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Home Insurance Rates in 60403

For homeowners shopping online in 60403, our insurance rates are very competitive for homeowners living in Crest Hill, IL. Many homeowners based out of the great city of Crest Hill have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Illinois licensed agents can provide a free consultation service to you that allows you to ask questions about which rates and coverage options are best suited for you and your family. To get free home insurance quotes in 60403, simply click the "Get Multiple Quotes Now" button. Your 60403 should appear in the zip code field ready to go. We only need some basic home information to start running multiple quotes for you. Crest Hill, IL Home Insurance Rate Quotes are available for you, we easily review and compare multiple coverage and rate options.

60403 Home Insurance Rating is: Medium!

If you live in 60403, you can easily save up to 40% off the average home insurance premium of $882 a year by letting us help you compare the best rate and coverage option for your home. We can compare up to 12 major top rated home insurance companies all at once. We also will do a professional analysis to determine which coverage is best suited to cover the risk that you need. Home insurance in Crest Hill can come in a variety of different packages, it's important to understand which homeowners policy is best. Let us help you compare home insurance rates in 60403 today!

Get Multiple Home Insurance Rates in 60403!

60403 Home Insurance Average Premiums

Local 60403 homeowners insurance quotes comparison

$632 /yr.

Shows Zip Code: 60403 lowest rates with discounts applied on average.

For the 60403, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$632 /yr.
Average Coverage:$882 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1182 /yr.

What is the average home insurance cost for a home in 60403?

  • • The average homeowners insurance premium paid annually for a home in 60403 is around $882 per year.

What does it cost on average per month for home insurance in 60403?

  • • Homeowners in 60403 pay a monthly average cost per month around $74.00.

What kind of discount could I get if I combine my home and auto insurance together in 60403?

  • • Autoowners in 60403 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Crest Hill area, check out other zip codes nearby 60403.
Review average rates in another zip code:
60403 homeowners insurance rates

Home Replacement Cost Coverage in 60403

Average Building Cost Per Square Foot in 60403: $154

Location: Crest Hill, Illinois (Will County)

Average Square Footage in 60403: 1,176 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 60403 before you start any project. Crest Hill homeowners pay on average around $154 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 60403 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 60403 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,176 sq. ft. and the average cost to rebuild the home in this area is around $154 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Crest Hill area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1541,176$181,100
Additional Upgrades & Added Features$1931,176$226,375
Major Home Updates or Advancements$2311,176$271,650

It's important to understand that when you estimate your replacement cost of your home in the 60403 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 60403

Best Home & Auto Insurance Agencies in 60403

American Family Insurance

Address: 2364 Plainfield Road Crest Hill, IL 60403
Phone:
Website: http://www.amfam.com/
Info:

Calder, Kevin - Allstate

Address: 2378 Plainfield Road Crest Hill, IL 60403
Phone:
Website: http://www.allstateagencies.com/CalderCrestHill/Welcome/
Info:

Housing Demographics for 60403

Population Review for 60403 Zip Code

For the city of Crest Hill, the population within 60403 has increased to over 18,252 residents in population size. The current population total is 17,667. We have broken down the population based on race below. In 60403, there are over 8377 in male population and 9290 females.

PopulationValues
Total Population17,667
White Population10274
Black Population2660
Hispanic Population4442
Asian Population515
Hawaiian Population1
Indian Population130
Other Population1937
Male Population8377
Female Population9290
Population Estimate18252

Household Data for 60403

The average number of homes in 60403 is around 7,412, there are an average of 2.38 per household. The average house value according to local real estate values is around $181,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode7,412
Persons Per Household2.38
Average House Value$181,100
Income Per Household$63099
Median Age40.5
Median Age Male38.5
Median Age Female42.4
60403 DetailsValues
StateIL
State Full NameIllinois
City TypeN
City Alias Abbreviation
Area Code815
CityCrest Hill
City Alias NameCREST HILL
CountyWill
County FIPS197
State FIPS17
Time Zone6
Day Light SavingY
MSA1602
PMSA1600
CSA176
CBSA16980
CBSA_DIV16984
CBSA_TypeMetro
CBSA_NameChicago-Naperville-Elgin, IL-IN
MSA_NameChicago-Gary-Kenosha, IL-IN-WI CMSA
PMSA_NameChicago, IL PMSA
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses330
Number Of Employees5388
Business First Quarter Payroll49687
Business Annual Payroll232743
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population9461105
CBSA Division Population7147982
Congressional District14
Congressional LandArea1597.6
Delivery Residential7669
Delivery Business476
Delivery Total8038
Preferred Last Line KeyW12543
Classification Code
Multi-County
CSA NameChicago-Naperville, IL-IN-WI
CBSA_DIV_NameChicago-Naperville-Schaumburg, IL
City State KeyW12543
Land Area4.890000
Water Area0.039000
City Alias Code
City Mixed CaseCrest Hill
City Alias Mixed CaseCrest Hill
Box Count0
SFDU5008
MFDU1520
State ANSI17
County ANSI197
ZIP Intro
Alias Intro
Facility CodeN
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number163966
Unique ZIP Name
SSA State County Code14989
Medicare CBSA Code16984
Medicare CBSA NameChicago-Naperville-Evanston, IL
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseWill

Illinois Homeowners Insurance News & Information

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    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]

  • Homeowners Below a 580 Credit Score Pay 35% More for Home Insurance Posted on Monday 15th April, 2024

    While the odds of a major disaster hitting a specific home is the same regardless of whether the owner has a great credit score or one that puts them in a subprime category, their credit score will impact their rate in many states.  In most states, insurers are allowed to consider credit scores when setting […]

  • The Best Way to Check the Financial Strength of Home Insurance Companies Posted on Wednesday 3rd April, 2024

    If you are switching insurance companies, you should always check the financial strength of any insurer you are seriously considering. While an affordable premium is always a plus, if your insurance company cannot afford to pay when you file a claim, the savings will certainly not be worth it.  A.M. Best is a credit rating […]