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Homeowners Insurance in 93060

In Santa Paula, CA, our homeowners insurance rates are very competitive in price and coverage options. Many homeowners located in the 93060 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. When you start our quoting process, we will clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our California licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. Best of all, you can get up to 12 competitive quotes for your home in 93060 all from one place. Our quoting process is hassle free and we do not spam. If you want to see real savings on your new home insurance policy, let us help you shop online home insurance quotes that are more affordable and have better coverage. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 93060 should appear in the zip code field ready to go.

93060 Homeowners Insurance Rates Are Considered: High!

If your looking for a standard homeowners policy in California, you are going to see rates around the average home insurance premium per year of $931. However, with our online quoting process, we can compare the most competitive rates for you. Plus, our professional advice will allow you to get the most out of your Santa Paula home insurance by making sure all the risk you may encounter will be covered. Homeowners insurance comes in a variety of different coverage options and we want to get you the best rate but also provide a dependable company and policy that you can stand behind when you need it the most.

Get 93060 Home Insurance Rates Now!

Best 3 Options to Compare in 93060

If you want homeowners insurance quotes within the city of Santa Paula or in the 93060 area then we can help you compare the most affordable options when it comes to getting a new homeowners insurance policy. Clicking on the link helps you find average home insurance rates in Santa Paula, CA.

93060 Home Insurance Average Premiums

Local 93060 homeowners insurance quotes comparison

$681 /yr.

Shows Zip Code: 93060 lowest rates with discounts applied on average.

For the 93060, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$681 /yr.
Average Coverage:$931 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1231 /yr.

What is the average home insurance cost for a home in 93060?

  • • The average homeowners insurance premium paid annually for a home in 93060 is around $931 per year.

What does it cost on average per month for home insurance in 93060?

  • • Homeowners in 93060 pay a monthly average cost per month around $78.00.

What kind of discount could I get if I combine my home and auto insurance together in 93060?

  • • Autoowners in 93060 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Santa Paula area, check out other zip codes nearby 93060.
Review average rates in another zip code:
93060 homeowners insurance rates

Home Replacement Cost Coverage in 93060

Average Building Cost Per Square Foot in 93060: $324

Location: Santa Paula, California (Ventura County)

Average Square Footage in 93060: 1,379 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 93060 before you start any project. Santa Paula homeowners pay on average around $324 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 93060 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 93060 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,379 sq. ft. and the average cost to rebuild the home in this area is around $324 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Santa Paula area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$3241,379$446,700
Additional Upgrades & Added Features$4051,379$558,375
Major Home Updates or Advancements$4861,379$670,050

It's important to understand that when you estimate your replacement cost of your home in the 93060 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 93060

Best Home & Auto Insurance Agencies in 93060

Housing Demographics for 93060

Population Review for 93060 Zip Code

For the city of Santa Paula, the population within 93060 has increased to over 35,778 residents in population size. The current population total is 33,859. We have broken down the population based on race below. In 93060, there are over 16900 in male population and 16959 females.

PopulationValues
Total Population33,859
White Population11336
Black Population152
Hispanic Population26897
Asian Population265
Hawaiian Population30
Indian Population868
Other Population13993
Male Population16900
Female Population16959
Population Estimate35778

Household Data for 93060

The average number of homes in 93060 is around 9,933, there are an average of 3.39 per household. The average house value according to local real estate values is around $446,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode9,933
Persons Per Household3.39
Average House Value$446,700
Income Per Household$69133
Median Age35.2
Median Age Male34.4
Median Age Female36.0
93060 DetailsValues
StateCA
State Full NameCalifornia
City TypeP
City Alias Abbreviation
Area Code805/820
CitySanta Paula
City Alias NameSANTA PAULA
CountyVentura
County FIPS111
State FIPS06
Time Zone8
Day Light SavingY
MSA4472
PMSA8735
CSA348
CBSA37100
CBSA_DIV
CBSA_TypeMetro
CBSA_NameOxnard-Thousand Oaks-Ventura, CA
MSA_NameLos Angeles-Riverside-Orange County, CA
PMSA_NameVentura, CA PMSA
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses485
Number Of Employees5181
Business First Quarter Payroll60414
Business Annual Payroll265766
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population823318
CBSA Division Population0
Congressional District24|26
Congressional LandArea6883.35|939.12
Delivery Residential10554
Delivery Business848
Delivery Total11187
Preferred Last Line KeyZ22874
Classification Code
Multi-County
CSA NameLos Angeles-Long Beach, CA
CBSA_DIV_Name
City State KeyZ22874
Land Area92.447000
Water Area0.708000
City Alias Code
City Mixed CaseSanta Paula
City Alias Mixed CaseSanta Paula
Box Count0
SFDU6515
MFDU619
State ANSI06
County ANSI111
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number056984
Unique ZIP Name
SSA State County Code05660
Medicare CBSA Code37100
Medicare CBSA NameOxnard-Thousand Oaks-Ventura, CA
Medicare CBSA TypeMetro
Market Rating Area ID12
County Mixed CaseVentura

California Homeowners Insurance News & Information

  • Largest Insurer in California – Travelers Announces Home Insurance Rates Going Up 15% Posted on Monday 20th May, 2024

    Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024

    If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]

  • 2023 – California’s recent storms – Is my home covered by insurance? Posted on Tuesday 10th January, 2023

    California has recently been hit by a shocking amount of punishing winter weather that has triggered flooding as well as mudslides across vast areas of the state. The weather has led to evacuation orders as well as damaged homes. Unfortunately, for many homeowners, the damage may not be covered by their homeowners insurance.   In most […]