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96034 Home Insurance Rates & Premiums
Did you know there are over 345 people living within the 96034 zip code area? There are over 140 occupied dwellings which means many homeowners like you that are interested in lower premiums or better coverage options. At GetHomeInsuranceQuotes.com, we provide a free shopping services online or over the phone. Our process includes the following:
- We will shop up to 12 home insurance companies for free.
- We will apply all discounts and credits to help you save up to 40% or more.
- We will answer any questions that you may.
- We will review the best policy and coverage option in 96034.
Let us help you shop and compare rates today, just enter your zip code to get your free online home insurance quotes. Please give us a call now at 1-855-976-2656, and easily get up to 12 rates over the phone in minutes.
Average homeowners insurance premiums in California are on the rise. The estimated average premium is around $919 a year for a standard homeowners insurance policy in Gazelle. You can find out more information about home insurance premiums, discounts and crime rate information by clicking your city below.
96034 Home Insurance Average Premiums
$669 /yr.
Shows Zip Code: 96034 lowest rates with discounts applied on average.
For the 96034, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.
| Coverage Amount: | Annual Premium |
|---|---|
| 1800 sq. ft. or below (discounts applied) | $669 /yr. |
| Average Coverage: | $919 /yr. |
| 2600 sq. ft. or higher (all discounts applied) | $1219 /yr. |
What is the average home insurance cost for a home in 96034?
- • The average homeowners insurance premium paid annually for a home in 96034 is around $919 per year.
What does it cost on average per month for home insurance in 96034?
- • Homeowners in 96034 pay a monthly average cost per month around $77.00.
What kind of discount could I get if I combine my home and auto insurance together in 96034?
- • Autoowners in 96034 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.
For shopping home insurance rates within the Gazelle area, check out other zip codes nearby 96034.
Review average rates in another zip code:
96034 homeowners insurance rates
Home Replacement Cost Coverage in 96034
Average Building Cost Per Square Foot in 96034: $324
Location: Gazelle, California (Siskiyou County)Average Square Footage in 96034: 942 Sq. Ft.
When building or updating a home, it's always good to review the average cost per square foot to build in 96034 before you start any project. Gazelle homeowners pay on average around $324 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 96034 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.
Here is how you determine your replacement cost. If we take an average home in 96034 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 942 sq. ft. and the average cost to rebuild the home in this area is around $324 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Gazelle area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.
| Home Improvement Status | Price per Sq. Ft. | Square Feet | Dwelling Coverage |
|---|---|---|---|
| Basic Home Features | $324 | 942 | $305,300 |
| Additional Upgrades & Added Features | $405 | 942 | $381,625 |
| Major Home Updates or Advancements | $486 | 942 | $457,950 |
It's important to understand that when you estimate your replacement cost of your home in the 96034 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.
Best Homeowners Insurance Agencies in 96034
Best Home & Auto Insurance Agencies in 96034
Housing Demographics for 96034
Population Review for 96034 Zip Code
For the city of Gazelle, the population within 96034 has increased to over 91 residents in population size. The current population total is 345. We have broken down the population based on race below. In 96034, there are over 167 in male population and 178 females.
| Population | Values |
|---|---|
| Total Population | 345 |
| White Population | 275 |
| Black Population | 4 |
| Hispanic Population | 35 |
| Asian Population | 8 |
| Hawaiian Population | 0 |
| Indian Population | 3 |
| Other Population | 10 |
| Male Population | 167 |
| Female Population | 178 |
| Population Estimate | 91 |
Household Data for 96034
The average number of homes in 96034 is around 140, there are an average of 2.46 per household. The average house value according to local real estate values is around $305,300. Please review the following demographics below for average income and media age.
| Housing / Income Data | Values |
|---|---|
| Households Per Zipcode | 140 |
| Persons Per Household | 2.46 |
| Average House Value | $305,300 |
| Income Per Household | $44375 |
| Median Age | 49.8 |
| Median Age Male | 50.2 |
| Median Age Female | 49.0 |
| 96034 Details | Values |
|---|---|
| State | CA |
| State Full Name | California |
| City Type | P |
| City Alias Abbreviation | |
| Area Code | 530 |
| City | Gazelle |
| City Alias Name | GAZELLE |
| County | Siskiyou |
| County FIPS | 093 |
| State FIPS | 06 |
| Time Zone | 8 |
| Day Light Saving | Y |
| MSA | |
| PMSA | |
| CSA | |
| CBSA | |
| CBSA_DIV | |
| CBSA_Type | |
| CBSA_Name | |
| MSA_Name | |
| PMSA_Name | |
| Region | West |
| Division | Pacific |
| MailingName | Y |
| Economic & Growth Review | Values |
|---|---|
| Number Of Businesses | 0 |
| Number Of Employees | 0 |
| Business First Quarter Payroll | 0 |
| Business Annual Payroll | 0 |
| Business Employment Flag | |
| Growth Rank | 0 |
| Growth Housing Units 2003 | |
| Growth Housing Units 2004 | |
| Growth Increase Number | 0 |
| Growth Increase Percentage | 0.0 |
| Metropolitan Details | Values |
|---|---|
| CBSA Population | 0 |
| CBSA Division Population | 0 |
| Congressional District | 01 |
| Congressional LandArea | 28089.47 |
| Delivery Residential | 37 |
| Delivery Business | 0 |
| Delivery Total | 179 |
| Preferred Last Line Key | Z21256 |
| Classification Code | |
| Multi-County | |
| CSA Name | |
| CBSA_DIV_Name | |
| City State Key | Z21256 |
| Land Area | 112.004000 |
| Water Area | 0.472000 |
| City Alias Code | |
| City Mixed Case | Gazelle |
| City Alias Mixed Case | Gazelle |
| Box Count | 115 |
| SFDU | 37 |
| MFDU | 0 |
| State ANSI | 06 |
| County ANSI | 093 |
| ZIP Intro | |
| Alias Intro | |
| Facility Code | P |
| City Delivery Indicator | N |
| Carrier Route Rate Sortation | C |
| Finance Number | 052958 |
| Unique ZIP Name | |
| SSA State County Code | 05570 |
| Medicare CBSA Code | 99905 |
| Medicare CBSA Name | Rural Areas in CA |
| Medicare CBSA Type | Micro |
| Market Rating Area ID | 1 |
| County Mixed Case | Siskiyou |
California Homeowners Insurance News & Information
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2024 Average Homeowners Insurance Rate at $2,777 per year Posted on Tuesday 20th February, 2024
A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]
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What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024
If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]
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2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023
The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies. Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]
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2023 – California’s recent storms – Is my home covered by insurance? Posted on Tuesday 10th January, 2023
California has recently been hit by a shocking amount of punishing winter weather that has triggered flooding as well as mudslides across vast areas of the state. The weather has led to evacuation orders as well as damaged homes. Unfortunately, for many homeowners, the damage may not be covered by their homeowners insurance. In most […]
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2022 Future Housing Market Preview by Fed Chairman Powell Posted on Friday 1st July, 2022
Many of us are concerned about how the housing market will fare as interest rates head up and a looming recession takes hold. Will home values crash as they did during the Great Recession or will they simply stop rising and settle in at their current values. While no one can predict the future, Fed […]