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Check Out 35180 Home Insurance Rates

Shopping for homeowners insurance is never fun but at GetHomeInsuranceQuotes.com we make the process much easier. We will provide you with multiple quotes and coverage options for your home in Warrior, AL.

We will gather some basic information about your home in Warrior, AL and will then get to work and gather quotes from up to 12 nationwide home insurers who will provide their most competitive prices for your policy needs.

Our service is always free and we have a team of Alabama licensed home insurance professionals who can walk you through your policy options as well as answer any questions you may have about rates or coverage levels. In addition they will do a discount review to make sure you are getting all of the discounts that you are entitled to receive.

If you are ready to start researching homeowner insurance rates in 35180 simply click the "Get Multiple Quotes Now" button.

Research Home Insurance Quotes in 35180

We have pulled together a variety of data related to homeowners insurance in Alabama. Simply click on one of the links below to learn about the average cost of homeowners insurance in Alabama as well as local coverage options.

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Warrior, AL home insurance quotes in your local city and review the most competitive coverages and premiums.

35180 Homeowners Insurance Rates, Average Rating: high!

Homeowners insurance policies in 35180 include both property and casualty coverage which protects your home from a variety of risks which include but are not limited to fire, theft, vandalism, and wind damage. A standard homeowner policy also includes liability protection, which can come in handy if someone is injured on your property.

Unfortunately, flood and earthquake damage is not covered by a standard homeowners insurance policy so if you are located in a flood plain or high risk area, you will need a separate flood policy.

Regardless of what type of homeowners insurance you need, we can help you find a great policy at an affordable price. Data shows that for a standard homeowner policy in Alabama is roughly $1142. In most cases, we can help you save up to 40 percent on your homeowner insurance costs.

Get started right now saving on your 35180 homeowners insurance policy!

35180 Home Insurance Average Premiums

Local 35180 homeowners insurance quotes comparison

$892 /yr.

Shows Zip Code: 35180 lowest rates with discounts applied on average.

For the 35180, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$892 /yr.
Average Coverage:$1142 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1442 /yr.

What is the average home insurance cost for a home in 35180?

  • • The average homeowners insurance premium paid annually for a home in 35180 is around $1142 per year.

What does it cost on average per month for home insurance in 35180?

  • • Homeowners in 35180 pay a monthly average cost per month around $95.00.

What kind of discount could I get if I combine my home and auto insurance together in 35180?

  • • Autoowners in 35180 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Warrior area, check out other zip codes nearby 35180.
Review average rates in another zip code:
35180 homeowners insurance rates

Home Replacement Cost Coverage in 35180

Average Building Cost Per Square Foot in 35180: $104

Location: Warrior, Alabama (Jefferson County)

Average Square Footage in 35180: 1,523 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 35180 before you start any project. Warrior homeowners pay on average around $104 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 35180 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 35180 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,523 sq. ft. and the average cost to rebuild the home in this area is around $104 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Warrior area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1041,523$158,400
Additional Upgrades & Added Features$1301,523$198,000
Major Home Updates or Advancements$1561,523$237,600

It's important to understand that when you estimate your replacement cost of your home in the 35180 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 35180

Best Home & Auto Insurance Agencies in 35180

Allstate Insurance Companies

Address: 9943 Cooper Dr Warrior, AL 35180
Phone:
Website: http://www.allstateagencies.com
Info:

Alfa Insurance

Address: Smokerise Ln Warrior, AL 35180
Phone:
Website:
Info:

Johnson- Melody D

Address: 420 Main St N Warrior, AL 35180
Phone:
Website:
Info:

Housing Demographics for 35180

Population Review for 35180 Zip Code

For the city of Warrior, the population within 35180 has increased to over 14,991 residents in population size. The current population total is 14,204. We have broken down the population based on race below. In 35180, there are over 6984 in male population and 7220 females.

PopulationValues
Total Population14,204
White Population12836
Black Population554
Hispanic Population226
Asian Population30
Hawaiian Population5
Indian Population45
Other Population94
Male Population6984
Female Population7220
Population Estimate14991

Household Data for 35180

The average number of homes in 35180 is around 5,392, there are an average of 2.63 per household. The average house value according to local real estate values is around $158,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode5,392
Persons Per Household2.63
Average House Value$158,400
Income Per Household$66285
Median Age40.4
Median Age Male39.4
Median Age Female41.3
35180 DetailsValues
StateAL
State Full NameAlabama
City TypeP
City Alias Abbreviation
Area Code205/659
CityWarrior
City Alias NameWARRIOR
CountyJefferson
County FIPS073
State FIPS01
Time Zone6
Day Light SavingY
MSA1000
PMSA
CSA142
CBSA13820
CBSA_DIV
CBSA_TypeMetro
CBSA_NameBirmingham, AL
MSA_NameBirmingham, AL MSA
PMSA_Name
RegionSouth
DivisionEast South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses186
Number Of Employees1906
Business First Quarter Payroll16653
Business Annual Payroll77630
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population1128047
CBSA Division Population0
Congressional District06
Congressional LandArea4170.78
Delivery Residential5700
Delivery Business218
Delivery Total6220
Preferred Last Line KeyY11258
Classification Code
Multi-CountyY
CSA NameBirmingham-Cullman-Talladega, AL
CBSA_DIV_Name
City State KeyY11258
Land Area85.329000
Water Area0.477000
City Alias Code
City Mixed CaseWarrior
City Alias Mixed CaseWarrior
Box Count188
SFDU5586
MFDU95
State ANSI01
County ANSI073
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number018570
Unique ZIP Name
SSA State County Code01360
Medicare CBSA Code13820
Medicare CBSA NameBirmingham-Hoover, AL
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CaseJefferson

Alabama Homeowners Insurance News & Information

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]