Get multiple home insurance quotes in 60484. Our licensed 60484, IL agents are ready to serve you.

60484 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 60484 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in University Park, IL. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 60484 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-855-976-2656 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in Illinois, like average University Park homeowners insurance rates, coverage options or home insurance types, please select University Park, IL Home Insurance Rates Online!

60484 Home Insurance Average Premiums

Local 60484 homeowners insurance quotes comparison

$630 /yr.

Shows Zip Code: 60484 lowest rates with discounts applied on average.

For the 60484, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$630 /yr.
Average Coverage:$880 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1180 /yr.

What is the average home insurance cost for a home in 60484?

  • • The average homeowners insurance premium paid annually for a home in 60484 is around $880 per year.

What does it cost on average per month for home insurance in 60484?

  • • Homeowners in 60484 pay a monthly average cost per month around $73.00.

What kind of discount could I get if I combine my home and auto insurance together in 60484?

  • • Autoowners in 60484 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the University Park area, check out other zip codes nearby 60484.
Review average rates in another zip code:
60484 homeowners insurance rates

Home Replacement Cost Coverage in 60484

Average Building Cost Per Square Foot in 60484: $154

Location: University Park, Illinois (Will County)

Average Square Footage in 60484: 838 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 60484 before you start any project. University Park homeowners pay on average around $154 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 60484 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 60484 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 838 sq. ft. and the average cost to rebuild the home in this area is around $154 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the University Park area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$154838$129,000
Additional Upgrades & Added Features$193838$161,250
Major Home Updates or Advancements$231838$193,500

It's important to understand that when you estimate your replacement cost of your home in the 60484 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 60484

Best Home & Auto Insurance Agencies in 60484

Housing Demographics for 60484

Population Review for 60484 Zip Code

For the city of University Park, the population within 60484 has increased to over 7,204 residents in population size. The current population total is 6,761. We have broken down the population based on race below. In 60484, there are over 3054 in male population and 3707 females.

PopulationValues
Total Population6,761
White Population341
Black Population5925
Hispanic Population275
Asian Population20
Hawaiian Population0
Indian Population20
Other Population156
Male Population3054
Female Population3707
Population Estimate7204

Household Data for 60484

The average number of homes in 60484 is around 2,339, there are an average of 2.77 per household. The average house value according to local real estate values is around $129,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode2,339
Persons Per Household2.77
Average House Value$129,000
Income Per Household$65007
Median Age31.1
Median Age Male27.8
Median Age Female34.7
60484 DetailsValues
StateIL
State Full NameIllinois
City TypeN
City Alias AbbreviationUNIVERSITY PK
Area Code708
CityUniversity Park
City Alias NameUNIVERSITY PARK
CountyWill
County FIPS197
State FIPS17
Time Zone6
Day Light SavingY
MSA1602
PMSA1600
CSA176
CBSA16980
CBSA_DIV16984
CBSA_TypeMetro
CBSA_NameChicago-Naperville-Elgin, IL-IN
MSA_NameChicago-Gary-Kenosha, IL-IN-WI CMSA
PMSA_NameChicago, IL PMSA
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses94
Number Of Employees4582
Business First Quarter Payroll82230
Business Annual Payroll360095
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population9461105
CBSA Division Population7147982
Congressional District02
Congressional LandArea1080.67
Delivery Residential2601
Delivery Business133
Delivery Total3072
Preferred Last Line KeyW1C071
Classification Code
Multi-County
CSA NameChicago-Naperville, IL-IN-WI
CBSA_DIV_NameChicago-Naperville-Schaumburg, IL
City State KeyW1C071
Land Area7.528000
Water Area0.002000
City Alias Code
City Mixed CaseUniversity Park
City Alias Mixed CaseUniversity Park
Box Count0
SFDU1518
MFDU665
State ANSI17
County ANSI197
ZIP Intro
Alias Intro
Facility CodeN
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number166099
Unique ZIP Name
SSA State County Code14989
Medicare CBSA Code16984
Medicare CBSA NameChicago-Naperville-Evanston, IL
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseWill

Illinois Homeowners Insurance News & Information

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    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]

  • Homeowners Below a 580 Credit Score Pay 35% More for Home Insurance Posted on Monday 15th April, 2024

    While the odds of a major disaster hitting a specific home is the same regardless of whether the owner has a great credit score or one that puts them in a subprime category, their credit score will impact their rate in many states.  In most states, insurers are allowed to consider credit scores when setting […]

  • The Best Way to Check the Financial Strength of Home Insurance Companies Posted on Wednesday 3rd April, 2024

    If you are switching insurance companies, you should always check the financial strength of any insurer you are seriously considering. While an affordable premium is always a plus, if your insurance company cannot afford to pay when you file a claim, the savings will certainly not be worth it.  A.M. Best is a credit rating […]