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Compare 60185 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in West Chicago just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 10,722 neighbors looking to save on their home insurance policy in the local 60185 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 60185. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Illinois rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your West Chicago, IL home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in West Chicago, IL

60185 Home Insurance Average Premiums

Local 60185 homeowners insurance quotes comparison

$670 /yr.

Shows Zip Code: 60185 lowest rates with discounts applied on average.

For the 60185, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$670 /yr.
Average Coverage:$920 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1220 /yr.

What is the average home insurance cost for a home in 60185?

  • • The average homeowners insurance premium paid annually for a home in 60185 is around $920 per year.

What does it cost on average per month for home insurance in 60185?

  • • Homeowners in 60185 pay a monthly average cost per month around $77.00.

What kind of discount could I get if I combine my home and auto insurance together in 60185?

  • • Autoowners in 60185 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the West Chicago area, check out other zip codes nearby 60185.
Review average rates in another zip code:
60185 homeowners insurance rates

Home Replacement Cost Coverage in 60185

Average Building Cost Per Square Foot in 60185: $154

Location: West Chicago, Illinois (Dupage County)

Average Square Footage in 60185: 1,753 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 60185 before you start any project. West Chicago homeowners pay on average around $154 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 60185 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 60185 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,753 sq. ft. and the average cost to rebuild the home in this area is around $154 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the West Chicago area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1541,753$269,900
Additional Upgrades & Added Features$1931,753$337,375
Major Home Updates or Advancements$2311,753$404,850

It's important to understand that when you estimate your replacement cost of your home in the 60185 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 60185

Allstate Insurance-Gabriel Jaramillo

Address: 122 Fremont St West Chicago, IL 60185
Phone: (630)231-7711
Website: agent.allstate.com/10169

Best Home & Auto Insurance Agencies in 60185

Christensen, Bob - Country Financial

Address: 946 N Neltnor Blvd West Chicago, IL 60185
Phone:
Website: http://www.countryfinancial.com/bob.christensen
Info:

Allstate Insurance-Gabriel Jaramillo

Address: 122 Fremont St West Chicago, IL 60185
Phone:
Website: http://www.agent.allstate.com/10169
Info:

Allstate Insurance Companies

Address: 7 North Ave West Chicago, IL 60185
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

American Family Insurance - Lydia A Coix

Address: 178 W Washington St, Ste C West Chicago, IL 60185
Phone:
Website: http://www.insurance-agency.amfam.com/IL/lydia-a-coix/default.aspx?tid=agp0001015306
Info:

Jimenez- Daniel A - State Farm Insurance Agent

Address: 110 Galena St West Chicago, IL 60185
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Housing Demographics for 60185

Population Review for 60185 Zip Code

For the city of West Chicago, the population within 60185 has increased to over 35,005 residents in population size. The current population total is 34,775. We have broken down the population based on race below. In 60185, there are over 17589 in male population and 17186 females.

PopulationValues
Total Population34,775
White Population16918
Black Population845
Hispanic Population15719
Asian Population2362
Hawaiian Population8
Indian Population625
Other Population8672
Male Population17589
Female Population17186
Population Estimate35005

Household Data for 60185

The average number of homes in 60185 is around 10,722, there are an average of 3.21 per household. The average house value according to local real estate values is around $269,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode10,722
Persons Per Household3.21
Average House Value$269,900
Income Per Household$88486
Median Age37.7
Median Age Male37.3
Median Age Female38.2
60185 DetailsValues
StateIL
State Full NameIllinois
City TypeP
City Alias Abbreviation
Area Code630/331
CityWest Chicago
City Alias NameWEST CHICAGO
CountyDupage
County FIPS043
State FIPS17
Time Zone6
Day Light SavingY
MSA1602
PMSA1600
CSA176
CBSA16980
CBSA_DIV16984
CBSA_TypeMetro
CBSA_NameChicago-Naperville-Elgin, IL-IN
MSA_NameChicago-Gary-Kenosha, IL-IN-WI CMSA
PMSA_NameChicago, IL PMSA
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1016
Number Of Employees13743
Business First Quarter Payroll188021
Business Annual Payroll853885
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population9461105
CBSA Division Population7147982
Congressional District03|08|11
Congressional LandArea237.18|205.52|280.95
Delivery Residential10905
Delivery Business995
Delivery Total11642
Preferred Last Line KeyW15482
Classification Code
Multi-CountyY
CSA NameChicago-Naperville, IL-IN-WI
CBSA_DIV_NameChicago-Naperville-Schaumburg, IL
City State KeyW15482
Land Area30.867000
Water Area0.779000
City Alias Code
City Mixed CaseWest Chicago
City Alias Mixed CaseWest Chicago
Box Count0
SFDU8587
MFDU1847
State ANSI17
County ANSI043
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number168328
Unique ZIP Name
SSA State County Code14250
Medicare CBSA Code16984
Medicare CBSA NameChicago-Naperville-Evanston, IL
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CaseDupage

Illinois Homeowners Insurance News & Information

  • Largest Insurer in California – Travelers Announces Home Insurance Rates Going Up 15% Posted on Monday 20th May, 2024

    Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]