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35212 Home Insurance Rates & Premiums
Did you know there are over 11,240 people living within the 35212 zip code area? There are over 4,734 occupied dwellings which means many homeowners like you that are interested in lower premiums or better coverage options. At GetHomeInsuranceQuotes.com, we provide a free shopping services online or over the phone. Our process includes the following:
- We will shop up to 12 home insurance companies for free.
- We will apply all discounts and credits to help you save up to 40% or more.
- We will answer any questions that you may.
- We will review the best policy and coverage option in 35212.
Let us help you shop and compare rates today, just enter your zip code to get your free online home insurance quotes. Please give us a call now at 1-855-976-2656, and easily get up to 12 rates over the phone in minutes.
Average homeowners insurance premiums in Alabama are on the rise. The estimated average premium is around $1,173 a year for a standard homeowners insurance policy in Birmingham. You can find out more information about home insurance premiums, discounts and crime rate information by clicking your city below.
35212 Home Insurance Average Premiums
For the 35212, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.
Coverage Amount: | Annual Premium |
---|---|
1800 sq. ft. or below (discounts applied) | $923 /yr. |
Average Coverage: | $1173 /yr. |
2600 sq. ft. or higher (all discounts applied) | $1473 /yr. |
What is the average home insurance cost for a home in 35212?
- • The average homeowners insurance premium paid annually for a home in 35212 is around $1173 per year.
What does it cost on average per month for home insurance in 35212?
- • Homeowners in 35212 pay a monthly average cost per month around $98.00.
What kind of discount could I get if I combine my home and auto insurance together in 35212?
- • Autoowners in 35212 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.
For shopping home insurance rates within the Birmingham area, check out other zip codes nearby 35212.
Review average rates in another zip code:
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35212 homeowners insurance rates
Home Replacement Cost Coverage in 35212
Average Building Cost Per Square Foot in 35212: $104
Location: Birmingham, Alabama (Jefferson County)Average Square Footage in 35212: 1,564 Sq. Ft.
When building or updating a home, it's always good to review the average cost per square foot to build in 35212 before you start any project. Birmingham homeowners pay on average around $104 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 35212 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.
Here is how you determine your replacement cost. If we take an average home in 35212 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,564 sq. ft. and the average cost to rebuild the home in this area is around $104 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Birmingham area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.
Home Improvement Status | Price per Sq. Ft. | Square Feet | Dwelling Coverage |
---|---|---|---|
Basic Home Features | $104 | 1,564 | $162,700 |
Additional Upgrades & Added Features | $130 | 1,564 | $203,375 |
Major Home Updates or Advancements | $156 | 1,564 | $244,050 |
It's important to understand that when you estimate your replacement cost of your home in the 35212 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.
Best Homeowners Insurance Agencies in 35212
Best Home & Auto Insurance Agencies in 35212
Taylor- Donald
Address: 5502 Crestwood Blvd Birmingham, AL 35212Phone:
Website:
Info:
Housing Demographics for 35212
Population Review for 35212 Zip Code
For the city of Birmingham, the population within 35212 has increased to over 10,935 residents in population size. The current population total is 11,240. We have broken down the population based on race below. In 35212, there are over 5178 in male population and 6062 females.
Population | Values |
---|---|
Total Population | 11,240 |
White Population | 2527 |
Black Population | 8020 |
Hispanic Population | 432 |
Asian Population | 42 |
Hawaiian Population | 1 |
Indian Population | 49 |
Other Population | 272 |
Male Population | 5178 |
Female Population | 6062 |
Population Estimate | 10935 |
Household Data for 35212
The average number of homes in 35212 is around 4,734, there are an average of 2.31 per household. The average house value according to local real estate values is around $162,700. Please review the following demographics below for average income and media age.
Housing / Income Data | Values |
---|---|
Households Per Zipcode | 4,734 |
Persons Per Household | 2.31 |
Average House Value | $162,700 |
Income Per Household | $30113 |
Median Age | 33.6 |
Median Age Male | 33.2 |
Median Age Female | 34.1 |
35212 Details | Values |
---|---|
State | AL |
State Full Name | Alabama |
City Type | P |
City Alias Abbreviation | |
Area Code | 205 |
City | Birmingham |
City Alias Name | BIRMINGHAM |
County | Jefferson |
County FIPS | 073 |
State FIPS | 01 |
Time Zone | 6 |
Day Light Saving | Y |
MSA | 1000 |
PMSA | |
CSA | 142 |
CBSA | 13820 |
CBSA_DIV | |
CBSA_Type | Metro |
CBSA_Name | Birmingham, AL |
MSA_Name | Birmingham, AL MSA |
PMSA_Name | |
Region | South |
Division | East South Central |
MailingName | Y |
Economic & Growth Review | Values |
---|---|
Number Of Businesses | 212 |
Number Of Employees | 3218 |
Business First Quarter Payroll | 43561 |
Business Annual Payroll | 181829 |
Business Employment Flag | |
Growth Rank | 0 |
Growth Housing Units 2003 | |
Growth Housing Units 2004 | |
Growth Increase Number | 0 |
Growth Increase Percentage | 0.0 |
Metropolitan Details | Values |
---|---|
CBSA Population | 1128047 |
CBSA Division Population | 0 |
Congressional District | 06|07 |
Congressional LandArea | 4170.78|10156.13 |
Delivery Residential | 4734 |
Delivery Business | 332 |
Delivery Total | 6297 |
Preferred Last Line Key | Y10114 |
Classification Code | |
Multi-County | |
CSA Name | Birmingham-Cullman-Talladega, AL |
CBSA_DIV_Name | |
City State Key | Y10114 |
Land Area | 6.191000 |
Water Area | 0.000000 |
City Alias Code | |
City Mixed Case | Birmingham |
City Alias Mixed Case | Birmingham |
Box Count | 0 |
SFDU | 4016 |
MFDU | 593 |
State ANSI | 01 |
County ANSI | 073 |
ZIP Intro | |
Alias Intro | |
Facility Code | P |
City Delivery Indicator | Y |
Carrier Route Rate Sortation | D |
Finance Number | 010780 |
Unique ZIP Name | |
SSA State County Code | 01360 |
Medicare CBSA Code | 13820 |
Medicare CBSA Name | Birmingham-Hoover, AL |
Medicare CBSA Type | Metro |
Market Rating Area ID | 3 |
County Mixed Case | Jefferson |
Alabama Homeowners Insurance News & Information
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Homeowners Below a 580 Credit Score Pay 35% More for Home Insurance Posted on Monday 15th April, 2024
While the odds of a major disaster hitting a specific home is the same regardless of whether the owner has a great credit score or one that puts them in a subprime category, their credit score will impact their rate in many states. In most states, insurers are allowed to consider credit scores when setting […]
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The Best Way to Check the Financial Strength of Home Insurance Companies Posted on Wednesday 3rd April, 2024
If you are switching insurance companies, you should always check the financial strength of any insurer you are seriously considering. While an affordable premium is always a plus, if your insurance company cannot afford to pay when you file a claim, the savings will certainly not be worth it. A.M. Best is a credit rating […]
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Florida’s Broward Commissioner is Asking Congress to Lower Insurance Rates Posted on Monday 1st April, 2024
A bill in the U.S. House called the Natural Disaster Reinsurance Plan, hopes to lower insurance costs for policyholders in states that opt-in to the program which will scale back the requirements regarding the amount of reinsurance that insurance companies need to purchase. Currently, a Broward commissioner is asking Congress to pass legislation he claims […]