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If you live in the 95672 zip code, we can help you find a better homeowners insurance policy at a lower price. Homeowners within the city of Rescue have saved hundreds of dollars on their annual premium when using GetHomeInsuranceQuotes.com.

Our service is always free and we not only find a great policy for you, our CA licensed agents will provide you with a free consultation to discuss your coverage needs and answer any questions you may have regarding policy coverages or rates.

It is easy to start shopping for a new policy, just click on the "Get Multiple Quotes Now" button below, confirm your 95672 and then compare quotes from a variety of nationwide insurance companies.

95672 Average Homeowners Insurance Rates

If you are shopping for a HO-3 policy, which is considered the standard when it comes to homeowners insurance, we can help. In 95672 the average premium for homeowners coverage is $929 which compares very well to the national average of $1,249.

Our site makes it easy for you to find the insurer that offers the best coverage at the best rate in 95672. We are happy to answer any questions you may have and explain the different type of coverage while helping you determine what coverage levels are best for your family.

Get Free Home Insurance Quotes in 95672 Today!

We can help you find up to 12 homeowners insurance quotes quickly and from the comfort of your own home. In addition, we can do a discount review to make sure you are getting all available discounts on your policy.

Click to review the best Rescue, CA home insurance quotes in your area.

95672 Home Insurance Average Premiums

Local 95672 homeowners insurance quotes comparison

$679 /yr.

Shows Zip Code: 95672 lowest rates with discounts applied on average.

For the 95672, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$679 /yr.
Average Coverage:$929 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1229 /yr.

What is the average home insurance cost for a home in 95672?

  • • The average homeowners insurance premium paid annually for a home in 95672 is around $929 per year.

What does it cost on average per month for home insurance in 95672?

  • • Homeowners in 95672 pay a monthly average cost per month around $77.00.

What kind of discount could I get if I combine my home and auto insurance together in 95672?

  • • Autoowners in 95672 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Rescue area, check out other zip codes nearby 95672.
Review average rates in another zip code:
95672 homeowners insurance rates

Home Replacement Cost Coverage in 95672

Average Building Cost Per Square Foot in 95672: $324

Location: Rescue, California (El Dorado County)

Average Square Footage in 95672: 1,770 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 95672 before you start any project. Rescue homeowners pay on average around $324 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 95672 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 95672 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,770 sq. ft. and the average cost to rebuild the home in this area is around $324 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Rescue area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$3241,770$573,400
Additional Upgrades & Added Features$4051,770$716,750
Major Home Updates or Advancements$4861,770$860,100

It's important to understand that when you estimate your replacement cost of your home in the 95672 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 95672

Best Home & Auto Insurance Agencies in 95672

Housing Demographics for 95672

Population Review for 95672 Zip Code

For the city of Rescue, the population within 95672 has increased to over 4,754 residents in population size. The current population total is 4,700. We have broken down the population based on race below. In 95672, there are over 2377 in male population and 2323 females.

PopulationValues
Total Population4,700
White Population3843
Black Population22
Hispanic Population474
Asian Population139
Hawaiian Population8
Indian Population43
Other Population120
Male Population2377
Female Population2323
Population Estimate4754

Household Data for 95672

The average number of homes in 95672 is around 1,675, there are an average of 2.80 per household. The average house value according to local real estate values is around $573,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,675
Persons Per Household2.80
Average House Value$573,400
Income Per Household$116719
Median Age47.6
Median Age Male46.3
Median Age Female48.4
95672 DetailsValues
StateCA
State Full NameCalifornia
City TypeP
City Alias Abbreviation
Area Code530
CityRescue
City Alias NameRESCUE
CountyEl Dorado
County FIPS017
State FIPS06
Time Zone8
Day Light SavingY
MSA6922
PMSA6920
CSA472
CBSA40900
CBSA_DIV
CBSA_TypeMetro
CBSA_NameSacramento-Roseville-Folsom, CA
MSA_NameSacramento-Yolo, CA CMSA
PMSA_NameSacramento, CA PMSA
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses82
Number Of Employees321
Business First Quarter Payroll3656
Business Annual Payroll16824
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2149127
CBSA Division Population0
Congressional District05
Congressional LandArea1730.82
Delivery Residential1698
Delivery Business12
Delivery Total2013
Preferred Last Line KeyZ22649
Classification Code
Multi-County
CSA NameSacramento-Roseville, CA
CBSA_DIV_Name
City State KeyZ22649
Land Area21.745000
Water Area0.064000
City Alias Code
City Mixed CaseRescue
City Alias Mixed CaseRescue
Box Count235
SFDU498
MFDU0
State ANSI06
County ANSI017
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number056414
Unique ZIP Name
SSA State County Code05080
Medicare CBSA Code40900
Medicare CBSA NameSacramento-Roseville-Folsom, CA
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CaseEl Dorado

California Homeowners Insurance News & Information

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024

    If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]

  • 2023 – California’s recent storms – Is my home covered by insurance? Posted on Tuesday 10th January, 2023

    California has recently been hit by a shocking amount of punishing winter weather that has triggered flooding as well as mudslides across vast areas of the state. The weather has led to evacuation orders as well as damaged homes. Unfortunately, for many homeowners, the damage may not be covered by their homeowners insurance.   In most […]

  • 2022 Future Housing Market Preview by Fed Chairman Powell Posted on Friday 1st July, 2022

    Many of us are concerned about how the housing market will fare as interest rates head up and a looming recession takes hold. Will home values crash as they did during the Great Recession or will they simply stop rising and settle in at their current values.  While no one can predict the future, Fed […]