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Home Insurance Rates in 18328

For homeowners shopping online in 18328, our insurance rates are very competitive for homeowners living in Dingmans Ferry, PA. Many homeowners based out of the great city of Dingmans Ferry have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Pennsylvania licensed agents can provide a free consultation service to you that allows you to ask questions about which rates and coverage options are best suited for you and your family. To get free home insurance quotes in 18328, simply click the "Get Multiple Quotes Now" button. Your 18328 should appear in the zip code field ready to go. We only need some basic home information to start running multiple quotes for you. Dingmans Ferry, PA Home Insurance Rate Quotes are available for you, we easily review and compare multiple coverage and rate options.

18328 Home Insurance Rating is: Very Low!

If you live in 18328, you can easily save up to 40% off the average home insurance premium of $722 a year by letting us help you compare the best rate and coverage option for your home. We can compare up to 12 major top rated home insurance companies all at once. We also will do a professional analysis to determine which coverage is best suited to cover the risk that you need. Home insurance in Dingmans Ferry can come in a variety of different packages, it's important to understand which homeowners policy is best. Let us help you compare home insurance rates in 18328 today!

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18328 Home Insurance Average Premiums

Local 18328 homeowners insurance quotes comparison

$472 /yr.

Shows Zip Code: 18328 lowest rates with discounts applied on average.

For the 18328, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$472 /yr.
Average Coverage:$722 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1022 /yr.

What is the average home insurance cost for a home in 18328?

  • • The average homeowners insurance premium paid annually for a home in 18328 is around $722 per year.

What does it cost on average per month for home insurance in 18328?

  • • Homeowners in 18328 pay a monthly average cost per month around $60.00.

What kind of discount could I get if I combine my home and auto insurance together in 18328?

  • • Autoowners in 18328 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Dingmans Ferry area, check out other zip codes nearby 18328.
Review average rates in another zip code:
18328 homeowners insurance rates

Home Replacement Cost Coverage in 18328

Average Building Cost Per Square Foot in 18328: $136

Location: Dingmans Ferry, Pennsylvania (Pike County)

Average Square Footage in 18328: 1,204 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 18328 before you start any project. Dingmans Ferry homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 18328 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 18328 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,204 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Dingmans Ferry area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1361,204$163,700
Additional Upgrades & Added Features$1701,204$204,625
Major Home Updates or Advancements$2041,204$245,550

It's important to understand that when you estimate your replacement cost of your home in the 18328 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 18328

Best Home & Auto Insurance Agencies in 18328

Housing Demographics for 18328

Population Review for 18328 Zip Code

For the city of Dingmans Ferry, the population within 18328 has increased to over 8,802 residents in population size. The current population total is 8,080. We have broken down the population based on race below. In 18328, there are over 4074 in male population and 4006 females.

PopulationValues
Total Population8,080
White Population6852
Black Population208
Hispanic Population808
Asian Population72
Hawaiian Population4
Indian Population31
Other Population233
Male Population4074
Female Population4006
Population Estimate8802

Household Data for 18328

The average number of homes in 18328 is around 3,234, there are an average of 2.49 per household. The average house value according to local real estate values is around $163,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode3,234
Persons Per Household2.49
Average House Value$163,700
Income Per Household$69978
Median Age44.7
Median Age Male44.2
Median Age Female45.2
18328 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias AbbreviationDINGMANS FRY
Area Code570/272
CityDingmans Ferry
City Alias NameDINGMANS FERRY
CountyPike
County FIPS103
State FIPS42
Time Zone5
Day Light SavingY
MSA5602
PMSA5660
CSA408
CBSA25770
CBSA_DIV
CBSA_TypeMicro
CBSA_NameHemlock Farms, PA
MSA_NameNew York-Northern New Jersey-Long Island, NY-NJ-CT-PA
PMSA_NameNewburgh, NY-PA PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses97
Number Of Employees566
Business First Quarter Payroll3769
Business Annual Payroll15827
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District08
Congressional LandArea706.93
Delivery Residential3535
Delivery Business88
Delivery Total4054
Preferred Last Line KeyX17960
Classification Code
Multi-County
CSA NameNew York-Newark, NY-NJ-CT-PA
CBSA_DIV_Name
City State KeyX17960
Land Area112.158000
Water Area4.074000
City Alias Code
City Mixed CaseDingmans Ferry
City Alias Mixed CaseDingmans Ferry
Box Count397
SFDU607
MFDU1
State ANSI42
County ANSI103
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number412048
Unique ZIP Name
SSA State County Code39630
Medicare CBSA Code35084
Medicare CBSA NameNewark, NJ-PA
Medicare CBSA TypeMicro
Market Rating Area ID3
County Mixed CasePike

Pennsylvania Homeowners Insurance News & Information

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    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]

  • Homeowners Below a 580 Credit Score Pay 35% More for Home Insurance Posted on Monday 15th April, 2024

    While the odds of a major disaster hitting a specific home is the same regardless of whether the owner has a great credit score or one that puts them in a subprime category, their credit score will impact their rate in many states.  In most states, insurers are allowed to consider credit scores when setting […]