Get multiple home insurance quotes in 18435. Our licensed 18435, PA agents are ready to serve you.

Shop for Home Insurance in 18435 right now!

If you live in the 18435 zip code, we can help you find a better homeowners insurance policy at a lower price. Homeowners within the city of Lackawaxen have saved hundreds of dollars on their annual premium when using GetHomeInsuranceQuotes.com.

Our service is always free and we not only find a great policy for you, our PA licensed agents will provide you with a free consultation to discuss your coverage needs and answer any questions you may have regarding policy coverages or rates.

It is easy to start shopping for a new policy, just click on the "Get Multiple Quotes Now" button below, confirm your 18435 and then compare quotes from a variety of nationwide insurance companies.

18435 Average Homeowners Insurance Rates

If you are shopping for a HO-3 policy, which is considered the standard when it comes to homeowners insurance, we can help. In 18435 the average premium for homeowners coverage is $675 which compares very well to the national average of $1,249.

Our site makes it easy for you to find the insurer that offers the best coverage at the best rate in 18435. We are happy to answer any questions you may have and explain the different type of coverage while helping you determine what coverage levels are best for your family.

Get Free Home Insurance Quotes in 18435 Today!

We can help you find up to 12 homeowners insurance quotes quickly and from the comfort of your own home. In addition, we can do a discount review to make sure you are getting all available discounts on your policy.

Click to review the best Lackawaxen, PA home insurance quotes in your area.

18435 Home Insurance Average Premiums

Local 18435 homeowners insurance quotes comparison

$425 /yr.

Shows Zip Code: 18435 lowest rates with discounts applied on average.

For the 18435, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$425 /yr.
Average Coverage:$675 /yr.
2600 sq. ft. or higher
(all discounts applied)
$975 /yr.

What is the average home insurance cost for a home in 18435?

  • • The average homeowners insurance premium paid annually for a home in 18435 is around $675 per year.

What does it cost on average per month for home insurance in 18435?

  • • Homeowners in 18435 pay a monthly average cost per month around $56.00.

What kind of discount could I get if I combine my home and auto insurance together in 18435?

  • • Autoowners in 18435 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Lackawaxen area, check out other zip codes nearby 18435.
Review average rates in another zip code:
18435 homeowners insurance rates

Home Replacement Cost Coverage in 18435

Average Building Cost Per Square Foot in 18435: $136

Location: Lackawaxen, Pennsylvania (Pike County)

Average Square Footage in 18435: 1,801 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 18435 before you start any project. Lackawaxen homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 18435 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 18435 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,801 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Lackawaxen area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1361,801$244,900
Additional Upgrades & Added Features$1701,801$306,125
Major Home Updates or Advancements$2041,801$367,350

It's important to understand that when you estimate your replacement cost of your home in the 18435 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 18435

Best Home & Auto Insurance Agencies in 18435

Housing Demographics for 18435

Population Review for 18435 Zip Code

For the city of Lackawaxen, the population within 18435 has increased to over 1,610 residents in population size. The current population total is 1,055. We have broken down the population based on race below. In 18435, there are over 599 in male population and 456 females.

PopulationValues
Total Population1,055
White Population898
Black Population22
Hispanic Population91
Asian Population15
Hawaiian Population0
Indian Population2
Other Population23
Male Population599
Female Population456
Population Estimate1610

Household Data for 18435

The average number of homes in 18435 is around 440, there are an average of 2.40 per household. The average house value according to local real estate values is around $244,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode440
Persons Per Household2.40
Average House Value$244,900
Income Per Household$88727
Median Age54.4
Median Age Male52.2
Median Age Female55.9
18435 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code570
CityLackawaxen
City Alias NameLACKAWAXEN
CountyPike
County FIPS103
State FIPS42
Time Zone5
Day Light SavingY
MSA5602
PMSA5660
CSA408
CBSA25770
CBSA_DIV
CBSA_TypeMicro
CBSA_NameHemlock Farms, PA
MSA_NameNew York-Northern New Jersey-Long Island, NY-NJ-CT-PA
PMSA_NameNewburgh, NY-PA PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses17
Number Of Employees260
Business First Quarter Payroll1645
Business Annual Payroll8106
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District08
Congressional LandArea706.93
Delivery Residential671
Delivery Business8
Delivery Total873
Preferred Last Line KeyX19239
Classification Code
Multi-County
CSA NameNew York-Newark, NY-NJ-CT-PA
CBSA_DIV_Name
City State KeyX19239
Land Area12.510000
Water Area0.435000
City Alias Code
City Mixed CaseLackawaxen
City Alias Mixed CaseLackawaxen
Box Count168
SFDU166
MFDU0
State ANSI42
County ANSI103
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number414336
Unique ZIP Name
SSA State County Code39630
Medicare CBSA Code35084
Medicare CBSA NameNewark, NJ-PA
Medicare CBSA TypeMicro
Market Rating Area ID3
County Mixed CasePike

Pennsylvania Homeowners Insurance News & Information

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]

  • Homeowners Below a 580 Credit Score Pay 35% More for Home Insurance Posted on Monday 15th April, 2024

    While the odds of a major disaster hitting a specific home is the same regardless of whether the owner has a great credit score or one that puts them in a subprime category, their credit score will impact their rate in many states.  In most states, insurers are allowed to consider credit scores when setting […]