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Homeowners Insurance in 92399

For homeowners living in 92399, you want more affordable home insurance rates in Yucaipa, right? Our rates are very competitive for homeowners living in the great city of Yucaipa, CA. Many homeowners living in the 92399 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the top home insurance companies that we will shop for you all in one place. Plus, our homeowners insurance quotes are free and our California licensed agents can provide a free consultation service to you that allows you to ask questions about which policy and coverage option is best for you and your family. Get the home insurance protection you need and start a free home insurance quote today, simply click the "Get Multiple Quotes Now" button. Your 92399 should appear in the zip code field ready to go. Comparing Yucaipa, CA Home Insurance Quotes in your area, we can review the best rates and coverage options with multiple carriers to choose from.

92399 Home Insurance Costs Are Considered: High!

The overall cost of homeowners insurance on average for a standard HO-3 home insurance policy for homeowners living in Yucaipa pay around $938 per year. For affordable homeowners insurance, we have the best prices when it comes to comparing California home insurance rates. At GetHomeInsuranceQuotes.com, we compare the most competitive companies then we let you review the most affordable rates and coverage options. Homeowners living in the 92399 zip code usually have questions about which coverage option is best. Our process is spam and hassle free so you can get your questions answer quickly and review the best home insurance policy for you. Most of all, Yucaipa homeowners enjoy saving up to 40% or even more when we apply all the discounts available. Let us help you shop and save on your California home insurance premium today!

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92399 Home Insurance Average Premiums

Local 92399 homeowners insurance quotes comparison

$688 /yr.

Shows Zip Code: 92399 lowest rates with discounts applied on average.

For the 92399, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$688 /yr.
Average Coverage:$938 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1238 /yr.

What is the average home insurance cost for a home in 92399?

  • • The average homeowners insurance premium paid annually for a home in 92399 is around $938 per year.

What does it cost on average per month for home insurance in 92399?

  • • Homeowners in 92399 pay a monthly average cost per month around $78.00.

What kind of discount could I get if I combine my home and auto insurance together in 92399?

  • • Autoowners in 92399 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Yucaipa area, check out other zip codes nearby 92399.
Review average rates in another zip code:
92399 homeowners insurance rates

Home Replacement Cost Coverage in 92399

Average Building Cost Per Square Foot in 92399: $324

Location: Yucaipa, California (San Bernardino County)

Average Square Footage in 92399: 1,137 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 92399 before you start any project. Yucaipa homeowners pay on average around $324 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 92399 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 92399 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,137 sq. ft. and the average cost to rebuild the home in this area is around $324 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Yucaipa area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$3241,137$368,400
Additional Upgrades & Added Features$4051,137$460,500
Major Home Updates or Advancements$4861,137$552,600

It's important to understand that when you estimate your replacement cost of your home in the 92399 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 92399

Allstate Insurance - Jaswant Roberts

Address: 34161 Yucaipa Blvd #d Yucaipa, CA 92399
Phone: (951)288-5379
Website:

Best Home & Auto Insurance Agencies in 92399

Black- Jan P

Address: 34974 Yucaipa Blvd Yucaipa, CA 92399
Phone:
Website:
Info:

Allstate Insurance - Jaswant Roberts

Address: 34161 Yucaipa Blvd Yucaipa, CA 92399
Phone:
Website:
Info:

Black- Jan P - State Farm Insurance Agent

Address: 32150 Yucaipa Blvd Yucaipa, CA 92399
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
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Housing Demographics for 92399

Population Review for 92399 Zip Code

For the city of Yucaipa, the population within 92399 has increased to over 56,714 residents in population size. The current population total is 55,794. We have broken down the population based on race below. In 92399, there are over 27221 in male population and 28573 females.

PopulationValues
Total Population55,794
White Population35852
Black Population884
Hispanic Population19039
Asian Population1641
Hawaiian Population95
Indian Population847
Other Population8435
Male Population27221
Female Population28573
Population Estimate56714

Household Data for 92399

The average number of homes in 92399 is around 19,868, there are an average of 2.78 per household. The average house value according to local real estate values is around $368,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode19,868
Persons Per Household2.78
Average House Value$368,400
Income Per Household$76311
Median Age39.8
Median Age Male38.6
Median Age Female41.0
92399 DetailsValues
StateCA
State Full NameCalifornia
City TypeP
City Alias Abbreviation
Area Code909
CityYucaipa
City Alias NameYUCAIPA
CountySan Bernardino
County FIPS071
State FIPS06
Time Zone8
Day Light SavingY
MSA4472
PMSA6780
CSA348
CBSA40140
CBSA_DIV
CBSA_TypeMetro
CBSA_NameRiverside-San Bernardino-Ontario, CA
MSA_NameLos Angeles-Riverside-Orange County, CA
PMSA_NameRiverside-San Bernardino, CA PMSA
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses851
Number Of Employees6960
Business First Quarter Payroll57848
Business Annual Payroll263374
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population4224851
CBSA Division Population0
Congressional District23|41
Congressional LandArea9898|316.54
Delivery Residential20401
Delivery Business839
Delivery Total21912
Preferred Last Line KeyZ23957
Classification Code
Multi-CountyY
CSA NameLos Angeles-Long Beach, CA
CBSA_DIV_Name
City State KeyZ23957
Land Area53.635000
Water Area0.004000
City Alias Code
City Mixed CaseYucaipa
City Alias Mixed CaseYucaipa
Box Count725
SFDU13476
MFDU308
State ANSI06
County ANSI071
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number058676
Unique ZIP Name
SSA State County Code05460
Medicare CBSA Code40140
Medicare CBSA NameRiverside-San Bernardino-Ontario, CA
Medicare CBSA TypeMetro
Market Rating Area ID16
County Mixed CaseSan Bernardino

California Homeowners Insurance News & Information

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024

    If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]

  • 2023 – California’s recent storms – Is my home covered by insurance? Posted on Tuesday 10th January, 2023

    California has recently been hit by a shocking amount of punishing winter weather that has triggered flooding as well as mudslides across vast areas of the state. The weather has led to evacuation orders as well as damaged homes. Unfortunately, for many homeowners, the damage may not be covered by their homeowners insurance.   In most […]

  • 2022 Future Housing Market Preview by Fed Chairman Powell Posted on Friday 1st July, 2022

    Many of us are concerned about how the housing market will fare as interest rates head up and a looming recession takes hold. Will home values crash as they did during the Great Recession or will they simply stop rising and settle in at their current values.  While no one can predict the future, Fed […]