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60101 Home Insurance Quotes, Rates & Coverage

Are you looking for the right homeowners insurance policy at an affordable price for your home in 60101? There are over 12,951 occupied homes in the 60101 area. With a population size of 37,644, it's not uncommon for residence of Addison, IL to want to find cheaper home insurance rates online. The average premium for a standard HO-3 home insurance policy for homeowners living in Illinois is around $920 per year. At GetHomeInsuranceQuotes.com, we help you easily compare up to 12 home insurance rates from the top rated insurance companies. We also help you save money by applying all the home insurance credits and discounts available helping you save up to 40% or more on your next homeowners policy. Enter your 60101 zip code today to compare multiple rates and coverage options for your existing policy or a new home purchase.

For additional information about average home insurance rates, premiums or home insurance types, please review your city information: Addison, IL Home Insurance Rate Quotes

60101 Home Insurance Average Premiums

Local 60101 homeowners insurance quotes comparison

$670 /yr.

Shows Zip Code: 60101 lowest rates with discounts applied on average.

For the 60101, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$670 /yr.
Average Coverage:$920 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1220 /yr.

What is the average home insurance cost for a home in 60101?

  • • The average homeowners insurance premium paid annually for a home in 60101 is around $920 per year.

What does it cost on average per month for home insurance in 60101?

  • • Homeowners in 60101 pay a monthly average cost per month around $77.00.

What kind of discount could I get if I combine my home and auto insurance together in 60101?

  • • Autoowners in 60101 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Addison area, check out other zip codes nearby 60101.
Review average rates in another zip code:
60101 homeowners insurance rates

Home Replacement Cost Coverage in 60101

Average Building Cost Per Square Foot in 60101: $154

Location: Addison, Illinois (Dupage County)

Average Square Footage in 60101: 1,753 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 60101 before you start any project. Addison homeowners pay on average around $154 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 60101 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 60101 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,753 sq. ft. and the average cost to rebuild the home in this area is around $154 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Addison area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1541,753$269,900
Additional Upgrades & Added Features$1931,753$337,375
Major Home Updates or Advancements$2311,753$404,850

It's important to understand that when you estimate your replacement cost of your home in the 60101 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 60101

Allstate Insurance - Richard Klein

Address: 19 W 322 Lake St Addison, IL 60101
Phone: (630)628-6600
Website: admin.allstatetoolkit.com/clicks_rate.asp?MB_ID=25504

Best Home & Auto Insurance Agencies in 60101

Beata Nitecki-Farmers Insurance

Address: 1690 W Lake St, Unit G Addison, IL 60101
Phone:
Website: http://www.farmersagent.com/bnitecki/
Info:

COUNTRY Financial MATTHEW BROOM

Address: Rolling Meadows, IL 60101
Phone:
Website: http://www.countryfinancial.com/matthew.broom
Info:

Richard Budnik-Farmers Insurance

Address: 799 Rosevlt/Bld 2 112 Glen Ellyn, IL 60101
Phone:
Website:
Info:

Laura Susmarski - COUNTRY Financial

Address: 1008 N Rohlwing Rd Addison, IL 60101
Phone:
Website: http://www.countryfinancial.com/laura.susmarski
Info:

Allstate Insurance Company - Douglas Ball

Address: Addison, IL 60101
Phone:
Website: http://www.allstateagencies.com/059685?cid=OTC-YP.com-IYP&att=TL
Info:

Housing Demographics for 60101

Population Review for 60101 Zip Code

For the city of Addison, the population within 60101 has increased to over 38,111 residents in population size. The current population total is 37,644. We have broken down the population based on race below. In 60101, there are over 18872 in male population and 18772 females.

PopulationValues
Total Population37,644
White Population18389
Black Population1257
Hispanic Population16821
Asian Population2952
Hawaiian Population17
Indian Population629
Other Population8421
Male Population18872
Female Population18772
Population Estimate38111

Household Data for 60101

The average number of homes in 60101 is around 12,951, there are an average of 2.90 per household. The average house value according to local real estate values is around $269,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode12,951
Persons Per Household2.90
Average House Value$269,900
Income Per Household$75966
Median Age38.4
Median Age Male37.4
Median Age Female39.3
60101 DetailsValues
StateIL
State Full NameIllinois
City TypeP
City Alias Abbreviation
Area Code630/847/224
CityAddison
City Alias NameADDISON
CountyDupage
County FIPS043
State FIPS17
Time Zone6
Day Light SavingY
MSA1602
PMSA1600
CSA176
CBSA16980
CBSA_DIV16984
CBSA_TypeMetro
CBSA_NameChicago-Naperville-Elgin, IL-IN
MSA_NameChicago-Gary-Kenosha, IL-IN-WI CMSA
PMSA_NameChicago, IL PMSA
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1599
Number Of Employees31191
Business First Quarter Payroll406806
Business Annual Payroll1783933
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population9461105
CBSA Division Population7147982
Congressional District03|06|08
Congressional LandArea237.18|378.78|205.52
Delivery Residential13142
Delivery Business1813
Delivery Total15437
Preferred Last Line KeyW11801
Classification Code
Multi-County
CSA NameChicago-Naperville, IL-IN-WI
CBSA_DIV_NameChicago-Naperville-Schaumburg, IL
City State KeyW11801
Land Area11.389000
Water Area0.234000
City Alias Code
City Mixed CaseAddison
City Alias Mixed CaseAddison
Box Count139
SFDU8539
MFDU3964
State ANSI17
County ANSI043
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number160030
Unique ZIP Name
SSA State County Code14250
Medicare CBSA Code16984
Medicare CBSA NameChicago-Naperville-Evanston, IL
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CaseDupage

Illinois Homeowners Insurance News & Information

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    Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]