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30079 Home Insurance Rates

Getting multiple homeowners insurance rates in 30079 is the best way to review and compare all the coverage options available for you, your home and your family. Our homeowners rates are very competitive for homeowners living in the great city of Scottdale, GA. Many homeowners based out of the 30079 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. We can compare up to 12 competitive home insurance rates for you all in one place. Plus, our home insurance quotes are free and our Georgia licensed home insurance professionals can provide a free consultation service to you that allows you to ask questions about which policy and coverage package is best for you. To get free home insurance quotes, simply click the "Get Multiple Quotes Now" button. Your 30079 should appear in the zip code field ready to go. For Scottdale, GA Home Insurance Quotes, Click to easily get started!

30079 Homeowners Insurance Rates, Average Rating: High!

Your homeowners insurance policy in 30079 consists of both property and casualty insurance coverage. This type of policy will insure your home against a variety of risks, including fire, theft and windstorm damage. Additional protection is also included in most policies that offer liability coverage against accidents that may injure other people on your property in Scottdale. For a basic HO-3, standard homeowners policy, the average premium per year in Georgia is around $1049. By shopping your home insurance with us at GetHomeInsuranceQuotes.com, we can help you compare the most affordable rates and enhanced coverage options. Please enter your 30079 zip code today and let us help you save time and money on your homeowners insurance premium.

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30079 Home Insurance Average Premiums

Local 30079 homeowners insurance quotes comparison

$799 /yr.

Shows Zip Code: 30079 lowest rates with discounts applied on average.

For the 30079, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$799 /yr.
Average Coverage:$1049 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1349 /yr.

What is the average home insurance cost for a home in 30079?

  • • The average homeowners insurance premium paid annually for a home in 30079 is around $1049 per year.

What does it cost on average per month for home insurance in 30079?

  • • Homeowners in 30079 pay a monthly average cost per month around $87.00.

What kind of discount could I get if I combine my home and auto insurance together in 30079?

  • • Autoowners in 30079 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Scottdale area, check out other zip codes nearby 30079.
Review average rates in another zip code:
30079 homeowners insurance rates

Home Replacement Cost Coverage in 30079

Average Building Cost Per Square Foot in 30079: $122

Location: Scottdale, Georgia (Dekalb County)

Average Square Footage in 30079: 1,748 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 30079 before you start any project. Scottdale homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 30079 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 30079 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,748 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Scottdale area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1221,748$213,200
Additional Upgrades & Added Features$1531,748$266,500
Major Home Updates or Advancements$1831,748$319,800

It's important to understand that when you estimate your replacement cost of your home in the 30079 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 30079

Best Home & Auto Insurance Agencies in 30079

Housing Demographics for 30079

Population Review for 30079 Zip Code

For the city of Scottdale, the population within 30079 has increased to over 3,828 residents in population size. The current population total is 3,696. We have broken down the population based on race below. In 30079, there are over 1717 in male population and 1979 females.

PopulationValues
Total Population3,696
White Population854
Black Population2185
Hispanic Population255
Asian Population245
Hawaiian Population0
Indian Population36
Other Population102
Male Population1717
Female Population1979
Population Estimate3828

Household Data for 30079

The average number of homes in 30079 is around 1,569, there are an average of 2.35 per household. The average house value according to local real estate values is around $213,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,569
Persons Per Household2.35
Average House Value$213,200
Income Per Household$55784
Median Age36.5
Median Age Male34.6
Median Age Female37.7
30079 DetailsValues
StateGA
State Full NameGeorgia
City TypeP
City Alias Abbreviation
Area Code404/678
CityScottdale
City Alias NameSCOTTDALE
CountyDekalb
County FIPS089
State FIPS13
Time Zone5
Day Light SavingY
MSA0520
PMSA
CSA122
CBSA12060
CBSA_DIV12054
CBSA_TypeMetro
CBSA_NameAtlanta-Sandy Springs-Roswell, GA
MSA_NameAtlanta, GA MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses96
Number Of Employees1015
Business First Quarter Payroll11263
Business Annual Payroll51656
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5268860
CBSA Division Population4124692
Congressional District04|05
Congressional LandArea496.6|264.91
Delivery Residential1629
Delivery Business133
Delivery Total4081
Preferred Last Line KeyX11118
Classification Code
Multi-County
CSA NameAtlanta--Athens-Clarke County--Sandy Springs, GA-AL
CBSA_DIV_NameAtlanta-Sandy Springs-Roswell, GA
City State KeyX11118
Land Area1.172000
Water Area0.007000
City Alias Code
City Mixed CaseScottdale
City Alias Mixed CaseScottdale
Box Count194
SFDU851
MFDU0
State ANSI13
County ANSI089
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number127854
Unique ZIP Name
SSA State County Code11370
Medicare CBSA Code12060
Medicare CBSA NameAtlanta-Sandy Springs-Alpharetta, GA
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CaseDekalb

Georgia Homeowners Insurance News & Information

  • Homeowners Prepare for Rate Increases Later This Year Posted on Monday 27th June, 2022

    In most states, home insurance rates are headed up this year and homeowners should be prepared for further rate increases before the end of the year. According to a recent S&P Global Market Intelligence report, over 177 insurance carriers have filed requests for rate increases in 43 states, Arizona alone has seen 34 rate increase requests. […]

  • Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020

    Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]

  • Georgia Coastal Home Insurance Coverage & Rates Posted on Wednesday 2nd October, 2019

    Windstorm insurance is not a required coverage in Georgia, but if you live on the coast, it is certainly an insurance you should consider. In many coastal areas your mortgage lender will require that you carry a windstorm policy to make sure your home (and their investment) is full protected. Windstorm policies are designed to […]