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Home Insurance in 60126
Our rates are very competitive for homeowners living in the 60126 zip code. Many homeowners based out of Elmhurst, IL have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our IL licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 60126 should appear in the zip code field ready to go.
60126 Average Home Insurance Rates
Are you looking for a standard HO-3 homeowners policy for your single family home in the Elmhurst area? The average homeowners premium in 60126 is medium in comparison to other states. For example, the national average is $1,249 per year for home insurance coverage for a basic home insurance policy. For homeowners living in the 60126, you can expect to pay around $879 per year for homeowners coverage. If you want to see which company has the best rates and coverage options, than easily compare rates with us. You can review each premium and we can help explain any question that you may have about different types of coverages and what is best for you and your family.
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Get Home Insurance Quotes in 60126
We can shop up to 12 home insurance quotes for you easily online. You can find out more by exploring one of the three links below to review average homeowners insurance rates in the great state of Illinois. Start your 60126 home insurance shopping today!
60126 Home Insurance Average Premiums
$629 /yr.
Shows Zip Code: 60126 lowest rates with discounts applied on average.
For the 60126, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.
| Coverage Amount: | Annual Premium |
|---|---|
| 1800 sq. ft. or below (discounts applied) | $629 /yr. |
| Average Coverage: | $879 /yr. |
| 2600 sq. ft. or higher (all discounts applied) | $1179 /yr. |
What is the average home insurance cost for a home in 60126?
- • The average homeowners insurance premium paid annually for a home in 60126 is around $879 per year.
What does it cost on average per month for home insurance in 60126?
- • Homeowners in 60126 pay a monthly average cost per month around $73.00.
What kind of discount could I get if I combine my home and auto insurance together in 60126?
- • Autoowners in 60126 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.
For shopping home insurance rates within the Elmhurst area, check out other zip codes nearby 60126.
Review average rates in another zip code:
60126 homeowners insurance rates
Home Replacement Cost Coverage in 60126
Average Building Cost Per Square Foot in 60126: $154
Location: Elmhurst, Illinois (Dupage County)Average Square Footage in 60126: 2,930 Sq. Ft.
When building or updating a home, it's always good to review the average cost per square foot to build in 60126 before you start any project. Elmhurst homeowners pay on average around $154 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 60126 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.
Here is how you determine your replacement cost. If we take an average home in 60126 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,930 sq. ft. and the average cost to rebuild the home in this area is around $154 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Elmhurst area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.
| Home Improvement Status | Price per Sq. Ft. | Square Feet | Dwelling Coverage |
|---|---|---|---|
| Basic Home Features | $154 | 2,930 | $451,200 |
| Additional Upgrades & Added Features | $193 | 2,930 | $564,000 |
| Major Home Updates or Advancements | $231 | 2,930 | $676,800 |
It's important to understand that when you estimate your replacement cost of your home in the 60126 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.
Best Homeowners Insurance Agencies in 60126
Allstate Insurance-MVZ Insurance Agency- Inc.
Address: 340 W Butterfield Rd Elmhurst, IL 60126Phone: (630)530-1277
Website: agent.allstate.com/27277
Allstate Insurance - William Bortolotti
Address: 169 East Butterfield Road Elmhurst, IL 60126Phone: (630)279-9191
Website:
Best Home & Auto Insurance Agencies in 60126
Goodwill Financial
Address: 579 W North Ave, #300 Elmhurst, IL 60126Phone:
Website: http://www.elmhurstautoinsurancequote.com/
Info:
Allstate Insurance-MVZ Insurance Agency- Inc.
Address: 340 W Butterfield Rd Elmhurst, IL 60126Phone:
Website: http://www.agent.allstate.com/27277
Info:
Van Zeelt, Mark - Allstate
Address: 340 W Butterfield Rd, #lb Elmhurst, IL 60126Phone:
Website: http://www.allstateagencies.com/MVanZeelt/Welcome/
Info:
American Family Insurance - Shonda R Pierre-Antoine
Address: 261 N York St, Ste 6 Elmhurst, IL 60126Phone:
Website: http://www.insurance-agency.amfam.com/IL/shonda-r-pierre-antoine/default.aspx?sourceid=yp3
Info:
Anthony Grigat - Allstate Agent
Address: 693 N York St Elmhurst, IL 60126Phone:
Website: http://www.allstateagencies.com/TonyGrigat2/Welcome/
Info:
Housing Demographics for 60126
Population Review for 60126 Zip Code
For the city of Elmhurst, the population within 60126 has increased to over 48,739 residents in population size. The current population total is 48,147. We have broken down the population based on race below. In 60126, there are over 23507 in male population and 24640 females.
