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18458 Home Insurance Quotes & Rates

Currently, the 1,277 homes within the 18458 zip code are being challenged with rate increases and the demand for more affordable homeowners insurance premiums. The average home insurance rate for Pennsylvania is around $783 per year for a standard HO-3 homeowners policy. A standard homeowners policy in Shohola, PA, insures your home from theft, fire, windstorm damage and liability accidents on your property. Flood or earthquake damage is not covered under a basic homeowners policy, we can help you review the best coverage option for your home in 18458.

Pennsylvania is now ranking #41 in the country for the highest premiums. If you are trying to lower your premium and want to compare up to 12 Shohola home insurance quotes all in one place then GetHomeInsuranceQuotes.com of Pennsylvania has the online shopping service for you. Our hassle free online quoting application allows homeowners in the 18458 area to review and compare the best rates and coverage options. We can provide a free consultation process to help you decide which carrier, coverage and policy is the best fit for you and your family. We realize that protecting your most valuable investment is very important to you, that is why we want to help you increase your coverage while providing the most affordable rates available. Let us help you shop and compare your Shohola, Pennsylvania home insurance rates today!

Please give us a call now at 1-855-976-2656, easily get up to 12 rates over the phone in minutes. For Shohola, PA Home Insurance Quotes, start your shopping process to today, it's easy and hassle free!

18458 Home Insurance Average Premiums

Local 18458 homeowners insurance quotes comparison

$533 /yr.

Shows Zip Code: 18458 lowest rates with discounts applied on average.

For the 18458, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$533 /yr.
Average Coverage:$783 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1083 /yr.

What is the average home insurance cost for a home in 18458?

  • • The average homeowners insurance premium paid annually for a home in 18458 is around $783 per year.

What does it cost on average per month for home insurance in 18458?

  • • Homeowners in 18458 pay a monthly average cost per month around $65.00.

What kind of discount could I get if I combine my home and auto insurance together in 18458?

  • • Autoowners in 18458 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Shohola area, check out other zip codes nearby 18458.
Review average rates in another zip code:
18458 homeowners insurance rates

Home Replacement Cost Coverage in 18458

Average Building Cost Per Square Foot in 18458: $136

Location: Shohola, Pennsylvania (Pike County)

Average Square Footage in 18458: 1,740 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 18458 before you start any project. Shohola homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 18458 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 18458 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,740 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Shohola area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1361,740$236,600
Additional Upgrades & Added Features$1701,740$295,750
Major Home Updates or Advancements$2041,740$354,900

It's important to understand that when you estimate your replacement cost of your home in the 18458 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 18458

Best Home & Auto Insurance Agencies in 18458

Housing Demographics for 18458

Population Review for 18458 Zip Code

For the city of Shohola, the population within 18458 has increased to over 3,945 residents in population size. The current population total is 3,092. We have broken down the population based on race below. In 18458, there are over 1610 in male population and 1482 females.

PopulationValues
Total Population3,092
White Population2751
Black Population38
Hispanic Population236
Asian Population10
Hawaiian Population0
Indian Population7
Other Population56
Male Population1610
Female Population1482
Population Estimate3945

Household Data for 18458

The average number of homes in 18458 is around 1,277, there are an average of 2.40 per household. The average house value according to local real estate values is around $236,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,277
Persons Per Household2.40
Average House Value$236,600
Income Per Household$76165
Median Age51.4
Median Age Male50.6
Median Age Female51.9
18458 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code570/272
CityShohola
City Alias NameSHOHOLA
CountyPike
County FIPS103
State FIPS42
Time Zone5
Day Light SavingY
MSA5602
PMSA5660
CSA408
CBSA25770
CBSA_DIV
CBSA_TypeMicro
CBSA_NameHemlock Farms, PA
MSA_NameNew York-Northern New Jersey-Long Island, NY-NJ-CT-PA
PMSA_NameNewburgh, NY-PA PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses62
Number Of Employees383
Business First Quarter Payroll3067
Business Annual Payroll14505
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District08
Congressional LandArea706.93
Delivery Residential1644
Delivery Business45
Delivery Total1754
Preferred Last Line KeyX1B042
Classification Code
Multi-County
CSA NameNew York-Newark, NY-NJ-CT-PA
CBSA_DIV_Name
City State KeyX1B042
Land Area55.071000
Water Area2.246000
City Alias Code
City Mixed CaseShohola
City Alias Mixed CaseShohola
Box Count65
SFDU752
MFDU0
State ANSI42
County ANSI103
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number417736
Unique ZIP Name
SSA State County Code39630
Medicare CBSA Code35084
Medicare CBSA NameNewark, NJ-PA
Medicare CBSA TypeMicro
Market Rating Area ID3
County Mixed CasePike

Pennsylvania Homeowners Insurance News & Information

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]

  • Homeowners Below a 580 Credit Score Pay 35% More for Home Insurance Posted on Monday 15th April, 2024

    While the odds of a major disaster hitting a specific home is the same regardless of whether the owner has a great credit score or one that puts them in a subprime category, their credit score will impact their rate in many states.  In most states, insurers are allowed to consider credit scores when setting […]