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Quickly Revew Homeowners Insurance in 91730

If you own a home in Rancho Cucamonga, CA you need a great homeowners policy to protect your home and possessions. Industry experts recommend shopping your homeowners insurance on a yearly basis to ensure that you are getting the best price and coverage levels.

GetHomeInsuranceQuotes.com can help you shop your coverage and find the best policy for your home in 91730 zip code. Our service is always free and we will gather quotes from up to 12 nationwide insurers so you can see all of your homeowners insurance options in one place. Our California licensed agents will also review your needs and make sure you have the appropriate coverage for your home.

If you want to see real savings on the cost of homeowners insurance start shopping GetHomeInsuranceQuotes.com right now. Get started by clicking the Get Multiple Quotes Now" button below, verify your 91730 and start comparing rates now.

91730 Homeowners Insurance Rates Are Considered: high!

The average rate for a standard homeowners policy in 91730 is $943 according to industry data. We can help you achieve substantial savings by using our online quoting process to find the best policy for your specific home. We will also make sure you are fully covered. Insurance policies and coverage levels vary so it is key to fully understand your policy and what it covers as well as any coverage limitations.

We only deal with reputable, nationwide insurers so you can be confident that if you do need to make a claim it will be handled quickly and fairly. It’s time to start shopping for a new policy.

Get 91730 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Rancho Cucamonga, CA home insurance quotes in your local city and review the most competitive coverages and premiums.

91730 Home Insurance Average Premiums

Local 91730 homeowners insurance quotes comparison

$693 /yr.

Shows Zip Code: 91730 lowest rates with discounts applied on average.

For the 91730, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$693 /yr.
Average Coverage:$943 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1243 /yr.

What is the average home insurance cost for a home in 91730?

  • • The average homeowners insurance premium paid annually for a home in 91730 is around $943 per year.

What does it cost on average per month for home insurance in 91730?

  • • Homeowners in 91730 pay a monthly average cost per month around $79.00.

What kind of discount could I get if I combine my home and auto insurance together in 91730?

  • • Autoowners in 91730 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Rancho Cucamonga area, check out other zip codes nearby 91730.
Review average rates in another zip code:
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91701 homeowners insurance rates
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Home Replacement Cost Coverage in 91730

Average Building Cost Per Square Foot in 91730: $324

Location: Rancho Cucamonga, California (San Bernardino County)

Average Square Footage in 91730: 1,396 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 91730 before you start any project. Rancho Cucamonga homeowners pay on average around $324 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 91730 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 91730 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,396 sq. ft. and the average cost to rebuild the home in this area is around $324 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Rancho Cucamonga area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$3241,396$452,400
Additional Upgrades & Added Features$4051,396$565,500
Major Home Updates or Advancements$4861,396$678,600

It's important to understand that when you estimate your replacement cost of your home in the 91730 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 91730

Allstate Insurance - John Disney Alsop

Address: 9125 Archibald Ave C Rancho Cucamonga, CA 91730
Phone: (909)989-7444
Website:

Allstate Insurance - Peter Barrios

Address: 10570 Foothill Blvd. #210 Rancho Cucamonga, CA 91730
Phone: (909)989-1603
Website:

Best Home & Auto Insurance Agencies in 91730

Allstate Insurance - Darrell J. Keepers

Address: 7365 Carnelian St, #242 Rancho Cucamonga, CA 91730
Phone:
Website: http://www.allstatetoolkit.com/clicks_rate.asp?MB_ID=18151
Info:

Allstate Insurance - Peter Barrios

Address: 10570 Foothill Blvd, #Blvd-210 Rancho Cucamonga, CA 91730
Phone:
Website:
Info:

California Insurance

Address: 9388 Foothill Blvd Rancho Cucamonga, CA 91730
Phone:
Website:
Info:

Allstate Insurance - John Disney Alsop

Address: 9125 Archibald Ave Rancho Cucamonga, CA 91730
Phone:
Website:
Info:

Allstate Insurance Companies

Address: 10570 Foothill Blvd Rancho Cucamonga, CA 91730
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
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Housing Demographics for 91730

Population Review for 91730 Zip Code

For the city of Rancho Cucamonga, the population within 91730 has increased to over 71,402 residents in population size. The current population total is 68,883. We have broken down the population based on race below. In 91730, there are over 32685 in male population and 36198 females.

PopulationValues
Total Population68,883
White Population26145
Black Population8020
Hispanic Population29519
Asian Population8701
Hawaiian Population213
Indian Population973
Other Population12737
Male Population32685
Female Population36198
Population Estimate71402

Household Data for 91730

The average number of homes in 91730 is around 24,723, there are an average of 2.77 per household. The average house value according to local real estate values is around $452,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode24,723
Persons Per Household2.77
Average House Value$452,400
Income Per Household$76750
Median Age36.0
Median Age Male34.5
Median Age Female37.5
91730 DetailsValues
StateCA
State Full NameCalifornia
City TypeP
City Alias AbbreviationRCH CUCAMONGA
Area Code909/951/840
CityRancho Cucamonga
City Alias NameRANCHO CUCAMONGA
CountySan Bernardino
County FIPS071
State FIPS06
Time Zone8
Day Light SavingY
MSA4472
PMSA6780
CSA348
CBSA40140
CBSA_DIV
CBSA_TypeMetro
CBSA_NameRiverside-San Bernardino-Ontario, CA
MSA_NameLos Angeles-Riverside-Orange County, CA
PMSA_NameRiverside-San Bernardino, CA PMSA
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses3119
Number Of Employees46283
Business First Quarter Payroll659424
Business Annual Payroll2765198
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population4224851
CBSA Division Population0
Congressional District28|33|35
Congressional LandArea218.45|288.58|168.88
Delivery Residential25777
Delivery Business4171
Delivery Total27586
Preferred Last Line KeyZ22604
Classification Code
Multi-County
CSA NameLos Angeles-Long Beach, CA
CBSA_DIV_Name
City State KeyZ22604
Land Area13.729000
Water Area0.001000
City Alias Code
City Mixed CaseRancho Cucamonga
City Alias Mixed CaseRancho Cucamonga
Box Count0
SFDU9921
MFDU7379
State ANSI06
County ANSI071
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number056316
Unique ZIP Name
SSA State County Code05460
Medicare CBSA Code40140
Medicare CBSA NameRiverside-San Bernardino-Ontario, CA
Medicare CBSA TypeMetro
Market Rating Area ID15
County Mixed CaseSan Bernardino

California Homeowners Insurance News & Information

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024

    If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]

  • 2023 – California’s recent storms – Is my home covered by insurance? Posted on Tuesday 10th January, 2023

    California has recently been hit by a shocking amount of punishing winter weather that has triggered flooding as well as mudslides across vast areas of the state. The weather has led to evacuation orders as well as damaged homes. Unfortunately, for many homeowners, the damage may not be covered by their homeowners insurance.   In most […]

  • 2022 Future Housing Market Preview by Fed Chairman Powell Posted on Friday 1st July, 2022

    Many of us are concerned about how the housing market will fare as interest rates head up and a looming recession takes hold. Will home values crash as they did during the Great Recession or will they simply stop rising and settle in at their current values.  While no one can predict the future, Fed […]