Get multiple home insurance quotes in 60187. Our licensed 60187, IL agents are ready to serve you.

60187 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 60187 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Wheaton, IL. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 60187 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-855-976-2656 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in Illinois, like average Wheaton homeowners insurance rates, coverage options or home insurance types, please select Wheaton, IL Home Insurance Rates Online!

60187 Home Insurance Average Premiums

Local 60187 homeowners insurance quotes comparison

$691 /yr.

Shows Zip Code: 60187 lowest rates with discounts applied on average.

For the 60187, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$691 /yr.
Average Coverage:$941 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1241 /yr.

What is the average home insurance cost for a home in 60187?

  • • The average homeowners insurance premium paid annually for a home in 60187 is around $941 per year.

What does it cost on average per month for home insurance in 60187?

  • • Homeowners in 60187 pay a monthly average cost per month around $78.00.

What kind of discount could I get if I combine my home and auto insurance together in 60187?

  • • Autoowners in 60187 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Wheaton area, check out other zip codes nearby 60187.
Review average rates in another zip code:
60187 homeowners insurance rates
60189 homeowners insurance rates

Home Replacement Cost Coverage in 60187

Average Building Cost Per Square Foot in 60187: $154

Location: Wheaton, Illinois (Dupage County)

Average Square Footage in 60187: 2,509 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 60187 before you start any project. Wheaton homeowners pay on average around $154 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 60187 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 60187 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,509 sq. ft. and the average cost to rebuild the home in this area is around $154 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Wheaton area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1542,509$386,400
Additional Upgrades & Added Features$1932,509$483,000
Major Home Updates or Advancements$2312,509$579,600

It's important to understand that when you estimate your replacement cost of your home in the 60187 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 60187

Allstate Insurance - Ron Kristy

Address: 1403 N Main St #209 Wheaton, IL 60187
Phone: (630)653-2570
Website:

Best Home & Auto Insurance Agencies in 60187

Michael Semprevivo-Farmers Insurance

Address: 209 W Wesley St Wheaton, IL 60187
Phone:
Website: http://www.farmersagent.com/msemprevivo/
Info:

Don Holwerda - COUNTRY Financial

Address: 417 W Roosevelt Rd Wheaton, IL 60187
Phone:
Website: http://www.countryfinancial.com/don.holwerda
Info:

Casey Mulcare - Allstate Agent

Address: 1811 N Main St, Ste D Wheaton, IL 60187
Phone:
Website: http://www.allstateagencies.com/caseymulcare/Welcome/
Info:

Lavelle Topps-Farmers Insurance

Address: 330 S Naperville Rd, Ste 200 Wheaton, IL 60187
Phone:
Website: http://www.farmersagent.com/ltopps/
Info:

Larry Grippo-Farmers Insurance

Address: 320 S County Farm Rd Wheaton, IL 60187
Phone:
Website: http://www.farmersagent.com/lgrippo/
Info:

Housing Demographics for 60187

Population Review for 60187 Zip Code

For the city of Wheaton, the population within 60187 has increased to over 28,267 residents in population size. The current population total is 30,059. We have broken down the population based on race below. In 60187, there are over 14726 in male population and 15333 females.

PopulationValues
Total Population30,059
White Population23836
Black Population1198
Hispanic Population1960
Asian Population2165
Hawaiian Population4
Indian Population59
Other Population815
Male Population14726
Female Population15333
Population Estimate28267

Household Data for 60187

The average number of homes in 60187 is around 10,234, there are an average of 2.63 per household. The average house value according to local real estate values is around $386,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode10,234
Persons Per Household2.63
Average House Value$386,400
Income Per Household$113544
Median Age36.6
Median Age Male35.5
Median Age Female37.9
60187 DetailsValues
StateIL
State Full NameIllinois
City TypeP
City Alias Abbreviation
Area Code630/331
CityWheaton
City Alias NameWHEATON
CountyDupage
County FIPS043
State FIPS17
Time Zone6
Day Light SavingY
MSA1602
PMSA1600
CSA176
CBSA16980
CBSA_DIV16984
CBSA_TypeMetro
CBSA_NameChicago-Naperville-Elgin, IL-IN
MSA_NameChicago-Gary-Kenosha, IL-IN-WI CMSA
PMSA_NameChicago, IL PMSA
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1204
Number Of Employees16486
Business First Quarter Payroll277778
Business Annual Payroll1186249
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population9461105
CBSA Division Population7147982
Congressional District03|06|08
Congressional LandArea237.18|378.78|205.52
Delivery Residential10748
Delivery Business1100
Delivery Total12381
Preferred Last Line KeyW15518
Classification Code
Multi-County
CSA NameChicago-Naperville, IL-IN-WI
CBSA_DIV_NameChicago-Naperville-Schaumburg, IL
City State KeyW15518
Land Area6.630000
Water Area0.092000
City Alias Code
City Mixed CaseWheaton
City Alias Mixed CaseWheaton
Box Count174
SFDU7498
MFDU2939
State ANSI17
County ANSI043
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number168412
Unique ZIP Name
SSA State County Code14250
Medicare CBSA Code16984
Medicare CBSA NameChicago-Naperville-Evanston, IL
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CaseDupage

Illinois Homeowners Insurance News & Information

  • Largest Insurer in California – Travelers Announces Home Insurance Rates Going Up 15% Posted on Monday 20th May, 2024

    Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]