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18451 Homeowners Insurance Rate Quotes

Are you shopping for homeowners insurance quotes in 18451? Our rates are very competitive for homeowners living in Paupack, PA. Many homeowners based out of your 18451 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our homeowners insurance quotes are free and our Pennsylvania licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 18451 should appear in the zip code field ready to go. For Paupack, PA Home Insurance Rate Quotes click to review the best rates and service online!

18451 Average Premium is Rated: Very Low!

Homeowners living in 18451 can easily save up to 40% off the average home insurance premium of $758 a year by comparing rates with us at GetHomeInsuranceQuotes.com. You don't have to do the research to find the best company, rate and coverage options. We have already done this for you. We have 12 major carriers in Paupack that are all very competitive and have the best rate and coverage option available. All you need to do is request quotes online for zip code 18451 and we will help you compare prices and apply all available discounts. If you want savings and also need help deciding which policy is best for you, than let us help you compare multiple rates today!

Get Multiple Home Insurance Rates in 18451!

18451 Home Insurance Average Premiums

Local 18451 homeowners insurance quotes comparison

$508 /yr.

Shows Zip Code: 18451 lowest rates with discounts applied on average.

For the 18451, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$508 /yr.
Average Coverage:$758 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1058 /yr.

What is the average home insurance cost for a home in 18451?

  • • The average homeowners insurance premium paid annually for a home in 18451 is around $758 per year.

What does it cost on average per month for home insurance in 18451?

  • • Homeowners in 18451 pay a monthly average cost per month around $63.00.

What kind of discount could I get if I combine my home and auto insurance together in 18451?

  • • Autoowners in 18451 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Paupack area, check out other zip codes nearby 18451.
Review average rates in another zip code:
18451 homeowners insurance rates

Home Replacement Cost Coverage in 18451

Average Building Cost Per Square Foot in 18451: $136

Location: Paupack, Pennsylvania (Pike County)

Average Square Footage in 18451: 2,022 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 18451 before you start any project. Paupack homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 18451 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 18451 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,022 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Paupack area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1362,022$275,000
Additional Upgrades & Added Features$1702,022$343,750
Major Home Updates or Advancements$2042,022$412,500

It's important to understand that when you estimate your replacement cost of your home in the 18451 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 18451

Best Home & Auto Insurance Agencies in 18451

Housing Demographics for 18451

Population Review for 18451 Zip Code

For the city of Paupack, the population within 18451 has increased to over 570 residents in population size. The current population total is 388. We have broken down the population based on race below. In 18451, there are over 184 in male population and 204 females.

PopulationValues
Total Population388
White Population383
Black Population1
Hispanic Population6
Asian Population0
Hawaiian Population0
Indian Population0
Other Population0
Male Population184
Female Population204
Population Estimate570

Household Data for 18451

The average number of homes in 18451 is around 188, there are an average of 2.06 per household. The average house value according to local real estate values is around $275,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode188
Persons Per Household2.06
Average House Value$275,000
Income Per Household$47067
Median Age57.9
Median Age Male59.8
Median Age Female57.5
18451 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code272/570
CityPaupack
City Alias NamePAUPACK
CountyPike
County FIPS103
State FIPS42
Time Zone5
Day Light SavingY
MSA5602
PMSA5660
CSA408
CBSA25770
CBSA_DIV
CBSA_TypeMicro
CBSA_NameHemlock Farms, PA
MSA_NameNew York-Northern New Jersey-Long Island, NY-NJ-CT-PA
PMSA_NameNewburgh, NY-PA PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses16
Number Of Employees46
Business First Quarter Payroll351
Business Annual Payroll2298
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District08
Congressional LandArea706.93
Delivery Residential277
Delivery Business2
Delivery Total360
Preferred Last Line KeyX1A416
Classification Code
Multi-County
CSA NameNew York-Newark, NY-NJ-CT-PA
CBSA_DIV_Name
City State KeyX1A416
Land Area4.309000
Water Area0.034000
City Alias Code
City Mixed CasePaupack
City Alias Mixed CasePaupack
Box Count68
SFDU221
MFDU0
State ANSI42
County ANSI103
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number416432
Unique ZIP Name
SSA State County Code39630
Medicare CBSA Code35084
Medicare CBSA NameNewark, NJ-PA
Medicare CBSA TypeMicro
Market Rating Area ID3
County Mixed CasePike

Pennsylvania Homeowners Insurance News & Information

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    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]

  • Homeowners Below a 580 Credit Score Pay 35% More for Home Insurance Posted on Monday 15th April, 2024

    While the odds of a major disaster hitting a specific home is the same regardless of whether the owner has a great credit score or one that puts them in a subprime category, their credit score will impact their rate in many states.  In most states, insurers are allowed to consider credit scores when setting […]