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60188, IL Home Insurance

In the zip code of 60188, the population size is around 43,053, which consists of 15,265 occupied homes in your area. We often hear homeowners ask us what the average home insurance premiums are for residence living in Carol Stream, IL. A few years ago, a study was done and found that the average home insurance rates for Illinois are around $918 per year for a standard homeowners policy. At GetHomeInsuranceQuotes.com, we help homeowners find cheaper rates and better coverage for an existing or new home purchase opportunity. We have partnered with 12 major home insurance companies that have the most competitive rates for homes in the 60188 zip code location. Our savings model helps you not only save up to 40% or more, but also includes enhanced coverage options to help protect your home and family while livings in Carol Stream. If you enter your zip code for the home you would like to shop and compare rates for today, we can help you review the premiums and coverage online or over the phone. Give us a call now at 1-855-976-2656 so we can help you compare rates today!

If you would like to review more information on rates within your area, please click Carol Stream, IL Homeowners Insurance Online Rates Today!

60188 Home Insurance Average Premiums

Local 60188 homeowners insurance quotes comparison

$668 /yr.

Shows Zip Code: 60188 lowest rates with discounts applied on average.

For the 60188, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$668 /yr.
Average Coverage:$918 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1218 /yr.

What is the average home insurance cost for a home in 60188?

  • • The average homeowners insurance premium paid annually for a home in 60188 is around $918 per year.

What does it cost on average per month for home insurance in 60188?

  • • Homeowners in 60188 pay a monthly average cost per month around $77.00.

What kind of discount could I get if I combine my home and auto insurance together in 60188?

  • • Autoowners in 60188 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Carol Stream area, check out other zip codes nearby 60188.
Review average rates in another zip code:
60188 homeowners insurance rates

Home Replacement Cost Coverage in 60188

Average Building Cost Per Square Foot in 60188: $154

Location: Carol Stream, Illinois (Dupage County)

Average Square Footage in 60188: 1,748 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 60188 before you start any project. Carol Stream homeowners pay on average around $154 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 60188 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 60188 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,748 sq. ft. and the average cost to rebuild the home in this area is around $154 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Carol Stream area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1541,748$269,200
Additional Upgrades & Added Features$1931,748$336,500
Major Home Updates or Advancements$2311,748$403,800

It's important to understand that when you estimate your replacement cost of your home in the 60188 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 60188

Allstate Insurance - Syed I. Haque

Address: 720 Army Trail Rd. Carol Stream, IL 60188
Phone: (630)372-0650
Website:

Allstate Insurance - Don Thomson

Address: 25W360 Geneva Road Carol Stream, IL 60188
Phone: (630)653-8100
Website:

Best Home & Auto Insurance Agencies in 60188

Allstate Insurance - Syed I. Haque

Address: 720 W Army Trail Rd Carol Stream, IL 60188
Phone:
Website:
Info:

Farmers Insurance Sherri Wheeler

Address: 350 S Schmale Rd Carol Stream, IL 60188
Phone:
Website:
Info:

Bob Prosi - COUNTRY Financial

Address: 245 S Gary Ave Carol Stream, IL 60188
Phone:
Website: http://www.countryfinancial.com/bob.prosi
Info:

Allstate Insurance Company - Syed Haque

Address: 263 W Elk Trl Carol Stream, IL 60188
Phone:
Website: http://www.allstateagencies.com/072245?cid=OTC-YP.com-IYP&att=TL
Info:

Ed Hansen Ins Agency Inc - State Farm Insurance Agent

Address: 175 S Schmale Rd Carol Stream, IL 60188
Phone:
Website:
Info:

Housing Demographics for 60188

Population Review for 60188 Zip Code

For the city of Carol Stream, the population within 60188 has increased to over 43,441 residents in population size. The current population total is 43,053. We have broken down the population based on race below. In 60188, there are over 21019 in male population and 22034 females.

PopulationValues
Total Population43,053
White Population25099
Black Population2792
Hispanic Population7228
Asian Population7777
Hawaiian Population11
Indian Population266
Other Population3328
Male Population21019
Female Population22034
Population Estimate43441

Household Data for 60188

The average number of homes in 60188 is around 15,265, there are an average of 2.77 per household. The average house value according to local real estate values is around $269,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode15,265
Persons Per Household2.77
Average House Value$269,200
Income Per Household$96298
Median Age39.0
Median Age Male37.4
Median Age Female40.6
60188 DetailsValues
StateIL
State Full NameIllinois
City TypeP
City Alias Abbreviation
Area Code630
CityCarol Stream
City Alias NameCAROL STREAM
CountyDupage
County FIPS043
State FIPS17
Time Zone6
Day Light SavingY
MSA1602
PMSA1600
CSA176
CBSA16980
CBSA_DIV16984
CBSA_TypeMetro
CBSA_NameChicago-Naperville-Elgin, IL-IN
MSA_NameChicago-Gary-Kenosha, IL-IN-WI CMSA
PMSA_NameChicago, IL PMSA
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1156
Number Of Employees19605
Business First Quarter Payroll259227
Business Annual Payroll1117256
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population9461105
CBSA Division Population7147982
Congressional District03|08
Congressional LandArea237.18|205.52
Delivery Residential15683
Delivery Business1031
Delivery Total17642
Preferred Last Line KeyW12296
Classification Code
Multi-County
CSA NameChicago-Naperville, IL-IN-WI
CBSA_DIV_NameChicago-Naperville-Schaumburg, IL
City State KeyW12296
Land Area10.051000
Water Area0.288000
City Alias Code
City Mixed CaseCarol Stream
City Alias Mixed CaseCarol Stream
Box Count346
SFDU8645
MFDU3825
State ANSI17
County ANSI043
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number161274
Unique ZIP Name
SSA State County Code14250
Medicare CBSA Code16984
Medicare CBSA NameChicago-Naperville-Evanston, IL
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CaseDupage

Illinois Homeowners Insurance News & Information

  • Largest Insurer in California – Travelers Announces Home Insurance Rates Going Up 15% Posted on Monday 20th May, 2024

    Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]