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60181 Home Insurance Rates & Premiums

Did you know there are over 29,821 people living within the 60181 zip code area? There are over 11,435 occupied dwellings which means many homeowners like you that are interested in lower premiums or better coverage options. At GetHomeInsuranceQuotes.com, we provide a free shopping services online or over the phone. Our process includes the following:

  1. We will shop up to 12 home insurance companies for free.
  2. We will apply all discounts and credits to help you save up to 40% or more.
  3. We will answer any questions that you may.
  4. We will review the best policy and coverage option in 60181.

Let us help you shop and compare rates today, just enter your zip code to get your free online home insurance quotes. Please give us a call now at 1-855-976-2656, and easily get up to 12 rates over the phone in minutes.

Average homeowners insurance premiums in Illinois are on the rise. The estimated average premium is around $854 a year for a standard homeowners insurance policy in Villa Park. You can find out more information about home insurance premiums, discounts and crime rate information by clicking your city below.

City: Villa Park, IL Homeowners Insurance Quotes Online

60181 Home Insurance Average Premiums

Local 60181 homeowners insurance quotes comparison

$604 /yr.

Shows Zip Code: 60181 lowest rates with discounts applied on average.

For the 60181, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$604 /yr.
Average Coverage:$854 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1154 /yr.

What is the average home insurance cost for a home in 60181?

  • • The average homeowners insurance premium paid annually for a home in 60181 is around $854 per year.

What does it cost on average per month for home insurance in 60181?

  • • Homeowners in 60181 pay a monthly average cost per month around $71.00.

What kind of discount could I get if I combine my home and auto insurance together in 60181?

  • • Autoowners in 60181 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Villa Park area, check out other zip codes nearby 60181.
Review average rates in another zip code:
60181 homeowners insurance rates

Home Replacement Cost Coverage in 60181

Average Building Cost Per Square Foot in 60181: $154

Location: Villa Park, Illinois (Dupage County)

Average Square Footage in 60181: 1,627 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 60181 before you start any project. Villa Park homeowners pay on average around $154 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 60181 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 60181 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,627 sq. ft. and the average cost to rebuild the home in this area is around $154 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Villa Park area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1541,627$250,600
Additional Upgrades & Added Features$1931,627$313,250
Major Home Updates or Advancements$2311,627$375,900

It's important to understand that when you estimate your replacement cost of your home in the 60181 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 60181

Amana Insurance

Address: 270 W North Ave # 39 Villa Park, IL 60181
Phone: (630)530-7400
Website:

Best Home & Auto Insurance Agencies in 60181

American Family Insurance - Anthony Stajszczak

Address: 122 W Saint Charles Rd, Ste 2A Villa Park, IL 60181
Phone:
Website: http://www.insurance-agency.amfam.com/IL/anthony-stajszczak/default.aspx?sourceid=yp3
Info:

Rajchel, Finny CPCU - Finny Rajchel State Farm

Address: 18W044 22nd St Oakbrook Terrace, IL 60181
Phone:
Website: http://www.finnyrajchel.com/
Info:

Anna Lebiecka-Helma-Farmers Insurance

Address: 401 E North Ave, Ste 8 Villa Park, IL 60181
Phone:
Website: http://www.farmersagent.com/alebiecka/
Info:

Keefer- Roland W - State Farm Insurance Agent

Address: 642 N Addison Rd Villa Park, IL 60181
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Allstate Insurance Company - Scott Newling

Address: 332 E Kenilworth Ave Villa Park, IL 60181
Phone:
Website: http://www.allstateagencies.com/083008?cid=OTC-YP.com-IYP&att=TL
Info:

Housing Demographics for 60181

Population Review for 60181 Zip Code

For the city of Villa Park, the population within 60181 has increased to over 29,383 residents in population size. The current population total is 29,821. We have broken down the population based on race below. In 60181, there are over 14874 in male population and 14947 females.

PopulationValues
Total Population29,821
White Population18539
Black Population1834
Hispanic Population6634
Asian Population2871
Hawaiian Population8
Indian Population254
Other Population3060
Male Population14874
Female Population14947
Population Estimate29383

Household Data for 60181

The average number of homes in 60181 is around 11,435, there are an average of 2.61 per household. The average house value according to local real estate values is around $250,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode11,435
Persons Per Household2.61
Average House Value$250,600
Income Per Household$80943
Median Age38.0
Median Age Male36.9
Median Age Female39.3
60181 DetailsValues
StateIL
State Full NameIllinois
City TypeP
City Alias Abbreviation
Area Code630/331
CityVilla Park
City Alias NameVILLA PARK
CountyDupage
County FIPS043
State FIPS17
Time Zone6
Day Light SavingY
MSA1602
PMSA1600
CSA176
CBSA16980
CBSA_DIV16984
CBSA_TypeMetro
CBSA_NameChicago-Naperville-Elgin, IL-IN
MSA_NameChicago-Gary-Kenosha, IL-IN-WI CMSA
PMSA_NameChicago, IL PMSA
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1349
Number Of Employees25280
Business First Quarter Payroll522361
Business Annual Payroll2024545
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population9461105
CBSA Division Population7147982
Congressional District03|06
Congressional LandArea237.18|378.78
Delivery Residential11258
Delivery Business1570
Delivery Total13247
Preferred Last Line KeyW15378
Classification Code
Multi-County
CSA NameChicago-Naperville, IL-IN-WI
CBSA_DIV_NameChicago-Naperville-Schaumburg, IL
City State KeyW15378
Land Area6.508000
Water Area0.059000
City Alias Code
City Mixed CaseVilla Park
City Alias Mixed CaseVilla Park
Box Count288
SFDU8725
MFDU2427
State ANSI17
County ANSI043
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number168070
Unique ZIP Name
SSA State County Code14250
Medicare CBSA Code16984
Medicare CBSA NameChicago-Naperville-Evanston, IL
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CaseDupage

Illinois Homeowners Insurance News & Information

  • Largest Insurer in California – Travelers Announces Home Insurance Rates Going Up 15% Posted on Monday 20th May, 2024

    Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]