Get multiple home insurance quotes in 18337. Our licensed 18337, PA agents are ready to serve you.

Compare 18337 Home Insurance Rates

Are you looking to easily compare home insurance prices online for your home in the 18337 area? The average homeowners premium in Pennsylvania for a standard homeowners policy is around $761/yr., paid annually through your mortgage provider if your home is not currently paid in full. A standard policy for your home is referred to as an HO-3 policy which is the most common homeowners policy. This type of policy covers all perils, but will exclude certain major perils like flood and earthquake damage. The exceptions are listed on your current policy so it is important to know what type of coverage you currently have so you can compare the best home insurance rates, companies and policy protection. In the 18337 zip code, the population size is around 15,519 with 6,017 currently occupied homeowners. Our online quoting process helps make it easy for you to shop and compare the best home insurance rates for your home in 18337.

Please give us a call now at 1-855-976-2656, and easily get up to 12 rates over the phone in minutes. Easily shop the best rates for Milford, PA Homeowners Insurance. Compare companies, quotes, coverages and more.

Avg. PA RateDiscountsSavingsShop Rates
$967up to 40% off$387

18337 Home Insurance Average Premiums

Local 18337 homeowners insurance quotes comparison

$511 /yr.

Shows Zip Code: 18337 lowest rates with discounts applied on average.

For the 18337, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$511 /yr.
Average Coverage:$761 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1061 /yr.

What is the average home insurance cost for a home in 18337?

  • • The average homeowners insurance premium paid annually for a home in 18337 is around $761 per year.

What does it cost on average per month for home insurance in 18337?

  • • Homeowners in 18337 pay a monthly average cost per month around $63.00.

What kind of discount could I get if I combine my home and auto insurance together in 18337?

  • • Autoowners in 18337 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Milford area, check out other zip codes nearby 18337.
Review average rates in another zip code:
18337 homeowners insurance rates

Home Replacement Cost Coverage in 18337

Average Building Cost Per Square Foot in 18337: $136

Location: Milford, Pennsylvania (Pike County)

Average Square Footage in 18337: 1,691 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 18337 before you start any project. Milford homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 18337 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 18337 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,691 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Milford area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1361,691$230,000
Additional Upgrades & Added Features$1701,691$287,500
Major Home Updates or Advancements$2041,691$345,000

It's important to understand that when you estimate your replacement cost of your home in the 18337 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 18337

Best Home & Auto Insurance Agencies in 18337

Dillmuth- Douglas H - State Farm Insurance Agent

Address: 505 W Harford St Milford, PA 18337
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Nationwide Insurance - Sonnie L Lehman

Address: 415 Broad St Milford, PA 18337
Phone:
Website: http://www.nationwide.com/agent/Milford-PENNSYLVANIA-insurance-agent/sonnielehmanagency/office.html
Info:

HOKE Philip E Insurance

Address: 313 W Harford St Milford, PA 18337
Phone:
Website:
Info:

Housing Demographics for 18337

Population Review for 18337 Zip Code

For the city of Milford, the population within 18337 has increased to over 17,410 residents in population size. The current population total is 15,519. We have broken down the population based on race below. In 18337, there are over 7735 in male population and 7784 females.

PopulationValues
Total Population15,519
White Population13211
Black Population411
Hispanic Population1504
Asian Population241
Hawaiian Population3
Indian Population48
Other Population386
Male Population7735
Female Population7784
Population Estimate17410

Household Data for 18337

The average number of homes in 18337 is around 6,017, there are an average of 2.56 per household. The average house value according to local real estate values is around $230,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode6,017
Persons Per Household2.56
Average House Value$230,000
Income Per Household$84144
Median Age47.3
Median Age Male46.4
Median Age Female48.1
18337 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code570/272
CityMilford
City Alias NameMILFORD
CountyPike
County FIPS103
State FIPS42
Time Zone5
Day Light SavingY
MSA5602
PMSA5660
CSA408
CBSA25770
CBSA_DIV
CBSA_TypeMicro
CBSA_NameHemlock Farms, PA
MSA_NameNew York-Northern New Jersey-Long Island, NY-NJ-CT-PA
PMSA_NameNewburgh, NY-PA PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses323
Number Of Employees2800
Business First Quarter Payroll24151
Business Annual Payroll109381
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District08
Congressional LandArea706.93
Delivery Residential6801
Delivery Business391
Delivery Total8185
Preferred Last Line KeyX19822
Classification Code
Multi-County
CSA NameNew York-Newark, NY-NJ-CT-PA
CBSA_DIV_Name
City State KeyX19822
Land Area71.752000
Water Area1.488000
City Alias Code
City Mixed CaseMilford
City Alias Mixed CaseMilford
Box Count481
SFDU1952
MFDU48
State ANSI42
County ANSI103
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number415372
Unique ZIP Name
SSA State County Code39630
Medicare CBSA Code35084
Medicare CBSA NameNewark, NJ-PA
Medicare CBSA TypeMicro
Market Rating Area ID3
County Mixed CasePike

Pennsylvania Homeowners Insurance News & Information

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]

  • Homeowners Below a 580 Credit Score Pay 35% More for Home Insurance Posted on Monday 15th April, 2024

    While the odds of a major disaster hitting a specific home is the same regardless of whether the owner has a great credit score or one that puts them in a subprime category, their credit score will impact their rate in many states.  In most states, insurers are allowed to consider credit scores when setting […]