house value according to local real estate values is around $392,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode11,930
Persons Per Household2.40
Average House Value$392,100
Income Per Household$107554
Median Age43.3
Median Age Male41.7
Median Age Female45.0
60515 DetailsValues
StateIL
State Full NameIllinois
City TypeP
City Alias Abbreviation
Area Code630/331
CityDowners Grove
City Alias NameDOWNERS GROVE
CountyDupage
County FIPS043
State FIPS17
Time Zone6
Day Light SavingY
MSA1602
PMSA1600
CSA176
CBSA16980
CBSA_DIV16984
CBSA_TypeMetro
CBSA_NameChicago-Naperville-Elgin, IL-IN
MSA_NameChicago-Gary-Kenosha, IL-IN-WI CMSA
PMSA_NameChicago, IL PMSA
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1830
Number Of Employees50793
Business First Quarter Payroll1210447
Business Annual Payroll4462724
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population9461105
CBSA Division Population7147982
Congressional District06
Congressional LandArea378.78
Delivery Residential12253
Delivery Business1656
Delivery Total14670
Preferred Last Line KeyW12683
Classification Code
Multi-County
CSA NameChicago-Naperville, IL-IN-WI
CBSA_DIV_NameChicago-Naperville-Schaumburg, IL
City State KeyW12683
Land Area11.817000
Water Area0.148000
City Alias Code
City Mixed CaseDowners Grove
City Alias Mixed CaseDowners Grove
Box Count235
SFDU8263
MFDU3483
State ANSI17
County ANSI043
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number162208
Unique ZIP Name
SSA State County Code14250
Medicare CBSA Code16984
Medicare CBSA NameChicago-Naperville-Evanston, IL
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CaseDupage

Illinois Homeowners Insurance News & Information

  • Largest Insurer in California – Travelers Announces Home Insurance Rates Going Up 15% Posted on Monday 20th May, 2024

    Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]