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Compare 36535 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Foley just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 14,710 neighbors looking to save on their home insurance policy in the local 36535 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 36535. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Alabama rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Foley, AL home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Foley, AL

36535 Home Insurance Average Premiums

Local 36535 homeowners insurance quotes comparison

$918 /yr.

Shows Zip Code: 36535 lowest rates with discounts applied on average.

For the 36535, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$918 /yr.
Average Coverage:$1168 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1468 /yr.

What is the average home insurance cost for a home in 36535?

  • • The average homeowners insurance premium paid annually for a home in 36535 is around $1168 per year.

What does it cost on average per month for home insurance in 36535?

  • • Homeowners in 36535 pay a monthly average cost per month around $97.00.

What kind of discount could I get if I combine my home and auto insurance together in 36535?

  • • Autoowners in 36535 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Foley area, check out other zip codes nearby 36535.
Review average rates in another zip code:
36535 homeowners insurance rates

Home Replacement Cost Coverage in 36535

Average Building Cost Per Square Foot in 36535: $104

Location: Foley, Alabama (Baldwin County)

Average Square Footage in 36535: 1,947 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 36535 before you start any project. Foley homeowners pay on average around $104 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 36535 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 36535 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,947 sq. ft. and the average cost to rebuild the home in this area is around $104 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Foley area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1041,947$202,500
Additional Upgrades & Added Features$1301,947$253,125
Major Home Updates or Advancements$1561,947$303,750

It's important to understand that when you estimate your replacement cost of your home in the 36535 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 36535

Ben L. Castleberry Agency

Address: 1402 S McKenzie St Foley, AL 36535
Phone: (251)943-5216
Website:

International Assurance Baldwin County Inc

Address: 14797 State Highway 59 Foley, AL 36535
Phone: (251)943-2305
Website:

Best Home & Auto Insurance Agencies in 36535

Holk- Frances - State Farm Insurance Agent

Address: 315 E Laurel Ave Foley, AL 36535
Phone:
Website:
Info:

Alfa Insurance

Address: 231 W Laurel Ave Foley, AL 36535
Phone:
Website: http://www.alfains.com
Info: Alfa Insurance Home Page

Aggressive Insurance Agency

Address: 314 E Laurel Ave, #3 Foley, AL 36535
Phone:
Website:
Info:

Allstate Insurance Companies

Address: 313 E Laurel Ave Foley, AL 36535
Phone:
Website: http://www.allstateagencies.com
Info:

Farmers Insurance

Address: 111 W Myrtle Ave Foley, AL 36535
Phone:
Website:
Info:

Housing Demographics for 36535

Population Review for 36535 Zip Code

For the city of Foley, the population within 36535 has increased to over 43,218 residents in population size. The current population total is 35,484. We have broken down the population based on race below. In 36535, there are over 16947 in male population and 18537 females.

PopulationValues
Total Population35,484
White Population27044
Black Population3203
Hispanic Population3890
Asian Population298
Hawaiian Population16
Indian Population283
Other Population1872
Male Population16947
Female Population18537
Population Estimate43218

Household Data for 36535

The average number of homes in 36535 is around 14,710, there are an average of 2.39 per household. The average house value according to local real estate values is around $202,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode14,710
Persons Per Household2.39
Average House Value$202,500
Income Per Household$56426
Median Age45.8
Median Age Male43.3
Median Age Female47.9
36535 DetailsValues
StateAL
State Full NameAlabama
City TypeP
City Alias Abbreviation
Area Code251
CityFoley
City Alias NameFOLEY
CountyBaldwin
County FIPS003
State FIPS01
Time Zone6
Day Light SavingY
MSA5160
PMSA
CSA380
CBSA19300
CBSA_DIV
CBSA_TypeMetro
CBSA_NameDaphne-Fairhope-Foley, AL
MSA_NameMobile, AL MSA
PMSA_Name
RegionSouth
DivisionEast South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses909
Number Of Employees12059
Business First Quarter Payroll108327
Business Annual Payroll463974
Business Employment Flag
Growth Rank98
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number4452
Growth Increase Percentage2.4
Metropolitan DetailsValues
CBSA Population182265
CBSA Division Population0
Congressional District01
Congressional LandArea6066.83
Delivery Residential18083
Delivery Business1254
Delivery Total19114
Preferred Last Line KeyY10446
Classification Code
Multi-County
CSA NameMobile-Daphne-Fairhope, AL
CBSA_DIV_Name
City State KeyY10446
Land Area92.540000
Water Area4.558000
City Alias Code
City Mixed CaseFoley
City Alias Mixed CaseFoley
Box Count0
SFDU13242
MFDU878
State ANSI01
County ANSI003
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number013120
Unique ZIP Name
SSA State County Code01010
Medicare CBSA Code19300
Medicare CBSA NameDaphne-Fairhope-Foley, AL
Medicare CBSA TypeMetro
Market Rating Area ID13
County Mixed CaseBaldwin

Alabama Homeowners Insurance News & Information

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]

  • Homeowners Below a 580 Credit Score Pay 35% More for Home Insurance Posted on Monday 15th April, 2024

    While the odds of a major disaster hitting a specific home is the same regardless of whether the owner has a great credit score or one that puts them in a subprime category, their credit score will impact their rate in many states.  In most states, insurers are allowed to consider credit scores when setting […]