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Home Insurance Rates in 93043

For homeowners shopping online in 93043, our insurance rates are very competitive for homeowners living in Port Hueneme Cbc Base, CA. Many homeowners based out of the great city of Port Hueneme Cbc Base have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our California licensed agents can provide a free consultation service to you that allows you to ask questions about which rates and coverage options are best suited for you and your family. To get free home insurance quotes in 93043, simply click the "Get Multiple Quotes Now" button. Your 93043 should appear in the zip code field ready to go. We only need some basic home information to start running multiple quotes for you. Port Hueneme Cbc Base, CA Home Insurance Rate Quotes are available for you, we easily review and compare multiple coverage and rate options.

93043 Home Insurance Rating is: High!

If you live in 93043, you can easily save up to 40% off the average home insurance premium of $917 a year by letting us help you compare the best rate and coverage option for your home. We can compare up to 12 major top rated home insurance companies all at once. We also will do a professional analysis to determine which coverage is best suited to cover the risk that you need. Home insurance in Port Hueneme Cbc Base can come in a variety of different packages, it's important to understand which homeowners policy is best. Let us help you compare home insurance rates in 93043 today!

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93043 Home Insurance Average Premiums

Local 93043 homeowners insurance quotes comparison

$667 /yr.

Shows Zip Code: 93043 lowest rates with discounts applied on average.

For the 93043, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$667 /yr.
Average Coverage:$917 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1217 /yr.

What is the average home insurance cost for a home in 93043?

  • • The average homeowners insurance premium paid annually for a home in 93043 is around $917 per year.

What does it cost on average per month for home insurance in 93043?

  • • Homeowners in 93043 pay a monthly average cost per month around $76.00.

What kind of discount could I get if I combine my home and auto insurance together in 93043?

  • • Autoowners in 93043 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Port Hueneme Cbc Base area, check out other zip codes nearby 93043.
Review average rates in another zip code:
93043 homeowners insurance rates

Home Replacement Cost Coverage in 93043

Average Building Cost Per Square Foot in 93043: $324

Location: Port Hueneme Cbc Base, California (Ventura County)

Average Square Footage in 93043: 509 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 93043 before you start any project. Port Hueneme Cbc Base homeowners pay on average around $324 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 93043 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 93043 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 509 sq. ft. and the average cost to rebuild the home in this area is around $324 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Port Hueneme Cbc Base area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$324509$165,000
Additional Upgrades & Added Features$405509$206,250
Major Home Updates or Advancements$486509$247,500

It's important to understand that when you estimate your replacement cost of your home in the 93043 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 93043

Best Home & Auto Insurance Agencies in 93043

Housing Demographics for 93043

Population Review for 93043 Zip Code

For the city of Port Hueneme Cbc Base, the population within 93043 has increased to over 0 residents in population size. The current population total is 523. We have broken down the population based on race below. In 93043, there are over 452 in male population and 71 females.

PopulationValues
Total Population523
White Population357
Black Population72
Hispanic Population113
Asian Population22
Hawaiian Population1
Indian Population8
Other Population46
Male Population452
Female Population71
Population Estimate0

Household Data for 93043

The average number of homes in 93043 is around 0, there are an average of 0.00 per household. The average house value according to local real estate values is around $165,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode0
Persons Per Household0.00
Average House Value$165,000
Income Per Household$0
Median Age22.0
Median Age Male22.1
Median Age Female21.4
93043 DetailsValues
StateCA
State Full NameCalifornia
City TypeN
City Alias AbbreviationPRT HUENEME
Area Code805
CityPort Hueneme Cbc Base
City Alias NamePORT HUENEME CBC BASE
CountyVentura
County FIPS111
State FIPS06
Time Zone8
Day Light SavingY
MSA4472
PMSA8735
CSA348
CBSA37100
CBSA_DIV
CBSA_TypeMetro
CBSA_NameOxnard-Thousand Oaks-Ventura, CA
MSA_NameLos Angeles-Riverside-Orange County, CA
PMSA_NameVentura, CA PMSA
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses32
Number Of Employees249
Business First Quarter Payroll3913
Business Annual Payroll15135
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population823318
CBSA Division Population0
Congressional District26
Congressional LandArea939.12
Delivery Residential0
Delivery Business0
Delivery Total0
Preferred Last Line Key009625
Classification CodeU
Multi-County
CSA NameLos Angeles-Long Beach, CA
CBSA_DIV_Name
City State Key009625
Land Area0.495000
Water Area0.000000
City Alias CodeM1P
City Mixed CasePort Hueneme CBC Base
City Alias Mixed CasePort Hueneme CBC Base
Box Count0
SFDU0
MFDU0
State ANSI06
County ANSI111
ZIP Intro
Alias Intro
Facility CodeN
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number056210
Unique ZIP Name
SSA State County Code05660
Medicare CBSA Code37100
Medicare CBSA NameOxnard-Thousand Oaks-Ventura, CA
Medicare CBSA TypeMetro
Market Rating Area ID12
County Mixed CaseVentura

California Homeowners Insurance News & Information

  • Largest Insurer in California – Travelers Announces Home Insurance Rates Going Up 15% Posted on Monday 20th May, 2024

    Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024

    If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]

  • 2023 – California’s recent storms – Is my home covered by insurance? Posted on Tuesday 10th January, 2023

    California has recently been hit by a shocking amount of punishing winter weather that has triggered flooding as well as mudslides across vast areas of the state. The weather has led to evacuation orders as well as damaged homes. Unfortunately, for many homeowners, the damage may not be covered by their homeowners insurance.   In most […]