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Home Insurance Rates in 60440

For homeowners shopping online in 60440, our insurance rates are very competitive for homeowners living in Bolingbrook, IL. Many homeowners based out of the great city of Bolingbrook have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Illinois licensed agents can provide a free consultation service to you that allows you to ask questions about which rates and coverage options are best suited for you and your family. To get free home insurance quotes in 60440, simply click the "Get Multiple Quotes Now" button. Your 60440 should appear in the zip code field ready to go. We only need some basic home information to start running multiple quotes for you. Bolingbrook, IL Home Insurance Rate Quotes are available for you, we easily review and compare multiple coverage and rate options.

60440 Home Insurance Rating is: Medium!

If you live in 60440, you can easily save up to 40% off the average home insurance premium of $820 a year by letting us help you compare the best rate and coverage option for your home. We can compare up to 12 major top rated home insurance companies all at once. We also will do a professional analysis to determine which coverage is best suited to cover the risk that you need. Home insurance in Bolingbrook can come in a variety of different packages, it's important to understand which homeowners policy is best. Let us help you compare home insurance rates in 60440 today!

Get Multiple Home Insurance Rates in 60440!

60440 Home Insurance Average Premiums

Local 60440 homeowners insurance quotes comparison

$570 /yr.

Shows Zip Code: 60440 lowest rates with discounts applied on average.

For the 60440, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$570 /yr.
Average Coverage:$820 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1120 /yr.

What is the average home insurance cost for a home in 60440?

  • • The average homeowners insurance premium paid annually for a home in 60440 is around $820 per year.

What does it cost on average per month for home insurance in 60440?

  • • Homeowners in 60440 pay a monthly average cost per month around $68.00.

What kind of discount could I get if I combine my home and auto insurance together in 60440?

  • • Autoowners in 60440 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Bolingbrook area, check out other zip codes nearby 60440.
Review average rates in another zip code:
60440 homeowners insurance rates
60490 homeowners insurance rates

Home Replacement Cost Coverage in 60440

Average Building Cost Per Square Foot in 60440: $154

Location: Bolingbrook, Illinois (Will County)

Average Square Footage in 60440: 1,366 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 60440 before you start any project. Bolingbrook homeowners pay on average around $154 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 60440 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 60440 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,366 sq. ft. and the average cost to rebuild the home in this area is around $154 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Bolingbrook area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1541,366$210,400
Additional Upgrades & Added Features$1931,366$263,000
Major Home Updates or Advancements$2311,366$315,600

It's important to understand that when you estimate your replacement cost of your home in the 60440 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 60440

Allstate Insurance - Kristi Dreistadt - Bloedorn

Address: 281 South Schmidt Road Bolingbrook, IL 60440
Phone: (630)759-8890
Website:

Allstate Insurance - Douglas Askren

Address: 281 S Schmidt Rd Bolingbrook, IL 60440
Phone: (630)759-0111
Website:

Best Home & Auto Insurance Agencies in 60440

Lavin, James - Allstate

Address: 461 North Bolingbrook Drive Bolingbrook, IL 60440
Phone:
Website: http://www.allstateagencies.com/jameslavin/Welcome/
Info:

Allstate Insurance Company - Ronald Bryant

Address: 172 North Bolingbrook Drive Bolingbrook, IL 60440
Phone:
Website: http://www.allstateagencies.com/051096?cid=OTC-YP.com-IYP&att=TL
Info:

Rick Shinneman-Farmers Insurance

Address: 101 Royce Road #10 Bolingbrook, IL 60440
Phone:
Website: http://www.farmersagent.com/rshinneman/
Info:

American Family Insurance - Thomas R Mortimer III

Address: 494 West Boughton Road Bolingbrook, IL 60440
Phone:
Website: http://www.insurance-agency.amfam.com/IL/thomas-r-mortimeriii/default.aspx?sourceid=yp3
Info:

American Family Insurance - Reymundo Aguayo

Address: 595 North Pinecrest Road Bolingbrook, IL 60440
Phone:
Website: http://www.insurance-agency.amfam.com/IL/reymundo-aguayo/default.aspx?sourceid=yp3
Info:

Housing Demographics for 60440

Population Review for 60440 Zip Code

For the city of Bolingbrook, the population within 60440 has increased to over 52,464 residents in population size. The current population total is 52,031. We have broken down the population based on race below. In 60440, there are over 25458 in male population and 26573 females.

PopulationValues
Total Population52,031
White Population20150
Black Population10720
Hispanic Population16525
Asian Population5229
Hawaiian Population14
Indian Population591
Other Population8175
Male Population25458
Female Population26573
Population Estimate52464

Household Data for 60440

The average number of homes in 60440 is around 17,202, there are an average of 3.01 per household. The average house value according to local real estate values is around $210,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode17,202
Persons Per Household3.01
Average House Value$210,400
Income Per Household$83292
Median Age36.5
Median Age Male35.4
Median Age Female37.7
60440 DetailsValues
StateIL
State Full NameIllinois
City TypeP
City Alias Abbreviation
Area Code630/331
CityBolingbrook
City Alias NameBOLINGBROOK
CountyWill
County FIPS197
State FIPS17
Time Zone6
Day Light SavingY
MSA1602
PMSA1600
CSA176
CBSA16980
CBSA_DIV16984
CBSA_TypeMetro
CBSA_NameChicago-Naperville-Elgin, IL-IN
MSA_NameChicago-Gary-Kenosha, IL-IN-WI CMSA
PMSA_NameChicago, IL PMSA
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1411
Number Of Employees30133
Business First Quarter Payroll423814
Business Annual Payroll1828145
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population9461105
CBSA Division Population7147982
Congressional District11
Congressional LandArea280.95
Delivery Residential17430
Delivery Business1168
Delivery Total20562
Preferred Last Line KeyW13661
Classification Code
Multi-CountyY
CSA NameChicago-Naperville, IL-IN-WI
CBSA_DIV_NameChicago-Naperville-Schaumburg, IL
City State KeyW13661
Land Area15.080000
Water Area0.183000
City Alias Code
City Mixed CaseBolingbrook
City Alias Mixed CaseBolingbrook
Box Count411
SFDU12325
MFDU2046
State ANSI17
County ANSI197
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number164410
Unique ZIP Name
SSA State County Code14989
Medicare CBSA Code16984
Medicare CBSA NameChicago-Naperville-Evanston, IL
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseWill

Illinois Homeowners Insurance News & Information

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    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]

  • Homeowners Below a 580 Credit Score Pay 35% More for Home Insurance Posted on Monday 15th April, 2024

    While the odds of a major disaster hitting a specific home is the same regardless of whether the owner has a great credit score or one that puts them in a subprime category, their credit score will impact their rate in many states.  In most states, insurers are allowed to consider credit scores when setting […]

  • The Best Way to Check the Financial Strength of Home Insurance Companies Posted on Wednesday 3rd April, 2024

    If you are switching insurance companies, you should always check the financial strength of any insurer you are seriously considering. While an affordable premium is always a plus, if your insurance company cannot afford to pay when you file a claim, the savings will certainly not be worth it.  A.M. Best is a credit rating […]