Get multiple home insurance quotes in 35005. Our licensed 35005, AL agents are ready to serve you.

Searching for Homeowners Insurance in 35005

If you are a homeowners that lives in 35005 you may be searching for more affordable homeowners insurance in Adamsville. Insurance rates can change on a yearly basis so if your current insurer has raised your rates recently it may be time to shop your coverage and we can help.

GetHomeInsuranceQuotes.com makes shopping your insurance policy quick and easy for residents of Adamsville, AL. All you have to do is enter a bit of information about your home and we will gather 12 quotes from nationwide insurers, making sure that you get the best coverage levels and rates available.

Our Alabama licensed agents will provide a free consultation to make sure you are fully protected as well as answer any questions you may have about policy options. Insurance can be complicated so it pays to have a professional walk you through your various policy choices. As always, our service is free.

Getting started is easy. Click the "Get Multiple Quotes Now" button, verify your zip code and start saving.

Get 35005 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Adamsville, AL home insurance quotes in your local city and review the most competitive coverages and premiums.

Check Out 35005 Home Insurance Costs: high!

In Adamsville, homeowners are paying roughly $1133 per year for a HO-3 policy which is considered the standard for a single family home. In order to find the best policy at the best price, we compare rates from some of the most competitive insurers and present you with your best options for homeowners insurance coverage in 35005 zip code.

Our service is free and we never spam our clients so you only receive the information that you request. While all situations are different, in most cases, homeowners in Adamsville are saving up to 40 percent on their policy costs by using GetHomeInsuranceQuotes.com.

Start shopping for a 35005 policy right now!

35005 Home Insurance Average Premiums

Local 35005 homeowners insurance quotes comparison

$883 /yr.

Shows Zip Code: 35005 lowest rates with discounts applied on average.

For the 35005, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$883 /yr.
Average Coverage:$1133 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1433 /yr.

What is the average home insurance cost for a home in 35005?

  • • The average homeowners insurance premium paid annually for a home in 35005 is around $1133 per year.

What does it cost on average per month for home insurance in 35005?

  • • Homeowners in 35005 pay a monthly average cost per month around $94.00.

What kind of discount could I get if I combine my home and auto insurance together in 35005?

  • • Autoowners in 35005 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Adamsville area, check out other zip codes nearby 35005.
Review average rates in another zip code:
35005 homeowners insurance rates

Home Replacement Cost Coverage in 35005

Average Building Cost Per Square Foot in 35005: $104

Location: Adamsville, Alabama (Jefferson County)

Average Square Footage in 35005: 1,007 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 35005 before you start any project. Adamsville homeowners pay on average around $104 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 35005 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 35005 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,007 sq. ft. and the average cost to rebuild the home in this area is around $104 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Adamsville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1041,007$104,700
Additional Upgrades & Added Features$1301,007$130,875
Major Home Updates or Advancements$1561,007$157,050

It's important to understand that when you estimate your replacement cost of your home in the 35005 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 35005

Best Home & Auto Insurance Agencies in 35005

Daily, Bobby Agent - State Farm Agent Bobby Daily

Address: 2102e Cahaba Rd Homewood, AL 35005
Phone:
Website: http://www.bobdaily.com/
Info:

Shirley- O Leon

Address: 3929 Veterans Memorial Dr Adamsville, AL 35005
Phone:
Website:
Info:

Allstate Insurance Company - Robyn Thomas

Address: Pleasant Grove, AL 35005
Phone:
Website: http://www.allstateagencies.com/059611?cid=OTC-YP.com-IYP&att=TL
Info:

Housing Demographics for 35005

Population Review for 35005 Zip Code

For the city of Adamsville, the population within 35005 has increased to over 8,006 residents in population size. The current population total is 7,578. We have broken down the population based on race below. In 35005, there are over 3521 in male population and 4057 females.

PopulationValues
Total Population7,578
White Population3484
Black Population3595
Hispanic Population287
Asian Population17
Hawaiian Population1
Indian Population38
Other Population199
Male Population3521
Female Population4057
Population Estimate8006

Household Data for 35005

The average number of homes in 35005 is around 2,973, there are an average of 2.54 per household. The average house value according to local real estate values is around $104,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode2,973
Persons Per Household2.54
Average House Value$104,700
Income Per Household$48583
Median Age42.5
Median Age Male40.7
Median Age Female44.1
35005 DetailsValues
StateAL
State Full NameAlabama
City TypeP
City Alias Abbreviation
Area Code205
CityAdamsville
City Alias NameADAMSVILLE
CountyJefferson
County FIPS073
State FIPS01
Time Zone6
Day Light SavingY
MSA1000
PMSA
CSA142
CBSA13820
CBSA_DIV
CBSA_TypeMetro
CBSA_NameBirmingham, AL
MSA_NameBirmingham, AL MSA
PMSA_Name
RegionSouth
DivisionEast South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses68
Number Of Employees529
Business First Quarter Payroll3756
Business Annual Payroll16975
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population1128047
CBSA Division Population0
Congressional District06|07
Congressional LandArea4170.78|10156.13
Delivery Residential3152
Delivery Business103
Delivery Total3993
Preferred Last Line KeyY10006
Classification Code
Multi-County
CSA NameBirmingham-Cullman-Talladega, AL
CBSA_DIV_Name
City State KeyY10006
Land Area31.747000
Water Area0.534000
City Alias Code
City Mixed CaseAdamsville
City Alias Mixed CaseAdamsville
Box Count129
SFDU3074
MFDU0
State ANSI01
County ANSI073
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number010050
Unique ZIP Name
SSA State County Code01360
Medicare CBSA Code13820
Medicare CBSA NameBirmingham-Hoover, AL
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CaseJefferson

Alabama Homeowners Insurance News & Information

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]