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If you live in the 60020 zip code, we can help you find a better homeowners insurance policy at a lower price. Homeowners within the city of Fox Lake have saved hundreds of dollars on their annual premium when using GetHomeInsuranceQuotes.com.
Our service is always free and we not only find a great policy for you, our IL licensed agents will provide you with a free consultation to discuss your coverage needs and answer any questions you may have regarding policy coverages or rates.
It is easy to start shopping for a new policy, just click on the "Get Multiple Quotes Now" button below, confirm your 60020 and then compare quotes from a variety of nationwide insurance companies.
60020 Average Homeowners Insurance Rates
If you are shopping for a HO-3 policy, which is considered the standard when it comes to homeowners insurance, we can help. In 60020 the average premium for homeowners coverage is $850 which compares very well to the national average of $1,249.
Our site makes it easy for you to find the insurer that offers the best coverage at the best rate in 60020. We are happy to answer any questions you may have and explain the different type of coverage while helping you determine what coverage levels are best for your family.
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60020 Home Insurance Average Premiums
For the 60020, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.
Coverage Amount: | Annual Premium |
---|---|
1800 sq. ft. or below (discounts applied) | $600 /yr. |
Average Coverage: | $850 /yr. |
2600 sq. ft. or higher (all discounts applied) | $1150 /yr. |
What is the average home insurance cost for a home in 60020?
- • The average homeowners insurance premium paid annually for a home in 60020 is around $850 per year.
What does it cost on average per month for home insurance in 60020?
- • Homeowners in 60020 pay a monthly average cost per month around $71.00.
What kind of discount could I get if I combine my home and auto insurance together in 60020?
- • Autoowners in 60020 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.
For shopping home insurance rates within the Fox Lake area, check out other zip codes nearby 60020.
Review average rates in another zip code:
60020 homeowners insurance rates
Home Replacement Cost Coverage in 60020
Average Building Cost Per Square Foot in 60020: $154
Location: Fox Lake, Illinois (Lake County)Average Square Footage in 60020: 1,134 Sq. Ft.
When building or updating a home, it's always good to review the average cost per square foot to build in 60020 before you start any project. Fox Lake homeowners pay on average around $154 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 60020 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.
Here is how you determine your replacement cost. If we take an average home in 60020 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,134 sq. ft. and the average cost to rebuild the home in this area is around $154 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Fox Lake area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.
Home Improvement Status | Price per Sq. Ft. | Square Feet | Dwelling Coverage |
---|---|---|---|
Basic Home Features | $154 | 1,134 | $174,600 |
Additional Upgrades & Added Features | $193 | 1,134 | $218,250 |
Major Home Updates or Advancements | $231 | 1,134 | $261,900 |
It's important to understand that when you estimate your replacement cost of your home in the 60020 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.
Best Homeowners Insurance Agencies in 60020
Allstate Insurance - Berne G. Clary
Address: 37 South Route 12 #1 Fox Lake, IL 60020Phone: (847)587-3200
Website:
Best Home & Auto Insurance Agencies in 60020
David L Dingman Ins Agcy Inc - State Farm Insurance Agent
Address: 42 E Grand Ave, #101 Fox Lake, IL 60020Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards
Allstate Insurance Companies
Address: 40 E Grand Ave Fox Lake, IL 60020Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
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Allstate Insurance - Berne G. Clary
Address: 37 N Us-12 Fox Lake, IL 60020Phone:
Website:
Info:
Housing Demographics for 60020
Population Review for 60020 Zip Code
For the city of Fox Lake, the population within 60020 has increased to over 11,853 residents in population size. The current population total is 10,967. We have broken down the population based on race below. In 60020, there are over 5487 in male population and 5480 females.
Population | Values |
---|---|
Total Population | 10,967 |
White Population | 8823 |
Black Population | 260 |
Hispanic Population | 1509 |
Asian Population | 275 |
Hawaiian Population | 4 |
Indian Population | 48 |
Other Population | 528 |
Male Population | 5487 |
Female Population | 5480 |
Population Estimate | 11853 |
Household Data for 60020
The average number of homes in 60020 is around 5,098, there are an average of 2.14 per household. The average house value according to local real estate values is around $174,600. Please review the following demographics below for average income and media age.
Housing / Income Data | Values |
---|---|
Households Per Zipcode | 5,098 |
Persons Per Household | 2.14 |
Average House Value | $174,600 |
Income Per Household | $63432 |
Median Age | 43.7 |
Median Age Male | 41.9 |
Median Age Female | 45.3 |
60020 Details | Values |
---|---|
State | IL |
State Full Name | Illinois |
City Type | P |
City Alias Abbreviation | |
Area Code | 224/847 |
City | Fox Lake |
City Alias Name | FOX LAKE |
County | Lake |
County FIPS | 097 |
State FIPS | 17 |
Time Zone | 6 |
Day Light Saving | Y |
MSA | 1602 |
PMSA | 1600 |
CSA | 176 |
CBSA | 16980 |
CBSA_DIV | 29404 |
CBSA_Type | Metro |
CBSA_Name | Chicago-Naperville-Elgin, IL-IN |
MSA_Name | Chicago-Gary-Kenosha, IL-IN-WI CMSA |
PMSA_Name | Chicago, IL PMSA |
Region | Midwest |
Division | East North Central |
MailingName | Y |
Economic & Growth Review | Values |
---|---|
Number Of Businesses | 240 |
Number Of Employees | 2183 |
Business First Quarter Payroll | 19167 |
Business Annual Payroll | 89330 |
Business Employment Flag | |
Growth Rank | 0 |
Growth Housing Units 2003 | |
Growth Housing Units 2004 | |
Growth Increase Number | 0 |
Growth Increase Percentage | 0.0 |
Metropolitan Details | Values |
---|---|
CBSA Population | 9461105 |
CBSA Division Population | 703462 |
Congressional District | 10 |
Congressional LandArea | 299.78 |
Delivery Residential | 5539 |
Delivery Business | 277 |
Delivery Total | 5975 |
Preferred Last Line Key | W13010 |
Classification Code | |
Multi-County | Y |
CSA Name | Chicago-Naperville, IL-IN-WI |
CBSA_DIV_Name | Lake County, IL |
City State Key | W13010 |
Land Area | 4.711000 |
Water Area | 3.679000 |
City Alias Code | |
City Mixed Case | Fox Lake |
City Alias Mixed Case | Fox Lake |
Box Count | 115 |
SFDU | 3546 |
MFDU | 742 |
State ANSI | 17 |
County ANSI | 097 |
ZIP Intro | |
Alias Intro | |
Facility Code | P |
City Delivery Indicator | Y |
Carrier Route Rate Sortation | D |
Finance Number | 162856 |
Unique ZIP Name | |
SSA State County Code | 14570 |
Medicare CBSA Code | 29404 |
Medicare CBSA Name | Lake County-Kenosha County, IL-WI |
Medicare CBSA Type | Metro |
Market Rating Area ID | 2 |
County Mixed Case | Lake |
Illinois Homeowners Insurance News & Information
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Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]
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While the odds of a major disaster hitting a specific home is the same regardless of whether the owner has a great credit score or one that puts them in a subprime category, their credit score will impact their rate in many states. In most states, insurers are allowed to consider credit scores when setting […]
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If you are switching insurance companies, you should always check the financial strength of any insurer you are seriously considering. While an affordable premium is always a plus, if your insurance company cannot afford to pay when you file a claim, the savings will certainly not be worth it. A.M. Best is a credit rating […]