| Population | Values |
|---|---|
| Total Population | 48,147 |
| White Population | 38495 |
| Black Population | 1098 |
| Hispanic Population | 4709 |
| Asian Population | 3137 |
| Hawaiian Population | 8 |
| Indian Population | 129 |
| Other Population | 1500 |
| Male Population | 23507 |
| Female Population | 24640 |
| Population Estimate | 48739 |
Household Data for 60126
The average number of homes in 60126 is around 17,166, there are an average of 2.72 per household. The average house value according to local real estate values is around $451,200. Please review the following demographics below for average income and media age.
| Housing / Income Data | Values |
|---|---|
| Households Per Zipcode | 17,166 |
| Persons Per Household | 2.72 |
| Average House Value | $451,200 |
| Income Per Household | $124789 |
| Median Age | 40.6 |
| Median Age Male | 39.3 |
| Median Age Female | 41.9 |
| 60126 Details | Values |
|---|---|
| State | IL |
| State Full Name | Illinois |
| City Type | P |
| City Alias Abbreviation | |
| Area Code | 630/331 |
| City | Elmhurst |
| City Alias Name | ELMHURST |
| County | Dupage |
| County FIPS | 043 |
| State FIPS | 17 |
| Time Zone | 6 |
| Day Light Saving | Y |
| MSA | 1602 |
| PMSA | 1600 |
| CSA | 176 |
| CBSA | 16980 |
| CBSA_DIV | 16984 |
| CBSA_Type | Metro |
| CBSA_Name | Chicago-Naperville-Elgin, IL-IN |
| MSA_Name | Chicago-Gary-Kenosha, IL-IN-WI CMSA |
| PMSA_Name | Chicago, IL PMSA |
| Region | Midwest |
| Division | East North Central |
| MailingName | Y |
| Economic & Growth Review | Values |
|---|---|
| Number Of Businesses | 1831 |
| Number Of Employees | 30185 |
| Business First Quarter Payroll | 428559 |
| Business Annual Payroll | 1926211 |
| Business Employment Flag | |
| Growth Rank | 0 |
| Growth Housing Units 2003 | |
| Growth Housing Units 2004 | |
| Growth Increase Number | 0 |
| Growth Increase Percentage | 0.0 |
| Metropolitan Details | Values |
|---|---|
| CBSA Population | 9461105 |
| CBSA Division Population | 7147982 |
| Congressional District | 03|04|06|07 |
| Congressional LandArea | 237.18|52.45|378.78|62.52 |
| Delivery Residential | 17919 |
| Delivery Business | 1541 |
| Delivery Total | 21555 |
| Preferred Last Line Key | W12861 |
| Classification Code | |
| Multi-County | Y |
| CSA Name | Chicago-Naperville, IL-IN-WI |
| CBSA_DIV_Name | Chicago-Naperville-Schaumburg, IL |
| City State Key | W12861 |
| Land Area | 11.206000 |
| Water Area | 0.119000 |
| City Alias Code | |
| City Mixed Case | Elmhurst |
| City Alias Mixed Case | Elmhurst |
| Box Count | 244 |
| SFDU | 13929 |
| MFDU | 3622 |
| State ANSI | 17 |
| County ANSI | 043 |
| ZIP Intro | |
| Alias Intro | |
| Facility Code | P |
| City Delivery Indicator | Y |
| Carrier Route Rate Sortation | D |
| Finance Number | 162502 |
| Unique ZIP Name | |
| SSA State County Code | 14250 |
| Medicare CBSA Code | 16984 |
| Medicare CBSA Name | Chicago-Naperville-Evanston, IL |
| Medicare CBSA Type | Metro |
| Market Rating Area ID | 3 |
| County Mixed Case | Dupage |
Illinois Homeowners Insurance News & Information
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Largest Insurer in California – Travelers Announces Home Insurance Rates Going Up 15% Posted on Monday 20th May, 2024
Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]
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Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024
According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums. While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]
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Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024
As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]