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Quickly Revew Homeowners Insurance in 89146

If you own a home in Las Vegas, NV you need a great homeowners policy to protect your home and possessions. Industry experts recommend shopping your homeowners insurance on a yearly basis to ensure that you are getting the best price and coverage levels.

GetHomeInsuranceQuotes.com can help you shop your coverage and find the best policy for your home in 89146 zip code. Our service is always free and we will gather quotes from up to 12 nationwide insurers so you can see all of your homeowners insurance options in one place. Our Nevada licensed agents will also review your needs and make sure you have the appropriate coverage for your home.

If you want to see real savings on the cost of homeowners insurance start shopping GetHomeInsuranceQuotes.com right now. Get started by clicking the Get Multiple Quotes Now" button below, verify your 89146 and start comparing rates now.

89146 Homeowners Insurance Rates Are Considered: very low!

The average rate for a standard homeowners policy in 89146 is $677 according to industry data. We can help you achieve substantial savings by using our online quoting process to find the best policy for your specific home. We will also make sure you are fully covered. Insurance policies and coverage levels vary so it is key to fully understand your policy and what it covers as well as any coverage limitations.

We only deal with reputable, nationwide insurers so you can be confident that if you do need to make a claim it will be handled quickly and fairly. It’s time to start shopping for a new policy.

Get 89146 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Las Vegas, NV home insurance quotes in your local city and review the most competitive coverages and premiums.

89146 Home Insurance Average Premiums

Local 89146 homeowners insurance quotes comparison

$427 /yr.

Shows Zip Code: 89146 lowest rates with discounts applied on average.

For the 89146, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$427 /yr.
Average Coverage:$677 /yr.
2600 sq. ft. or higher
(all discounts applied)
$977 /yr.

What is the average home insurance cost for a home in 89146?

  • • The average homeowners insurance premium paid annually for a home in 89146 is around $677 per year.

What does it cost on average per month for home insurance in 89146?

  • • Homeowners in 89146 pay a monthly average cost per month around $56.00.

What kind of discount could I get if I combine my home and auto insurance together in 89146?

  • • Autoowners in 89146 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Las Vegas area, check out other zip codes nearby 89146.
Review average rates in another zip code:
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Home Replacement Cost Coverage in 89146

Average Building Cost Per Square Foot in 89146: $177

Location: Las Vegas, Nevada (Clark County)

Average Square Footage in 89146: 1,806 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 89146 before you start any project. Las Vegas homeowners pay on average around $177 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 89146 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 89146 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,806 sq. ft. and the average cost to rebuild the home in this area is around $177 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Las Vegas area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1771,806$319,700
Additional Upgrades & Added Features$2211,806$399,625
Major Home Updates or Advancements$2661,806$479,550

It's important to understand that when you estimate your replacement cost of your home in the 89146 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 89146

Millennium Insurance Brokers

Address: 6655 West Sahara Avenue Las Vegas, NV 89146
Phone: (702)222-4003
Website:

Hamilton Marie T Insurance

Address: 3130 South Rainbow Boulevard Las Vegas, NV 89146
Phone: (702)368-3991
Website:

Bracken Leavitt Insurance

Address: 5420 W Sahara Ave Las Vegas, NV 89146
Phone: (702)646-6234
Website:

Noonan Carrol J Insurance

Address: 3130 South Rainbow Boulevard Las Vegas, NV 89146
Phone: (702)368-3991
Website:

Allstate Insurance-Peace Empire Agency Inc.(Dianne Peace)

Address: 5710 W Charleston Blvd Las Vegas, NV 89146
Phone: (702)870-4000
Website: www.allstate.com

Best Home & Auto Insurance Agencies in 89146

Ross- Jeff

Address: 1725 S Rainbow Blvd, #11 Las Vegas, NV 89146
Phone:
Website:
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Primero Insurance Company

Address: 2640 S Jones Blvd Las Vegas, NV 89146
Phone:
Website:
Info:

Allstate Insurance-Peace Empire Agency Inc.(Dianne Peace)

Address: 5710 W Charleston Blvd Las Vegas, NV 89146
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
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Amnet Inc

Address: 3130 S Rainbow Blvd, #301 Las Vegas, NV 89146
Phone:
Website:
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Huddleston- Robert J

Address: 5775 W Sahara Ave Las Vegas, NV 89146
Phone:
Website:
Info:

Housing Demographics for 89146

Population Review for 89146 Zip Code

For the city of Las Vegas, the population within 89146 has increased to over 19,242 residents in population size. The current population total is 19,777. We have broken down the population based on race below. In 89146, there are over 9876 in male population and 9901 females.

PopulationValues
Total Population19,777
White Population8003
Black Population2766
Hispanic Population6233
Asian Population2641
Hawaiian Population150
Indian Population214
Other Population3253
Male Population9876
Female Population9901
Population Estimate19242

Household Data for 89146

The average number of homes in 89146 is around 7,623, there are an average of 2.55 per household. The average house value according to local real estate values is around $319,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode7,623
Persons Per Household2.55
Average House Value$319,700
Income Per Household$51438
Median Age40.2
Median Age Male39.2
Median Age Female41.2
89146 DetailsValues
StateNV
State Full NameNevada
City TypeP
City Alias Abbreviation
Area Code702/725
CityLas Vegas
City Alias NameLAS VEGAS
CountyClark
County FIPS003
State FIPS32
Time Zone8
Day Light SavingY
MSA4120
PMSA
CSA332
CBSA29820
CBSA_DIV
CBSA_TypeMetro
CBSA_NameLas Vegas-Henderson-North Las Vegas, NV
MSA_NameLas Vegas, NV-AZ MSA
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1394
Number Of Employees15408
Business First Quarter Payroll166346
Business Annual Payroll754773
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population1951269
CBSA Division Population0
Congressional District03|04
Congressional LandArea2848.99|50997.97
Delivery Residential7546
Delivery Business1567
Delivery Total13745
Preferred Last Line KeyZ14477
Classification Code
Multi-County
CSA NameLas Vegas-Henderson, NV
CBSA_DIV_Name
City State KeyZ14477
Land Area4.801000
Water Area0.000000
City Alias Code
City Mixed CaseLas Vegas
City Alias Mixed CaseLas Vegas
Box Count0
SFDU2933
MFDU3339
State ANSI32
County ANSI003
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number314880
Unique ZIP Name
SSA State County Code29010
Medicare CBSA Code29820
Medicare CBSA NameLas Vegas-Henderson-Paradise, NV
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseClark

Nevada Homeowners Insurance News & Information

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]