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Homeowners Insurance in 60089

For homeowners living in 60089, you want more affordable home insurance rates in Buffalo Grove, right? Our rates are very competitive for homeowners living in the great city of Buffalo Grove, IL. Many homeowners living in the 60089 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the top home insurance companies that we will shop for you all in one place. Plus, our homeowners insurance quotes are free and our Illinois licensed agents can provide a free consultation service to you that allows you to ask questions about which policy and coverage option is best for you and your family. Get the home insurance protection you need and start a free home insurance quote today, simply click the "Get Multiple Quotes Now" button. Your 60089 should appear in the zip code field ready to go. Comparing Buffalo Grove, IL Home Insurance Quotes in your area, we can review the best rates and coverage options with multiple carriers to choose from.

60089 Home Insurance Costs Are Considered: Medium!

The overall cost of homeowners insurance on average for a standard HO-3 home insurance policy for homeowners living in Buffalo Grove pay around $831 per year. For affordable homeowners insurance, we have the best prices when it comes to comparing Illinois home insurance rates. At GetHomeInsuranceQuotes.com, we compare the most competitive companies then we let you review the most affordable rates and coverage options. Homeowners living in the 60089 zip code usually have questions about which coverage option is best. Our process is spam and hassle free so you can get your questions answer quickly and review the best home insurance policy for you. Most of all, Buffalo Grove homeowners enjoy saving up to 40% or even more when we apply all the discounts available. Let us help you shop and save on your Illinois home insurance premium today!

Get 60089 Homeowners Insurance Rates Now!

60089 Home Insurance Average Premiums

Local 60089 homeowners insurance quotes comparison

$581 /yr.

Shows Zip Code: 60089 lowest rates with discounts applied on average.

For the 60089, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$581 /yr.
Average Coverage:$831 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1131 /yr.

What is the average home insurance cost for a home in 60089?

  • • The average homeowners insurance premium paid annually for a home in 60089 is around $831 per year.

What does it cost on average per month for home insurance in 60089?

  • • Homeowners in 60089 pay a monthly average cost per month around $69.00.

What kind of discount could I get if I combine my home and auto insurance together in 60089?

  • • Autoowners in 60089 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Buffalo Grove area, check out other zip codes nearby 60089.
Review average rates in another zip code:
60089 homeowners insurance rates

Home Replacement Cost Coverage in 60089

Average Building Cost Per Square Foot in 60089: $154

Location: Buffalo Grove, Illinois (Lake County)

Average Square Footage in 60089: 2,217 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 60089 before you start any project. Buffalo Grove homeowners pay on average around $154 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 60089 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 60089 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,217 sq. ft. and the average cost to rebuild the home in this area is around $154 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Buffalo Grove area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1542,217$341,400
Additional Upgrades & Added Features$1932,217$426,750
Major Home Updates or Advancements$2312,217$512,100

It's important to understand that when you estimate your replacement cost of your home in the 60089 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 60089

Best Home & Auto Insurance Agencies in 60089

Manuel A Figueroa Agency - Nationwide Insurance

Address: 1400 E Lake Cook Rd Buffalo Grove, IL 60089
Phone:
Website: http://www.nationwide.com/agent/Buffalo-Grove-ILLINOIS-insurance-agent/manuelfigueroa/office.html
Info:

American Family Insurance - Sam F Zirretta

Address: 400 W Dundee Rd, Ste 101 Buffalo Grove, IL 60089
Phone:
Website: http://www.insurance-agency.amfam.com/IL/sam-f-zirretta/default.aspx?sourceid=yp3
Info:

Warner C Carter Jr Agency - Nationwide Insurance

Address: 1400 E Lake Cook Rd, Ste 185 Buffalo Grove, IL 60089
Phone:
Website: http://www.nationwide.com/agent/Buffalo-Grove-ILLINOIS-insurance-agent/warnercarter/office.html
Info:

Susan Moore and Associates Inc - Nationwide Insurance

Address: 1130 W Lake Cook Rd, Ste 195 Buffalo Grove, IL 60089
Phone:
Website: http://www.nationwide.com/agent/Buffalo-Grove-ILLINOIS-insurance-agent/susan-moore/office.html
Info:

David K Beatovic Agency - Nationwide Insurance

Address: 1400 E Lake Cook Rd, Ste 185a Buffalo Grove, IL 60089
Phone:
Website: http://www.nationwide.com/agent/Buffalo-Grove-ILLINOIS-insurance-agent/davidb/office.html
Info:

Housing Demographics for 60089

Population Review for 60089 Zip Code

For the city of Buffalo Grove, the population within 60089 has increased to over 44,242 residents in population size. The current population total is 43,227. We have broken down the population based on race below. In 60089, there are over 20913 in male population and 22314 females.

PopulationValues
Total Population43,227
White Population27232
Black Population545
Hispanic Population2871
Asian Population11884
Hawaiian Population9
Indian Population128
Other Population1002
Male Population20913
Female Population22314
Population Estimate44242

Household Data for 60089

The average number of homes in 60089 is around 16,402, there are an average of 2.61 per household. The average house value according to local real estate values is around $341,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode16,402
Persons Per Household2.61
Average House Value$341,400
Income Per Household$121246
Median Age42.4
Median Age Male41.3
Median Age Female43.5
60089 DetailsValues
StateIL
State Full NameIllinois
City TypeP
City Alias Abbreviation
Area Code847/312/630/708
CityBuffalo Grove
City Alias NameBUFFALO GROVE
CountyLake
County FIPS097
State FIPS17
Time Zone6
Day Light SavingY
MSA1602
PMSA1600
CSA176
CBSA16980
CBSA_DIV29404
CBSA_TypeMetro
CBSA_NameChicago-Naperville-Elgin, IL-IN
MSA_NameChicago-Gary-Kenosha, IL-IN-WI CMSA
PMSA_NameChicago, IL PMSA
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1462
Number Of Employees23674
Business First Quarter Payroll415080
Business Annual Payroll1780143
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population9461105
CBSA Division Population703462
Congressional District05|09|10
Congressional LandArea95.71|105.35|299.78
Delivery Residential16951
Delivery Business1047
Delivery Total18872
Preferred Last Line KeyW12207
Classification Code
Multi-CountyY
CSA NameChicago-Naperville, IL-IN-WI
CBSA_DIV_NameLake County, IL
City State KeyW12207
Land Area9.845000
Water Area0.019000
City Alias Code
City Mixed CaseBuffalo Grove
City Alias Mixed CaseBuffalo Grove
Box Count223
SFDU9572
MFDU4330
State ANSI17
County ANSI097
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number161068
Unique ZIP Name
SSA State County Code14570
Medicare CBSA Code29404
Medicare CBSA NameLake County-Kenosha County, IL-WI
Medicare CBSA TypeMetro
Market Rating Area ID2
County Mixed CaseLake

Illinois Homeowners Insurance News & Information

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    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]

  • Homeowners Below a 580 Credit Score Pay 35% More for Home Insurance Posted on Monday 15th April, 2024

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  • The Best Way to Check the Financial Strength of Home Insurance Companies Posted on Wednesday 3rd April, 2024

    If you are switching insurance companies, you should always check the financial strength of any insurer you are seriously considering. While an affordable premium is always a plus, if your insurance company cannot afford to pay when you file a claim, the savings will certainly not be worth it.  A.M. Best is a credit rating […]