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18425 Home Insurance Quotes, Rates & Coverage

Are you looking for the right homeowners insurance policy at an affordable price for your home in 18425? There are over 563 occupied homes in the 18425 area. With a population size of 1,263, it's not uncommon for residence of Greeley, PA to want to find cheaper home insurance rates online. The average premium for a standard HO-3 home insurance policy for homeowners living in Pennsylvania is around $729 per year. At GetHomeInsuranceQuotes.com, we help you easily compare up to 12 home insurance rates from the top rated insurance companies. We also help you save money by applying all the home insurance credits and discounts available helping you save up to 40% or more on your next homeowners policy. Enter your 18425 zip code today to compare multiple rates and coverage options for your existing policy or a new home purchase.

For additional information about average home insurance rates, premiums or home insurance types, please review your city information: Greeley, PA Home Insurance Rate Quotes

18425 Home Insurance Average Premiums

Local 18425 homeowners insurance quotes comparison

$479 /yr.

Shows Zip Code: 18425 lowest rates with discounts applied on average.

For the 18425, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$479 /yr.
Average Coverage:$729 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1029 /yr.

What is the average home insurance cost for a home in 18425?

  • • The average homeowners insurance premium paid annually for a home in 18425 is around $729 per year.

What does it cost on average per month for home insurance in 18425?

  • • Homeowners in 18425 pay a monthly average cost per month around $61.00.

What kind of discount could I get if I combine my home and auto insurance together in 18425?

  • • Autoowners in 18425 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Greeley area, check out other zip codes nearby 18425.
Review average rates in another zip code:
18425 homeowners insurance rates

Home Replacement Cost Coverage in 18425

Average Building Cost Per Square Foot in 18425: $136

Location: Greeley, Pennsylvania (Pike County)

Average Square Footage in 18425: 1,080 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 18425 before you start any project. Greeley homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 18425 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 18425 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,080 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Greeley area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1361,080$146,900
Additional Upgrades & Added Features$1701,080$183,625
Major Home Updates or Advancements$2041,080$220,350

It's important to understand that when you estimate your replacement cost of your home in the 18425 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 18425

Best Home & Auto Insurance Agencies in 18425

Housing Demographics for 18425

Population Review for 18425 Zip Code

For the city of Greeley, the population within 18425 has increased to over 1,225 residents in population size. The current population total is 1,263. We have broken down the population based on race below. In 18425, there are over 644 in male population and 619 females.

PopulationValues
Total Population1,263
White Population1149
Black Population10
Hispanic Population75
Asian Population10
Hawaiian Population0
Indian Population1
Other Population10
Male Population644
Female Population619
Population Estimate1225

Household Data for 18425

The average number of homes in 18425 is around 563, there are an average of 2.24 per household. The average house value according to local real estate values is around $146,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode563
Persons Per Household2.24
Average House Value$146,900
Income Per Household$61000
Median Age49.6
Median Age Male49.8
Median Age Female49.3
18425 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code570/272
CityGreeley
City Alias NameGREELEY
CountyPike
County FIPS103
State FIPS42
Time Zone5
Day Light SavingY
MSA5602
PMSA5660
CSA408
CBSA25770
CBSA_DIV
CBSA_TypeMicro
CBSA_NameHemlock Farms, PA
MSA_NameNew York-Northern New Jersey-Long Island, NY-NJ-CT-PA
PMSA_NameNewburgh, NY-PA PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses20
Number Of Employees239
Business First Quarter Payroll2497
Business Annual Payroll13680
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District08
Congressional LandArea706.93
Delivery Residential547
Delivery Business22
Delivery Total1637
Preferred Last Line KeyX18695
Classification Code
Multi-County
CSA NameNew York-Newark, NY-NJ-CT-PA
CBSA_DIV_Name
City State KeyX18695
Land Area23.345000
Water Area0.373000
City Alias Code
City Mixed CaseGreeley
City Alias Mixed CaseGreeley
Box Count72
SFDU472
MFDU0
State ANSI42
County ANSI103
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number413308
Unique ZIP Name
SSA State County Code39630
Medicare CBSA Code35084
Medicare CBSA NameNewark, NJ-PA
Medicare CBSA TypeMicro
Market Rating Area ID3
County Mixed CasePike

Pennsylvania Homeowners Insurance News & Information

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]

  • Homeowners Below a 580 Credit Score Pay 35% More for Home Insurance Posted on Monday 15th April, 2024

    While the odds of a major disaster hitting a specific home is the same regardless of whether the owner has a great credit score or one that puts them in a subprime category, their credit score will impact their rate in many states.  In most states, insurers are allowed to consider credit scores when setting […]