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92341 Homeowners Insurance Rate Quotes

Are you shopping for homeowners insurance quotes in 92341? Our rates are very competitive for homeowners living in Green Valley Lake, CA. Many homeowners based out of your 92341 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our homeowners insurance quotes are free and our California licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 92341 should appear in the zip code field ready to go. For Green Valley Lake, CA Home Insurance Rate Quotes click to review the best rates and service online!

92341 Average Premium is Rated: High!

Homeowners living in 92341 can easily save up to 40% off the average home insurance premium of $945 a year by comparing rates with us at GetHomeInsuranceQuotes.com. You don't have to do the research to find the best company, rate and coverage options. We have already done this for you. We have 12 major carriers in Green Valley Lake that are all very competitive and have the best rate and coverage option available. All you need to do is request quotes online for zip code 92341 and we will help you compare prices and apply all available discounts. If you want savings and also need help deciding which policy is best for you, than let us help you compare multiple rates today!

Get Multiple Home Insurance Rates in 92341!

92341 Home Insurance Average Premiums

Local 92341 homeowners insurance quotes comparison

$695 /yr.

Shows Zip Code: 92341 lowest rates with discounts applied on average.

For the 92341, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$695 /yr.
Average Coverage:$945 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1245 /yr.

What is the average home insurance cost for a home in 92341?

  • • The average homeowners insurance premium paid annually for a home in 92341 is around $945 per year.

What does it cost on average per month for home insurance in 92341?

  • • Homeowners in 92341 pay a monthly average cost per month around $79.00.

What kind of discount could I get if I combine my home and auto insurance together in 92341?

  • • Autoowners in 92341 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Green Valley Lake area, check out other zip codes nearby 92341.
Review average rates in another zip code:
92341 homeowners insurance rates

Home Replacement Cost Coverage in 92341

Average Building Cost Per Square Foot in 92341: $324

Location: Green Valley Lake, California (San Bernardino County)

Average Square Footage in 92341: 788 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 92341 before you start any project. Green Valley Lake homeowners pay on average around $324 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 92341 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 92341 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 788 sq. ft. and the average cost to rebuild the home in this area is around $324 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Green Valley Lake area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$324788$255,200
Additional Upgrades & Added Features$405788$319,000
Major Home Updates or Advancements$486788$382,800

It's important to understand that when you estimate your replacement cost of your home in the 92341 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 92341

Best Home & Auto Insurance Agencies in 92341

Housing Demographics for 92341

Population Review for 92341 Zip Code

For the city of Green Valley Lake, the population within 92341 has increased to over 0 residents in population size. The current population total is 458. We have broken down the population based on race below. In 92341, there are over 240 in male population and 218 females.

PopulationValues
Total Population458
White Population374
Black Population11
Hispanic Population50
Asian Population12
Hawaiian Population3
Indian Population5
Other Population13
Male Population240
Female Population218
Population Estimate0

Household Data for 92341

The average number of homes in 92341 is around 247, there are an average of 1.85 per household. The average house value according to local real estate values is around $255,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode247
Persons Per Household1.85
Average House Value$255,200
Income Per Household$51375
Median Age54.3
Median Age Male51.3
Median Age Female57.2
92341 DetailsValues
StateCA
State Full NameCalifornia
City TypeZ
City Alias AbbreviationGREEN VLY LK
Area Code909
CityGreen Valley Lake
City Alias NameGREEN VALLEY LAKE
CountySan Bernardino
County FIPS071
State FIPS06
Time Zone8
Day Light SavingY
MSA4472
PMSA6780
CSA348
CBSA40140
CBSA_DIV
CBSA_TypeMetro
CBSA_NameRiverside-San Bernardino-Ontario, CA
MSA_NameLos Angeles-Riverside-Orange County, CA
PMSA_NameRiverside-San Bernardino, CA PMSA
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses9
Number Of Employees25
Business First Quarter Payroll191
Business Annual Payroll934
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population4224851
CBSA Division Population0
Congressional District23
Congressional LandArea9898
Delivery Residential0
Delivery Business0
Delivery Total276
Preferred Last Line KeyZ21325
Classification CodeP
Multi-County
CSA NameLos Angeles-Long Beach, CA
CBSA_DIV_Name
City State KeyZ21325
Land Area9.997000
Water Area0.020000
City Alias Code
City Mixed CaseGreen Valley Lake
City Alias Mixed CaseGreen Valley Lake
Box Count267
SFDU0
MFDU0
State ANSI06
County ANSI071
ZIP Intro
Alias Intro
Facility CodeB
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number056654
Unique ZIP Name
SSA State County Code05460
Medicare CBSA Code40140
Medicare CBSA NameRiverside-San Bernardino-Ontario, CA
Medicare CBSA TypeMetro
Market Rating Area ID16
County Mixed CaseSan Bernardino

California Homeowners Insurance News & Information

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024

    If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]

  • 2023 – California’s recent storms – Is my home covered by insurance? Posted on Tuesday 10th January, 2023

    California has recently been hit by a shocking amount of punishing winter weather that has triggered flooding as well as mudslides across vast areas of the state. The weather has led to evacuation orders as well as damaged homes. Unfortunately, for many homeowners, the damage may not be covered by their homeowners insurance.   In most […]

  • 2022 Future Housing Market Preview by Fed Chairman Powell Posted on Friday 1st July, 2022

    Many of us are concerned about how the housing market will fare as interest rates head up and a looming recession takes hold. Will home values crash as they did during the Great Recession or will they simply stop rising and settle in at their current values.  While no one can predict the future, Fed […]