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Compare 60451 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in New Lenox just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 12,568 neighbors looking to save on their home insurance policy in the local 60451 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 60451. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Illinois rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your New Lenox, IL home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in New Lenox, IL

60451 Home Insurance Average Premiums

Local 60451 homeowners insurance quotes comparison

$644 /yr.

Shows Zip Code: 60451 lowest rates with discounts applied on average.

For the 60451, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$644 /yr.
Average Coverage:$894 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1194 /yr.

What is the average home insurance cost for a home in 60451?

  • • The average homeowners insurance premium paid annually for a home in 60451 is around $894 per year.

What does it cost on average per month for home insurance in 60451?

  • • Homeowners in 60451 pay a monthly average cost per month around $75.00.

What kind of discount could I get if I combine my home and auto insurance together in 60451?

  • • Autoowners in 60451 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the New Lenox area, check out other zip codes nearby 60451.
Review average rates in another zip code:
60451 homeowners insurance rates

Home Replacement Cost Coverage in 60451

Average Building Cost Per Square Foot in 60451: $154

Location: New Lenox, Illinois (Will County)

Average Square Footage in 60451: 1,986 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 60451 before you start any project. New Lenox homeowners pay on average around $154 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 60451 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 60451 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,986 sq. ft. and the average cost to rebuild the home in this area is around $154 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the New Lenox area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1541,986$305,800
Additional Upgrades & Added Features$1931,986$382,250
Major Home Updates or Advancements$2311,986$458,700

It's important to understand that when you estimate your replacement cost of your home in the 60451 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 60451

Allstate Insurance - Dean M. De Angelis

Address: 600 W Lincoln Hwy New Lenox, IL 60451
Phone: (815)485-5600
Website:

Best Home & Auto Insurance Agencies in 60451

Allstate Insurance Companies

Address: 600 E Lincoln Hwy New Lenox, IL 60451
Phone:
Website: http://www.allstateagencies.com
Info:

Holzhauer- Randall S - State Farm Insurance Agent

Address: 327 W Maple St New Lenox, IL 60451
Phone:
Website:
Info:

Allstate Insurance - Dean M. De Angelis

Address: 600 W Lincoln Hwy New Lenox, IL 60451
Phone:
Website:
Info:

Housing Demographics for 60451

Population Review for 60451 Zip Code

For the city of New Lenox, the population within 60451 has increased to over 38,326 residents in population size. The current population total is 36,561. We have broken down the population based on race below. In 60451, there are over 18191 in male population and 18370 females.

PopulationValues
Total Population36,561
White Population32943
Black Population384
Hispanic Population2538
Asian Population367
Hawaiian Population3
Indian Population61
Other Population527
Male Population18191
Female Population18370
Population Estimate38326

Household Data for 60451

The average number of homes in 60451 is around 12,568, there are an average of 2.90 per household. The average house value according to local real estate values is around $305,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode12,568
Persons Per Household2.90
Average House Value$305,800
Income Per Household$117667
Median Age39.4
Median Age Male38.4
Median Age Female40.3
60451 DetailsValues
StateIL
State Full NameIllinois
City TypeP
City Alias Abbreviation
Area Code815/779
CityNew Lenox
City Alias NameNEW LENOX
CountyWill
County FIPS197
State FIPS17
Time Zone6
Day Light SavingY
MSA1602
PMSA1600
CSA176
CBSA16980
CBSA_DIV16984
CBSA_TypeMetro
CBSA_NameChicago-Naperville-Elgin, IL-IN
MSA_NameChicago-Gary-Kenosha, IL-IN-WI CMSA
PMSA_NameChicago, IL PMSA
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses923
Number Of Employees13493
Business First Quarter Payroll153066
Business Annual Payroll664068
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population9461105
CBSA Division Population7147982
Congressional District01
Congressional LandArea258.38
Delivery Residential13216
Delivery Business925
Delivery Total14665
Preferred Last Line KeyW14140
Classification Code
Multi-County
CSA NameChicago-Naperville, IL-IN-WI
CBSA_DIV_NameChicago-Naperville-Schaumburg, IL
City State KeyW14140
Land Area25.157000
Water Area0.077000
City Alias Code
City Mixed CaseNew Lenox
City Alias Mixed CaseNew Lenox
Box Count168
SFDU11678
MFDU444
State ANSI17
County ANSI197
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number165610
Unique ZIP Name
SSA State County Code14989
Medicare CBSA Code16984
Medicare CBSA NameChicago-Naperville-Evanston, IL
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseWill

Illinois Homeowners Insurance News & Information

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    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]

  • Homeowners Below a 580 Credit Score Pay 35% More for Home Insurance Posted on Monday 15th April, 2024

    While the odds of a major disaster hitting a specific home is the same regardless of whether the owner has a great credit score or one that puts them in a subprime category, their credit score will impact their rate in many states.  In most states, insurers are allowed to consider credit scores when setting […]

  • The Best Way to Check the Financial Strength of Home Insurance Companies Posted on Wednesday 3rd April, 2024

    If you are switching insurance companies, you should always check the financial strength of any insurer you are seriously considering. While an affordable premium is always a plus, if your insurance company cannot afford to pay when you file a claim, the savings will certainly not be worth it.  A.M. Best is a credit rating […]