Get multiple home insurance quotes in 92352. Our licensed 92352, CA agents are ready to serve you.

92352 Home Insurance Rates

For homeowners living in 92352, the population estimates are increasing to well over 7,038 with 2,906 occupied homes within the zip code of 92352. Homeowners like you are dicovering up to 40% or more in savings when they shop their new home insurance policy online. At GetHomeInsuranceQuotes.com, we provide homeowners a free shopping service that allows you to easily compare up to 12 competitive quotes for free. Home insurance premiums in Lake Arrowhead have increased and the average home insurance premium is around $954 per year in 92352. With our online quoting services and hassle free consultation, we can help you apply all the available discounts you need, plus review the best coverage and carrier option for you. Enter your 92352 zip code today so we can help you find affordable Lake Arrowhead, CA home insurance premiums.

Compare Multiple Homeowners Insurance Rates in 92352

Please select one of the three options below based on your 92352 zip code to learn more about California homeowners insurance, plus review average rates and information per state, county or city.

  1. California Homeowners Insurance Quotes
  2. San Bernardino County, CA Home Insurance
  3. Lake Arrowhead, CA Home Insurance Quotes

92352 Average Home Insurance Rating Cost is: High!

Getting cheaper homeowners insurance in the 92352 zip code just got easier with GetHomeInsuranceQuotes.com of Lake Arrowhead, CA. A homeowners policy consists of a combined property and casualty coverage for your home. To insure your home for a variety of risks like fire, theft, windstorm damage or liability accidents, it's important to get the right home insurance coverage. A standard HO-3 homeowners policy will help you get the basic coverage you need. Their are multiple home insurance types and we can help you get the savings you are looking for you in your insurance cost, plus the enhanced coverage you need so you have the protection when you need it most. Shop your home in 92352 today and let us help you review the best home insurance quotes available for homeowners living in Lake Arrowhead.

Get 92352 Homeowners Insurance Rates Now!

92352 Home Insurance Average Premiums

Local 92352 homeowners insurance quotes comparison

$704 /yr.

Shows Zip Code: 92352 lowest rates with discounts applied on average.

For the 92352, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$704 /yr.
Average Coverage:$954 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1254 /yr.

What is the average home insurance cost for a home in 92352?

  • • The average homeowners insurance premium paid annually for a home in 92352 is around $954 per year.

What does it cost on average per month for home insurance in 92352?

  • • Homeowners in 92352 pay a monthly average cost per month around $80.00.

What kind of discount could I get if I combine my home and auto insurance together in 92352?

  • • Autoowners in 92352 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Lake Arrowhead area, check out other zip codes nearby 92352.
Review average rates in another zip code:
92352 homeowners insurance rates

Home Replacement Cost Coverage in 92352

Average Building Cost Per Square Foot in 92352: $324

Location: Lake Arrowhead, California (San Bernardino County)

Average Square Footage in 92352: 1,413 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 92352 before you start any project. Lake Arrowhead homeowners pay on average around $324 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 92352 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 92352 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,413 sq. ft. and the average cost to rebuild the home in this area is around $324 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Lake Arrowhead area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$3241,413$457,800
Additional Upgrades & Added Features$4051,413$572,250
Major Home Updates or Advancements$4861,413$686,700

It's important to understand that when you estimate your replacement cost of your home in the 92352 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 92352

Best Home & Auto Insurance Agencies in 92352

Bloom- Gina M

Address: 27656 Highway 189 Lake Arrowhead, CA 92352
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Housing Demographics for 92352

Population Review for 92352 Zip Code

For the city of Lake Arrowhead, the population within 92352 has increased to over 0 residents in population size. The current population total is 7,038. We have broken down the population based on race below. In 92352, there are over 3438 in male population and 3600 females.

PopulationValues
Total Population7,038
White Population5505
Black Population67
Hispanic Population1307
Asian Population120
Hawaiian Population20
Indian Population49
Other Population437
Male Population3438
Female Population3600
Population Estimate0

Household Data for 92352

The average number of homes in 92352 is around 2,906, there are an average of 2.42 per household. The average house value according to local real estate values is around $457,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode2,906
Persons Per Household2.42
Average House Value$457,800
Income Per Household$97034
Median Age51.6
Median Age Male51.1
Median Age Female51.9
92352 DetailsValues
StateCA
State Full NameCalifornia
City TypeZ
City Alias AbbreviationLK ARROWHEAD
Area Code909/442/760/840
CityLake Arrowhead
City Alias NameLAKE ARROWHEAD
CountySan Bernardino
County FIPS071
State FIPS06
Time Zone8
Day Light SavingY
MSA4472
PMSA6780
CSA348
CBSA40140
CBSA_DIV
CBSA_TypeMetro
CBSA_NameRiverside-San Bernardino-Ontario, CA
MSA_NameLos Angeles-Riverside-Orange County, CA
PMSA_NameRiverside-San Bernardino, CA PMSA
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses220
Number Of Employees1475
Business First Quarter Payroll14678
Business Annual Payroll71197
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population4224851
CBSA Division Population0
Congressional District23
Congressional LandArea9898
Delivery Residential0
Delivery Business0
Delivery Total1861
Preferred Last Line KeyZ21651
Classification CodeP
Multi-County
CSA NameLos Angeles-Long Beach, CA
CBSA_DIV_Name
City State KeyZ21651
Land Area11.535000
Water Area1.176000
City Alias Code
City Mixed CaseLake Arrowhead
City Alias Mixed CaseLake Arrowhead
Box Count1516
SFDU0
MFDU0
State ANSI06
County ANSI071
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number054086
Unique ZIP Name
SSA State County Code05460
Medicare CBSA Code40140
Medicare CBSA NameRiverside-San Bernardino-Ontario, CA
Medicare CBSA TypeMetro
Market Rating Area ID16
County Mixed CaseSan Bernardino

California Homeowners Insurance News & Information

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024

    If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]

  • 2023 – California’s recent storms – Is my home covered by insurance? Posted on Tuesday 10th January, 2023

    California has recently been hit by a shocking amount of punishing winter weather that has triggered flooding as well as mudslides across vast areas of the state. The weather has led to evacuation orders as well as damaged homes. Unfortunately, for many homeowners, the damage may not be covered by their homeowners insurance.   In most […]

  • 2022 Future Housing Market Preview by Fed Chairman Powell Posted on Friday 1st July, 2022

    Many of us are concerned about how the housing market will fare as interest rates head up and a looming recession takes hold. Will home values crash as they did during the Great Recession or will they simply stop rising and settle in at their current values.  While no one can predict the future, Fed […]