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60468 Homeowners Insurance Quotes & Coverage Options

For homeowners like you shopping online for home insurance quotes in the 60468 zip code it's important to know that our rates are very competitive for homeowners living in Peotone, IL. Many homeowners based out of your 60468 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Illinois licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 60468 should appear in the zip code field ready to go. For Peotone, IL Homeowners Insurance Quotes nearby, we offer the best rates and service.

60468: Average Home Insurance Rates

For homeowners living in the great city of Peotone, the average homeowners policy is considered medium in comparison to other states. Illinois premiums are estimated to be around $833 per year for homeowners insurance rates. You can easily save up to 40% or more, let us help you shop multiple home insurance quotes for free.

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60468 Home Insurance Average Premiums

Local 60468 homeowners insurance quotes comparison

$583 /yr.

Shows Zip Code: 60468 lowest rates with discounts applied on average.

For the 60468, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$583 /yr.
Average Coverage:$833 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1133 /yr.

What is the average home insurance cost for a home in 60468?

  • • The average homeowners insurance premium paid annually for a home in 60468 is around $833 per year.

What does it cost on average per month for home insurance in 60468?

  • • Homeowners in 60468 pay a monthly average cost per month around $69.00.

What kind of discount could I get if I combine my home and auto insurance together in 60468?

  • • Autoowners in 60468 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Peotone area, check out other zip codes nearby 60468.
Review average rates in another zip code:
60468 homeowners insurance rates

Home Replacement Cost Coverage in 60468

Average Building Cost Per Square Foot in 60468: $154

Location: Peotone, Illinois (Will County)

Average Square Footage in 60468: 1,587 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 60468 before you start any project. Peotone homeowners pay on average around $154 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 60468 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 60468 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,587 sq. ft. and the average cost to rebuild the home in this area is around $154 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Peotone area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1541,587$244,400
Additional Upgrades & Added Features$1931,587$305,500
Major Home Updates or Advancements$2311,587$366,600

It's important to understand that when you estimate your replacement cost of your home in the 60468 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 60468

Best Home & Auto Insurance Agencies in 60468

Housing Demographics for 60468

Population Review for 60468 Zip Code

For the city of Peotone, the population within 60468 has increased to over 5,591 residents in population size. The current population total is 6,112. We have broken down the population based on race below. In 60468, there are over 3043 in male population and 3069 females.

PopulationValues
Total Population6,112
White Population5384
Black Population74
Hispanic Population541
Asian Population28
Hawaiian Population3
Indian Population6
Other Population123
Male Population3043
Female Population3069
Population Estimate5591

Household Data for 60468

The average number of homes in 60468 is around 2,363, there are an average of 2.59 per household. The average house value according to local real estate values is around $244,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode2,363
Persons Per Household2.59
Average House Value$244,400
Income Per Household$92386
Median Age42.0
Median Age Male40.1
Median Age Female43.8
60468 DetailsValues
StateIL
State Full NameIllinois
City TypeP
City Alias Abbreviation
Area Code708
CityPeotone
City Alias NamePEOTONE
CountyWill
County FIPS197
State FIPS17
Time Zone6
Day Light SavingY
MSA1602
PMSA1600
CSA176
CBSA16980
CBSA_DIV16984
CBSA_TypeMetro
CBSA_NameChicago-Naperville-Elgin, IL-IN
MSA_NameChicago-Gary-Kenosha, IL-IN-WI CMSA
PMSA_NameChicago, IL PMSA
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses147
Number Of Employees934
Business First Quarter Payroll10042
Business Annual Payroll47552
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population9461105
CBSA Division Population7147982
Congressional District01|02
Congressional LandArea258.38|1080.67
Delivery Residential2159
Delivery Business98
Delivery Total6186
Preferred Last Line KeyW14431
Classification Code
Multi-CountyY
CSA NameChicago-Naperville, IL-IN-WI
CBSA_DIV_NameChicago-Naperville-Schaumburg, IL
City State KeyW14431
Land Area69.619000
Water Area0.066000
City Alias Code
City Mixed CasePeotone
City Alias Mixed CasePeotone
Box Count327
SFDU1973
MFDU154
State ANSI17
County ANSI197
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number166186
Unique ZIP Name
SSA State County Code14989
Medicare CBSA Code16984
Medicare CBSA NameChicago-Naperville-Evanston, IL
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseWill

Illinois Homeowners Insurance News & Information

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]

  • Homeowners Below a 580 Credit Score Pay 35% More for Home Insurance Posted on Monday 15th April, 2024

    While the odds of a major disaster hitting a specific home is the same regardless of whether the owner has a great credit score or one that puts them in a subprime category, their credit score will impact their rate in many states.  In most states, insurers are allowed to consider credit scores when setting […]