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91377 Homeowners Insurance Quotes & Coverage Options

If you are looking to lower the cost of your homeowners insurance policy you have come to the right place. We have helped thousands of shoppers in 91377 zip code find a great new policy that offers the coverage they need at a price they can afford.

GetHomeInsuranceQuotes.com makes shopping for a new policy in Oak Park, CA quick and easy. Our rates are super competitive and our agents can advise you on what coverages you need in 91377.

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If you are ready to start shopping for a great policy simply click the "Get Multiple Quotes Now" button, enter 91377 and start shopping.

Quickly and Easily Compare Average Rates for 91377

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Oak Park, CA home insurance quotes in your local city and review the most competitive coverages and premiums.

Average Policy Rates in 91377

Homeowners in Oak Park are paying roughly $953 per year for a homeowners policy. We can help you shave up to 40 percent off of your current homeowners premium. Get started now and shop up to 12 insurance quotes from nationwide insurers right now.

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91377 Home Insurance Average Premiums

Local 91377 homeowners insurance quotes comparison

$703 /yr.

Shows Zip Code: 91377 lowest rates with discounts applied on average.

For the 91377, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$703 /yr.
Average Coverage:$953 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1253 /yr.

What is the average home insurance cost for a home in 91377?

  • • The average homeowners insurance premium paid annually for a home in 91377 is around $953 per year.

What does it cost on average per month for home insurance in 91377?

  • • Homeowners in 91377 pay a monthly average cost per month around $79.00.

What kind of discount could I get if I combine my home and auto insurance together in 91377?

  • • Autoowners in 91377 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Oak Park area, check out other zip codes nearby 91377.
Review average rates in another zip code:
91377 homeowners insurance rates

Home Replacement Cost Coverage in 91377

Average Building Cost Per Square Foot in 91377: $324

Location: Oak Park, California (Ventura County)

Average Square Footage in 91377: 2,541 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 91377 before you start any project. Oak Park homeowners pay on average around $324 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 91377 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 91377 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,541 sq. ft. and the average cost to rebuild the home in this area is around $324 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Oak Park area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$3242,541$823,300
Additional Upgrades & Added Features$4052,541$1,029,125
Major Home Updates or Advancements$4862,541$1,234,950

It's important to understand that when you estimate your replacement cost of your home in the 91377 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 91377

Best Home & Auto Insurance Agencies in 91377

Allstate Insurance Companies

Address: 662 Lindero Canyon Rd Oak Park, CA 91377
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Housing Demographics for 91377

Population Review for 91377 Zip Code

For the city of Oak Park, the population within 91377 has increased to over 13,942 residents in population size. The current population total is 13,898. We have broken down the population based on race below. In 91377, there are over 6681 in male population and 7217 females.

PopulationValues
Total Population13,898
White Population9493
Black Population172
Hispanic Population1118
Asian Population2694
Hawaiian Population9
Indian Population25
Other Population251
Male Population6681
Female Population7217
Population Estimate13942

Household Data for 91377

The average number of homes in 91377 is around 5,200, there are an average of 2.67 per household. The average house value according to local real estate values is around $823,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode5,200
Persons Per Household2.67
Average House Value$823,300
Income Per Household$143153
Median Age43.7
Median Age Male43.2
Median Age Female44.1
91377 DetailsValues
StateCA
State Full NameCalifornia
City TypeN
City Alias Abbreviation
Area Code818
CityOak Park
City Alias NameOAK PARK
CountyVentura
County FIPS111
State FIPS06
Time Zone8
Day Light SavingY
MSA4472
PMSA8735
CSA348
CBSA37100
CBSA_DIV
CBSA_TypeMetro
CBSA_NameOxnard-Thousand Oaks-Ventura, CA
MSA_NameLos Angeles-Riverside-Orange County, CA
PMSA_NameVentura, CA PMSA
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses276
Number Of Employees629
Business First Quarter Payroll7227
Business Annual Payroll40794
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population823318
CBSA Division Population0
Congressional District26
Congressional LandArea939.12
Delivery Residential5222
Delivery Business70
Delivery Total5236
Preferred Last Line KeyZ22288
Classification Code
Multi-County
CSA NameLos Angeles-Long Beach, CA
CBSA_DIV_Name
City State KeyZ22288
Land Area5.395000
Water Area0.000000
City Alias Code
City Mixed CaseOak Park
City Alias Mixed CaseOak Park
Box Count0
SFDU2788
MFDU829
State ANSI06
County ANSI111
ZIP Intro
Alias Intro
Facility CodeN
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number050048
Unique ZIP Name
SSA State County Code05660
Medicare CBSA Code37100
Medicare CBSA NameOxnard-Thousand Oaks-Ventura, CA
Medicare CBSA TypeMetro
Market Rating Area ID16
County Mixed CaseVentura

California Homeowners Insurance News & Information

  • Largest Insurer in California – Travelers Announces Home Insurance Rates Going Up 15% Posted on Monday 20th May, 2024

    Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024

    If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]

  • 2023 – California’s recent storms – Is my home covered by insurance? Posted on Tuesday 10th January, 2023

    California has recently been hit by a shocking amount of punishing winter weather that has triggered flooding as well as mudslides across vast areas of the state. The weather has led to evacuation orders as well as damaged homes. Unfortunately, for many homeowners, the damage may not be covered by their homeowners insurance.   In most […]