Home Insurance Rates in 33913

For homeowners shopping online in 33913, our insurance rates are very competitive for homeowners living in Fort Myers, FL. Many homeowners based out of the great city of Fort Myers have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Florida licensed agents can provide a free consultation service to you that allows you to ask questions about which rates and coverage options are best suited for you and your family. To get free home insurance quotes in 33913, simply click the "Get Multiple Quotes Now" button. Your 33913 should appear in the zip code field ready to go. We only need some basic home information to start running multiple quotes for you. Fort Myers, FL Home Insurance Rate Quotes are available for you, we easily review and compare multiple coverage and rate options.

33913 Home Insurance Rating is: Very High!

If you live in 33913, you can easily save up to 40% off the average home insurance premium of $1638 a year by letting us help you compare the best rate and coverage option for your home. We can compare up to 12 major top rated home insurance companies all at once. We also will do a professional analysis to determine which coverage is best suited to cover the risk that you need. Home insurance in Fort Myers can come in a variety of different packages, it's important to understand which homeowners policy is best. Let us help you compare home insurance rates in 33913 today!

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Average Building Cost Per Square Foot in 33913: $167

Average Square Footage in 33913: 1,986 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 33913 before you start any project. Fort Myers homeowners pay on average around $167 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 33913 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 33913 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,986 sq. ft. and the average cost to rebuild the home in this area is around $167 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Fort Myers area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

It's important to understand that when you estimate your replacement cost of your home in the 33913 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

GEICO

Todd, Ted President - Ted Todd Insurance

Allstate Insurance Companies

Ted A Todd - Allstate Agent

David Anthony Insurance Agency

Household Data for 33913

The average number of homes in 33913 is around 11,577, there are an average of 2.29 per household. The average house value according to local real estate values is around $331,600. Please review the following demographics below for average income and media age.

• Florida’s Broward Commissioner is Asking Congress to Lower Insurance Rates Posted on Monday 1st April, 2024

  A bill in the U.S. House called the Natural Disaster Reinsurance Plan, hopes to lower insurance costs for policyholders in states that opt-in to the program which will scale back the requirements regarding the amount of reinsurance that insurance companies need to purchase.  Currently, a Broward commissioner is asking Congress to pass legislation he claims […]

• Florida Lawmakers May Allow Takeout Offers to Citizens’ Policyholders Posted on Wednesday 13th March, 2024

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• Florida has 7 New Home Insurance Companies Entering the Market Posted on Friday 1st March, 2024

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• What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024

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• Florida Homeowners Advance From Citizens into Private Companies Posted on Tuesday 5th December, 2023

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• 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

  The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]

• Fall 2023: Florida Homeowners Insurance Premium Update Posted on Tuesday 24th October, 2023

  Despite the fact that the Florida legislation finally passed a couple of bills to deal with the ever-increasing cost of homeowners insurance, it seems unlikely that premiums will start to fall anytime soon according to a report put out by Karen Clark & Company (KCC), a risk modelling firm. The recent report, titled “Managing Expectations: […]