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If you live in the 60020 zip code, we can help you find a better homeowners insurance policy at a lower price. Homeowners within the city of Fox Lake have saved hundreds of dollars on their annual premium when using GetHomeInsuranceQuotes.com.

Our service is always free and we not only find a great policy for you, our IL licensed agents will provide you with a free consultation to discuss your coverage needs and answer any questions you may have regarding policy coverages or rates.

It is easy to start shopping for a new policy, just click on the "Get Multiple Quotes Now" button below, confirm your 60020 and then compare quotes from a variety of nationwide insurance companies.

60020 Average Homeowners Insurance Rates

If you are shopping for a HO-3 policy, which is considered the standard when it comes to homeowners insurance, we can help. In 60020 the average premium for homeowners coverage is $850 which compares very well to the national average of $1,249.

Our site makes it easy for you to find the insurer that offers the best coverage at the best rate in 60020. We are happy to answer any questions you may have and explain the different type of coverage while helping you determine what coverage levels are best for your family.

Get Free Home Insurance Quotes in 60020 Today!

We can help you find up to 12 homeowners insurance quotes quickly and from the comfort of your own home. In addition, we can do a discount review to make sure you are getting all available discounts on your policy.

Click to review the best Fox Lake, IL home insurance quotes in your area.

60020 Home Insurance Average Premiums

Local 60020 homeowners insurance quotes comparison

$600 /yr.

Shows Zip Code: 60020 lowest rates with discounts applied on average.

For the 60020, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$600 /yr.
Average Coverage:$850 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1150 /yr.

What is the average home insurance cost for a home in 60020?

  • • The average homeowners insurance premium paid annually for a home in 60020 is around $850 per year.

What does it cost on average per month for home insurance in 60020?

  • • Homeowners in 60020 pay a monthly average cost per month around $71.00.

What kind of discount could I get if I combine my home and auto insurance together in 60020?

  • • Autoowners in 60020 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Fox Lake area, check out other zip codes nearby 60020.
Review average rates in another zip code:
60020 homeowners insurance rates

Home Replacement Cost Coverage in 60020

Average Building Cost Per Square Foot in 60020: $154

Location: Fox Lake, Illinois (Lake County)

Average Square Footage in 60020: 1,134 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 60020 before you start any project. Fox Lake homeowners pay on average around $154 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 60020 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 60020 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,134 sq. ft. and the average cost to rebuild the home in this area is around $154 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Fox Lake area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1541,134$174,600
Additional Upgrades & Added Features$1931,134$218,250
Major Home Updates or Advancements$2311,134$261,900

It's important to understand that when you estimate your replacement cost of your home in the 60020 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 60020

Allstate Insurance - Berne G. Clary

Address: 37 South Route 12 #1 Fox Lake, IL 60020
Phone: (847)587-3200
Website:

Best Home & Auto Insurance Agencies in 60020

David L Dingman Ins Agcy Inc - State Farm Insurance Agent

Address: 42 E Grand Ave, #101 Fox Lake, IL 60020
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Allstate Insurance Companies

Address: 40 E Grand Ave Fox Lake, IL 60020
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Allstate Insurance - Berne G. Clary

Address: 37 N Us-12 Fox Lake, IL 60020
Phone:
Website:
Info:

Housing Demographics for 60020

Population Review for 60020 Zip Code

For the city of Fox Lake, the population within 60020 has increased to over 11,853 residents in population size. The current population total is 10,967. We have broken down the population based on race below. In 60020, there are over 5487 in male population and 5480 females.

PopulationValues
Total Population10,967
White Population8823
Black Population260
Hispanic Population1509
Asian Population275
Hawaiian Population4
Indian Population48
Other Population528
Male Population5487
Female Population5480
Population Estimate11853

Household Data for 60020

The average number of homes in 60020 is around 5,098, there are an average of 2.14 per household. The average house value according to local real estate values is around $174,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode5,098
Persons Per Household2.14
Average House Value$174,600
Income Per Household$63432
Median Age43.7
Median Age Male41.9
Median Age Female45.3
60020 DetailsValues
StateIL
State Full NameIllinois
City TypeP
City Alias Abbreviation
Area Code224/847
CityFox Lake
City Alias NameFOX LAKE
CountyLake
County FIPS097
State FIPS17
Time Zone6
Day Light SavingY
MSA1602
PMSA1600
CSA176
CBSA16980
CBSA_DIV29404
CBSA_TypeMetro
CBSA_NameChicago-Naperville-Elgin, IL-IN
MSA_NameChicago-Gary-Kenosha, IL-IN-WI CMSA
PMSA_NameChicago, IL PMSA
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses240
Number Of Employees2183
Business First Quarter Payroll19167
Business Annual Payroll89330
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population9461105
CBSA Division Population703462
Congressional District10
Congressional LandArea299.78
Delivery Residential5539
Delivery Business277
Delivery Total5975
Preferred Last Line KeyW13010
Classification Code
Multi-CountyY
CSA NameChicago-Naperville, IL-IN-WI
CBSA_DIV_NameLake County, IL
City State KeyW13010
Land Area4.711000
Water Area3.679000
City Alias Code
City Mixed CaseFox Lake
City Alias Mixed CaseFox Lake
Box Count115
SFDU3546
MFDU742
State ANSI17
County ANSI097
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number162856
Unique ZIP Name
SSA State County Code14570
Medicare CBSA Code29404
Medicare CBSA NameLake County-Kenosha County, IL-WI
Medicare CBSA TypeMetro
Market Rating Area ID2
County Mixed CaseLake

Illinois Homeowners Insurance News & Information

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    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]

  • Homeowners Below a 580 Credit Score Pay 35% More for Home Insurance Posted on Monday 15th April, 2024

    While the odds of a major disaster hitting a specific home is the same regardless of whether the owner has a great credit score or one that puts them in a subprime category, their credit score will impact their rate in many states.  In most states, insurers are allowed to consider credit scores when setting […]

  • The Best Way to Check the Financial Strength of Home Insurance Companies Posted on Wednesday 3rd April, 2024

    If you are switching insurance companies, you should always check the financial strength of any insurer you are seriously considering. While an affordable premium is always a plus, if your insurance company cannot afford to pay when you file a claim, the savings will certainly not be worth it.  A.M. Best is a credit rating […]