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Searching for Homeowners Insurance in 91320
If you are a homeowners that lives in 91320 you may be searching for more affordable homeowners insurance in Newbury Park. Insurance rates can change on a yearly basis so if your current insurer has raised your rates recently it may be time to shop your coverage and we can help.
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Our California licensed agents will provide a free consultation to make sure you are fully protected as well as answer any questions you may have about policy options. Insurance can be complicated so it pays to have a professional walk you through your various policy choices. As always, our service is free.
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You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Newbury Park, CA home insurance quotes in your local city and review the most competitive coverages and premiums.
Check Out 91320 Home Insurance Costs: high!
In Newbury Park, homeowners are paying roughly $875 per year for a HO-3 policy which is considered the standard for a single family home. In order to find the best policy at the best price, we compare rates from some of the most competitive insurers and present you with your best options for homeowners insurance coverage in 91320 zip code.
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91320 Home Insurance Average Premiums
$625 /yr.
Shows Zip Code: 91320 lowest rates with discounts applied on average.
For the 91320, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.
| Coverage Amount: | Annual Premium |
|---|---|
| 1800 sq. ft. or below (discounts applied) | $625 /yr. |
| Average Coverage: | $875 /yr. |
| 2600 sq. ft. or higher (all discounts applied) | $1175 /yr. |
What is the average home insurance cost for a home in 91320?
- • The average homeowners insurance premium paid annually for a home in 91320 is around $875 per year.
What does it cost on average per month for home insurance in 91320?
- • Homeowners in 91320 pay a monthly average cost per month around $73.00.
What kind of discount could I get if I combine my home and auto insurance together in 91320?
- • Autoowners in 91320 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.
For shopping home insurance rates within the Newbury Park area, check out other zip codes nearby 91320.
Review average rates in another zip code:
91320 homeowners insurance rates
Home Replacement Cost Coverage in 91320
Average Building Cost Per Square Foot in 91320: $324
Location: Newbury Park, California (Ventura County)Average Square Footage in 91320: 2,333 Sq. Ft.
When building or updating a home, it's always good to review the average cost per square foot to build in 91320 before you start any project. Newbury Park homeowners pay on average around $324 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 91320 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.
Here is how you determine your replacement cost. If we take an average home in 91320 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,333 sq. ft. and the average cost to rebuild the home in this area is around $324 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Newbury Park area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.
| Home Improvement Status | Price per Sq. Ft. | Square Feet | Dwelling Coverage |
|---|---|---|---|
| Basic Home Features | $324 | 2,333 | $755,800 |
| Additional Upgrades & Added Features | $405 | 2,333 | $944,750 |
| Major Home Updates or Advancements | $486 | 2,333 | $1,133,700 |
It's important to understand that when you estimate your replacement cost of your home in the 91320 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.
Best Homeowners Insurance Agencies in 91320
Allstate Insurance - Len M Armijo
Address: 2820 Camino Dos Rios Ste. 304 Newbury Park, CA 91320Phone: (805)499-2628
Website:
Best Home & Auto Insurance Agencies in 91320
Holmes, Chris - Chris Holmes Imsurance
Address: 3529 Old Conejo Rd, #111 Newbury Park, CA 91320Phone:
Website: http://www.farmersagent.com/
Info:
John Pless-Farmers Insurance
Address: 3623 Old Conejo Rd Newbury Park, CA 91320Phone:
Website: http://www.farmersagent.com/jpless/
Info:
Allstate Insurance - Len M Armijo
Address: 2820 Camino Dos Rios, Ste 304 Newbury Park, CA 91320Phone:
Website:
Info:
State Farm Insurance
Address: 2860 Camino Dos Rios, Ste A Newbury Park, CA 91320Phone:
Website: http://www.statefarm.com/
Info:
James Cicuto-Farmers Insurance
Address: 3307 Old Conejo Rd Newbury Park, CA 91320Phone:
Website: http://www.farmersagent.com/jcicuto/
Info:
Housing Demographics for 91320
Population Review for 91320 Zip Code
For the city of Newbury Park, the population within 91320 has increased to over 44,687 residents in population size. The current population total is 44,462. We have broken down the population based on race below. In 91320, there are over 22003 in male population and 22459 females.
| Population | Values |
|---|---|
| Total Population | 44,462 |
| White Population | 28734 |
| Black Population | 503 |
| Hispanic Population | 8816 |
| Asian Population | 5305 |
| Hawaiian Population | 45 |
| Indian Population | 319 |
| Other Population | 3458 |
| Male Population | 22003 |
| Female Population | 22459 |
| Population Estimate | 44687 |
Household Data for 91320
The average number of homes in 91320 is around 15,501, there are an average of 2.86 per household. The average house value according to local real estate values is around $755,800. Please review the following demographics below for average income and media age.
| Housing / Income Data | Values |
|---|---|
| Households Per Zipcode | 15,501 |
| Persons Per Household | 2.86 |
| Average House Value | $755,800 |
| Income Per Household | $130893 |
| Median Age | 43.5 |
| Median Age Male | 42.0 |
| Median Age Female | 44.8 |
| 91320 Details | Values |
|---|---|
| State | CA |
| State Full Name | California |
| City Type | B |
| City Alias Abbreviation | |
| Area Code | 805/820 |
| City | Newbury Park |
| City Alias Name | NEWBURY PARK |
| County | Ventura |
| County FIPS | 111 |
| State FIPS | 06 |
| Time Zone | 8 |
| Day Light Saving | Y |
| MSA | 4472 |
| PMSA | 8735 |
| CSA | 348 |
| CBSA | 37100 |
| CBSA_DIV | |
| CBSA_Type | Metro |
| CBSA_Name | Oxnard-Thousand Oaks-Ventura, CA |
| MSA_Name | Los Angeles-Riverside-Orange County, CA |
| PMSA_Name | Ventura, CA PMSA |
| Region | West |
| Division | Pacific |
| MailingName | Y |
| Economic & Growth Review | Values |
|---|---|
| Number Of Businesses | 1295 |
| Number Of Employees | 21504 |
| Business First Quarter Payroll | 816654 |
| Business Annual Payroll | 2467398 |
| Business Employment Flag | |
| Growth Rank | 0 |
| Growth Housing Units 2003 | |
| Growth Housing Units 2004 | |
| Growth Increase Number | 0 |
| Growth Increase Percentage | 0.0 |
| Metropolitan Details | Values |
|---|---|
| CBSA Population | 823318 |
| CBSA Division Population | 0 |
| Congressional District | 26 |
| Congressional LandArea | 939.12 |
| Delivery Residential | 15625 |
| Delivery Business | 1256 |
| Delivery Total | 16385 |
| Preferred Last Line Key | 016882 |
| Classification Code | |
| Multi-County | |
| CSA Name | Los Angeles-Long Beach, CA |
| CBSA_DIV_Name | |
| City State Key | 016882 |
| Land Area | 20.176000 |
| Water Area | 0.000000 |
| City Alias Code | |
| City Mixed Case | Newbury Park |
| City Alias Mixed Case | Newbury Park |
| Box Count | 0 |
| SFDU | 12018 |
| MFDU | 1259 |
| State ANSI | 06 |
| County ANSI | 111 |
| ZIP Intro | |
| Alias Intro | |
| Facility Code | B |
| City Delivery Indicator | Y |
| Carrier Route Rate Sortation | D |
| Finance Number | 057812 |
| Unique ZIP Name | |
| SSA State County Code | 05660 |
| Medicare CBSA Code | 37100 |
| Medicare CBSA Name | Oxnard-Thousand Oaks-Ventura, CA |
| Medicare CBSA Type | Metro |
| Market Rating Area ID | 16 |
| County Mixed Case | Ventura |
California Homeowners Insurance News & Information
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Largest Insurer in California – Travelers Announces Home Insurance Rates Going Up 15% Posted on Monday 20th May, 2024
Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]
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2024 Average Homeowners Insurance Rate at $2,777 per year Posted on Tuesday 20th February, 2024
A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]
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What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024
If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]
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2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023
The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies. Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]
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2023 – California’s recent storms – Is my home covered by insurance? Posted on Tuesday 10th January, 2023
California has recently been hit by a shocking amount of punishing winter weather that has triggered flooding as well as mudslides across vast areas of the state. The weather has led to evacuation orders as well as damaged homes. Unfortunately, for many homeowners, the damage may not be covered by their homeowners insurance. In most […]